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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

What should I do with my car?

36 replies

Azurehawker · 22/05/2024 18:20

Sorry not much of an aibu more of a wwyd, and also hoping someone who knows about cars can offer advice.

my car has developed a major fault that need a specialist repair (automatic transmission) the only garage I can find who are able to offer this kind of repair is is 200 miles away. I don’t think the car would make it there without being transported. Repair is likely to cost anything between 800-2000 depending on what they find. I still have 3000 outstanding finance on the car and the extended warranty I paid for has now expired.

The issue is complicated by the fact that the car has some quite severe damage to the bodywork as a result of a slight accident with my own garden wall 😬 it would also cost 1000+ to fix and I was resigned to just driving it into the ground with the damage unfixed, it also has around 90,000 miles on it so all in all it’s definitely worth less than the outstanding finance even without the transmission issues but I was hoping it would last the next 18 months so the finance was at least paid off.

I’m so stressed about it all as I can’t work without my car (self employed) I have no idea what to do for the best. I also feel like a complete failure as this was the car I bought after separating from my husband and it was a massive step for me, now it’s all gone wrong and I’m finding it hard to keep things in perspective and not just spiral into anxiety depression about it. Especially as I’m still having to drive the car for work everyday and it’s getting worse and worse, i know it’s just going to pack in any day now.

I could really do with some suggestions for the best thing to do in this situation.

OP posts:
RubberyChicken · 22/05/2024 19:07

I don't think a mobile mechanic is going to br able to remove, strip and rebuild a gearbox on your drive. It really does need a specialist to do it. You need special tooling and know what you're doing.
How much would the car be worth in good condition op?

theteddybear · 22/05/2024 19:01

I would claim your car insurance. Say u hit the wall at your home and now there's internal damage. You wld need to possibly lie about when it happened though. As I don't know how long ago u hit the wall.

Azurehawker · 22/05/2024 18:59

ABCBasics123 · 22/05/2024 18:56

I repeat, find a local garage or a mobile mechanic who can do the repairs

Mobile mechanics can come to you

no one local can do the repairs, it’s a dsg transmission

OP posts:
iamtheblcksheep · 22/05/2024 18:59

Is it a VW by any chance?

ABCBasics123 · 22/05/2024 18:56

I repeat, find a local garage or a mobile mechanic who can do the repairs

Mobile mechanics can come to you

Ghostgirl77 · 22/05/2024 18:35

It seems like your choices are to either get the work done and continue driving it or scrap it, in which case you’ll presumably still have to pay off the outstanding finance but will be able to use the money saved on the repair to buy another car.

PonyPatter44 · 22/05/2024 18:33

Whatever sort of car is it, where only one garage in the whole country can fix it? I think you might want to try phoning round a few garages, or looking for an independent garage that specialises in your make of car.

Bluevelvetsofa · 22/05/2024 18:30

Would you be interested in getting a car on PCP or lease?

I suppose it depends how old the car is too, but potentially spending about £3000 would mean I’d need it to be reliable for some time afterwards and that would also depend on the age.

Could you use that money as a deposit for another car. PCP doesn’t necessarily mean getting a brand new car.

PickledPurplePickle · 22/05/2024 18:26

I don’t believe that the nearest garage is 200 miles away, who told you that?

Azurehawker · 22/05/2024 18:25

ABCBasics123 · 22/05/2024 18:24

Find a local garage that can do the repairs

The closest garage that can do the repair is 200 miles away

OP posts:
ABCBasics123 · 22/05/2024 18:24

Find a local garage that can do the repairs