To think I've been scammed by motorcyclist?

Great job op :)

So glad it's worked out ok for you and you've been supported. Our insurer was incredibly kind and helpful with our attempted fraud. It really shakes you up doesn't it, and there's that horrible sick helpless feeling in your stomach when you feel like maybe you won't be able to prove it!

I don't know how people have such sad lives that they can live with obtaining money in this way.

Cash for crash. Report to the police

These fraudsters target people they think are most likely to be compliant at the scene - elderly people and women on their own, or women with children. If you're faced with a (potentially angry or volatile) man when you're on your own it can be very intimidating, and if you're not in the habit of having incidents like this it can be very confusing at the scene - the fraudster will try and confuse the victim and not give them time to think clearly about what's just happened.

Op did the right thing to hand over her details, believe it or not. It's all very well to sit behind a computer and tell her off for exchanging her details but that's what you're legally required to do after a collision so if he chose to ring the police, which they will sometimes do to add legitimacy to his accusations, and tell them she's refusing to exchange details, she could have got in trouble for not doing so.

Op go out and take lots and lots of photos of all angles of your car, close up and further back particularly around the area where the collision allegedly happened. This could be vital later on.

Because gangs of criminals stage accidents and then claim through companies calling themselves Accident Helpline, then they work together with solicitor firms, credit hire firms and engineers to put in hugely inflated claims for personal injury, storage of the vehicle and damage. They're all in on the scam.

They could easily stand to make £10,000 or more out of this one incident. These gangs do operate in other areas of the country as well so if you're not in London then don't assume it doesn't apply to you.

I work in insurance anti fraud which is why i say to tell them to send it to their fraud team - be very persistent that you think you've been a victim of fraud.

Don't speak to anyone except your own insurance company, these fraudsters have no qualms about lying to you about who they are and why theyre calling to try and get information or an admission of liability out of you.

You can also report the suspicions to the IFB (insurance fraud bureau) cheatline: https://insurancefraudbureau.org/cheatline

There is an insurance fraud helpline. Maybe call them for advice

How awful for you. I'm afraid it is a scam. They use these companies as a front as they charge huge extra premiums on things and so inflate claims massively.

I hope you have good photos of everything to show that there was no damage to the motorbike. I suspect if you've given your name and insurance company then your best bet is to notify your insurer. I know that must be galling for you but you don't want a claim to be started against you. You are better off making sure they know its a scam from the outset

Simply repeat to anyone that calls including the motorcyclist that you will only deal with your insurer. repeat repeat repeat. I suspect he doesn't even have a policy valid and is just going to keep trying through accident claims.
If an accident helpline asks about an accident just say no.

I had that happen to me a few years ago - except I didn't give my phone number so no follow on phone calls.
I reported it to the police on line, don't think I thought of my insurance company.
It was really unsettling - I think I posted on here about it at the time..
I didn't understand the point of it all - but the calls you mention make it start to make more sense

Pass the details on to your insurance company and only deal with them. Sounds very dodgy.

When my partner had a minor accident with someone we also got lots of calls from helplines asking if we had an accident. This mostly happens when the insurance company are contacted. So if you did not contact them the guy on the motorbike probably did. If there are cameras around tell your own insurance to ask for the footage. You could also appeal for dash cam footage on local apps.

Why did you even exchange details if you were stationary. I would have been asking for his details as he hit me!

Money extortion

There is an absolute wave of this in SW London. Hopefully you can open these links? I'm not sure how it will help you, unless to say to your insurers that these are copycat scams?

nextdoor.co.uk/p/tzjgdZKnxNtf?utm_source=share&extras=MTc1OTIxOTA2NDc1NzM%3D&utm_campaign=1716014370499

nextdoor.co.uk/p/Hmfp2_nGMLbc?utm_source=share&extras=MTc1OTIxOTA2NDc1NzM%3D&utm_campaign=1716014458082

He can find out her insurance company when he claims for the accident with her details. It doesn't matter that she didn't tell him herself.

It's a really common scam in certain areas of the country. Report it to your insurance but be very clear to them that you believe you've been targeted and ask that it gets referred to their fraud department.

This has happened 12 times in 3 days in my area (Surrey) it's the same man doing it. Well there's a group of them. Just go through insurance and don't be sidelined by nothing.

Ours had no impact on our premiums but we could prove it was entirely a fraud on the other parties part so I appreciate this may be different. The other party did try to claim also so keeping our insurer out of it wasn't an option.

I'd try for footage in the first instance as it will put you in a strong position. You could report the potential fraud to the police or IFB, or they may just be able to help advise https://www.abi.org.uk/products-and-issues/topics-and-issues/fraud/crash-for-cash/

You know there wasn't an accident but you may be being set up so you are just reporting a scam really.

If you haven't already take pictures/video walk about of your car to document the lack of damage. If he claims high speed impact etc there would be marks on the car at the point he claims he hit. Do this ASAP as it lessons the possibility you've had repairs made.

It will.have the same affect as an open claim. Your renewal quote will increase.

Informing your insurance of this matter will go down as a notification only claim even if neither party claims. And will need disclosing for 5 years after incident date