To ask for advice - legal / driving DH being taken to claims court

A lot of people seem to be forgetting that the onus of proof is on the claimant in this case. Her personal contention about events and identities etc are just that without any actual evidence which she obviously can't have if the OPs DH wasn't there.

Google timeline?

Emails sent? Zoom meetings? Look through calendar!

A bit of long shot but would he have taken a photo on his phone that day that shows his location? Or would have gone to the local shop or ordered food to be delivered - if you can go that far back on his bank statements you mind something youve forgotten about. I agree that the insurance company should be handling it but in my experience its up to do to find evidence unfortunately

Some of the "randos" on here are actually lawyers etc. So may give good advice.

Can you look at your credit card statement for the day in question? Local transactions on the day? Photos taken on phone locally (if an iPhone will track). Did your DH actually own the car on the incident date? I bet it’s a recoveries claim and the insurers/sold have done a DVLA search to get the registered keeper details at the time. They can’t go to the MIB as it’s a subrogated loss.

Are there no minutes of the online meeting or better still an archived recording of it?

Scam

@Grainyawaydays if your DH was WFH could check record of work calendar. As well as this, could look at google maps at his timeline which may have a record of where he was that day as well (should still save if he’s changed phones since then, if switched on).

This is not what the small claims court is for. It also looks like there are data protection breaches.

Wouldn't £12K of damage likely be a write-off?

This does seem to have Scam written all over it

What do your insurers say?

This with bells on.

Your insurance haven't paid out, sounds like they are trying to scare you into offering to settle outside of court. Doubt it would make it to court if you simply refused. But I would report it to the police

@PickledPurplePickle you are wrong

Look it up

DVLA don't give out address details

the other driver is alleging he caused £12k worth of damage to her car and she didn’t get his details because he fled the scene. She is now taking him to court personally for £14k (£12k plus costs incurred).

What a chancer. If someone hit you and drove off you would (successfully) claim on your insurance. Whether or not you had any details.

I would inform the Police on the basis it is a scam.

Not quite the same situation but we were in a similar situation a few years ago. Just forward all the details to the insurance company. They are there to manage any claims against you, including in this case. We kept getting letters from the other woman's solicitor insisting we pay x or y would happen. it was so stressful. But each time, our insurance comapny would tell us to send it to them and they'd deal with it.

in the end, they paid a barrister to go to court with DH and sort it out.

So doing what you can to prove you weren't anywhere near is not a bad idea in case you need to pass that information along to the solicitor/insurance company. Depending on the company your DH works for, they might have ISP info on where he logged on from that day. Also, notwithstanding the meetings, did he not send any messages/emails during the day that could be pulled?

FGS ask an actual lawyer and not a bunch of anonymous randoms on the internet.

Pretty sure they should take over the case for you. You were insured at the time of the accident and that’s what you have insurance for. Her failure to follow the usual process shouldn’t negate your contract with them.

I stand corrected - it does sound like you can just contact DVLA, say you havve been a victim of a hit and run and they give your address.
Sounds very dodgy

Yes they would:
https://www.gov.uk/request-information-from-dvla/request-information-about-another-vehicle-registered-keeper

I can't undertsand how she could have got your address, the DVLA wouldn't give it out

Exactly that

To make a different type of EG a personal claim costs laods more

She's an absolute chancer.

Ok

A hit and run often results in and would have resulted in a police contract and a crime ref number, fact

Often, the victim would be asked to describe the hit and run person/s - that would be in her report

In your defence OP, I bet you she described a different bloke wearing different clothing of different weight, height facial features

Importantly, as the OP's ins was dealing with this - they need to be contacted and made aware of this and ensure they understand that your was advised in writing etc "case closed, no further action."

Let the insurance deal with it

OP, because of the line of work re your OH - does anyone else drive the same cars on his behalf??

What evidence did you provide your insurance to make them accept the fact your OH and the car was diffinetly hundreds of miles away from that area??

Has you OH ever been in that area and if so when??

Importantly, your insurance would have had to have evidence to state the car and the driver, ie your OH was not 300 miles away