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To spend money when I don’t have any idea where it’s come from?

153 replies

NobodyLivesHere · 26/05/2024 16:04

On checking my bank account this morning there is £600 in there that I can’t account for. The only info is an account number I don’t recognise.
I desperately need a plumber to come out and unblock some outside pipes and it’s been causing me a lot of stress as I can’t afford it. I’m off sick from work after a life altering accident and I’m a single parent to 3 including a disabled child, my savings have been eaten by this and there’s no telling when or even if I’ll be able to return to work.

I know I should report this money to my bank. But part of me wants to use £150 of it to do the work needed. And then if I have to pay it back set up a payment plan.

is this awful? It’s awful isn’t it? And yet it’s just….there.

OP posts:
OhMoreDrama · 26/05/2024 16:11

I can click on payments and get more information.

What does the ref say? Maybe we can help you work it out?

Applestrudel71 · 26/05/2024 16:10

Trouble is op, whoever gave it incorrectly is likely to want it back… and possibly not via payment plan. If you spend £150now can you afford to give all the money back immediately when it’s recalled? Otherwise you might just create another problem later on when you have to find the money quickly.

Redglitter · 26/05/2024 16:09

Phone the bank. If it's a mistake they're going to work it out & take it back anyway. If on the other hand it's a payment due to you you can call a plumber & have extra money left over to take the pressure off you.

Phone the bank