To ask for advice - legal / driving DH being taken to claims court

This is over the small claims limit but for small claims you can ask to move any court hearing to your local court so no need to travel.

Are you sure it is a genuine letter from the small claims court and not just a phishing expedition?

All he needs to do is pass it back to the insurance company - that is why you have one! They will deal with it.

Sorry no help with the specifics but sounds crazy that she could just say that any number plate has crashed into her car and caused this damage without any evidence of it or without informing the police back then. I can’t believe she’d even have a leg to stand on with this.

Sounds like she's trying her luck to get any money out of him. I'd confirm with work that he was indeed working that day. If the insurers have closed the case it's highly unlikely a judge will think differently.

My guess is she's hoping to panic him and that he'll offer her an amount of money. I'd just wait for the court date - but I doubt it will ever appear

I had this OP. I had a letter from my insurance company to say that, apparently, I had been involved in an accident in Glasgow when I wasn't even in Scotland. Luckily I had CCTV footage from DDs school of me dropping her off there.

In the end it turned out they had got the wrong registration by one number but he police had also been involved so it was slightly different to your DHs situation.

This sounds very odd. If so much damage had been caused why did her insurers not respond and why were the police not notified?

I would pass it on to your insurers but you could also check to see if you have any legal cover under any insurance policies if you do need to instruct a solicitor.

Small claims are £10,000 maximum.

Does he have an iPhone? I’ve changed phones in the last couple of years but have just scrolled back through my camera roll and found a random photo from a couple of years ago and it shows the exact location I took the photo in. He would have to have taken a photo on that date, though.

Or would he have had to pass a toll (e.g. Dartford Crossing) to have got to where she alleges he was? If so, there’d be no record of him crossing on that date.

Surely your insurance company should be handling this?

She could but it would be highly unlikely especially if the area is so far away... what would your hubby be doing in that area driving but working on teams at the same time. Not likely.

If this is the first he’s heard then she already hasn’t followed proper procedure, as she should have sent him a “letter before action” before commencing proceedings.

It will have cost her £700 to start the claim.

If she isn’t using a solicitor then suggest you don’t either (at least at this stage), if you do you will soon wish you’d just paid her the £14k.

Gather the evidence that you can and make sure you submit a defence by the deadline.

The problem with asking for colour and description she only has to type reg into dvla site and it tells you colour and make

This is what I was thinking, but I think you have to have been the organiser to see the report. You have to go into the calendar in teams, scroll back until you find the meeting, double click the meeting and on the next screen click 'chat' it should then display an attendance report if he was the organiser. If not surely he can contact the organiser to download it for him ?

I think it costs a lot of money to go to court, especially because if you lose you have to pay the other persons fees. 12k is a huge amount of damage, all seems very strange.

The £12k was damage to her car, with an extra £2k for "costs incurred" - maybe legal advice, cost of retrieving and storing car, hire car?

How did she get your address? Surely insurance companies don’t give this out. It’s very much on her to prove that it was your DHs car and that he was driving that day; I can’t see how she could have any proof in this situation. I also think that she has to provide all the evidence to you beforehand so you’ll know what (if any) she has and the details from your insurance company go in your favour. Wait to see what evidence she has before doing anything.

If he was working from home would I.T hold anything information to the IP address he was using or VPN? I'm no computer wizard but maybe his employers have something that can prove he was using your internet at home?

I have a different phone than I did 3 years ago but my Google maps timeline goes back that far and shows me where I was, might be worth looking at?

what are the "costs of 12k incurred"???

I can't see why they won't help out.
A friend sold a car but kept getting speeding tickets /parking fines through and her work boss sent information to the police to say that she lived no where near the alleged offences and he could prove from work sheets that she was at work on all days/times.

Pass to insurance and request information from work on his log in.

contact the insurance that you were with at the time
how about mobile phone record data??