I'm tired of being in a financial hole and just do not see a way out. My partner earns 25k and so do I so a combined income of 50k. Both FT. He has worked hard and retrained alongside his current position but has been unable to get into a first position in his new field. We both work our socks off, earn just above the cut off for any support. In a tonne of debt, so a good chunk of the salaries we make go to paying that. Have an IVA to consolidate our debt but have had to take more loans when the car breaks or other unexpected financial burdens occur. I can't do anything nice for our children and get so stressed at birthdays and Christmases, scrambling around on Vinted trying to find bits. We shop around for best deals for food etc and keep our food bills low at about £80 p/w for 5 of us. My partner has large diesel costs for his commute to work. We don't pay for childcare. We don't have unnecessary outgoings. We don't go on days out or have any hobbies except scouts for our children, and even that is a push. I'm so tired of living like this. I can't afford a party for our child this year and feel so sad that we work hard and are in this situation. I don't know how to improve our situation.