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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think Universal Credit are a bunch of cunts

263 replies

StarbucksStraw · 16/05/2024 21:28

I work full time but also claim Universal Credit.

They have awarded me £0 this month because two of my wages have fallen within one assessment period therefore to them, it looks like I have earned twice as much.

This happens several times a year because of how my wages are paid, each time I have to raise a dispute, they then "move" one lot of wages to a different assessment period and adjust my statement and pay me the outstanding amount. This is usually sorted within a few days but sometimes takes longer.

This time my payment is nearly three weeks overdue. I have no money left, all of my wages have been spent on rent, direct debits etc. Every time I ask them for an update I get fuck all.

How can they leave someone in this situation? They told me to ask the local authority for help but I've had no luck.

They already have the information from HMRC/ my employer showing when I was paid and how much. What the actual fuck do the expect people to do? I can't run my car to get to work on fresh air and I doubt my son wants to live off whatever stale shite is left in the cupboard for the next fuck knows how long.

I don't know what I'm hoping for from this post... anyone else had success in getting them to hurry up?

OP posts:
Happygirl79 · 16/05/2024 22:02

BCBird · 16/05/2024 21:46

Employers should not be allowed to pay a wage that people cannot live on. Tax payers money should not be used to bolster corporations' profits

Edited

I absolutely agree with you. The whole system is rigged to make the rich even richer at the expense of the taxpayers

TheSnootiestFox · 16/05/2024 22:01

BCBird · 16/05/2024 21:46

Employers should not be allowed to pay a wage that people cannot live on. Tax payers money should not be used to bolster corporations' profits

Edited

My employer is the government, and I still get a UC top up. Hope that helps....

DragonFly98 · 16/05/2024 22:01

Lovinglife57 · 16/05/2024 21:59

What you loose one month will make up for it the following month don’t see the problem here

That's not true and that's why you don't see the problem.

MrsDeathOfRats · 16/05/2024 22:00

Blimey people on here are so sanctimonious.

OP has every right to call them a bunch of cunts.
It is a system designed by dickheads who KNEW about these pitfalls long in advance of it going live. It's a shit system. They couldn't give a fuck about the people needing it.
Everyone telling OP to plan ahead, spread it out etc... you can spread what you haven't got.

I used to be in this position and it's all to do with the tax point of payroll. In a previous job my tax point used to be moved around depending on pay day. In my current role the tax point is always the last working day. Ergo, I never have this now.
But when I did have it, it was a nightmare.

OP, I hear you. Bunch of cunts.

AStrawberryTart · 16/05/2024 22:00

Sounds very stressful OP. Is there any way your employer could give you an advance until your UC is paid? What a rubbish situation to be in.

Lovinglife57 · 16/05/2024 21:59

What you loose one month will make up for it the following month don’t see the problem here

Billyandharry · 16/05/2024 21:58

Should say is this the Tory conference?

Billyandharry · 16/05/2024 21:57

Blimey is the Tory conference? The replies on here are clueless. I feel for you OP they make it so stressful/such hard work. The system is barbaric.

LakieLady · 16/05/2024 21:56

StarbucksStraw · 16/05/2024 21:40

Yes, I'm aware it happens. I'm left in this position several times a year, what's your point?

If their system can't cope with the fact that not everyone is paid on the same day each month, they need to come up with a better way of dealing with it that doesn't involve leaving people skint, vulenerable and powerless to do anything about it.

The "way of dealing with it" is specified in the regulations, it's not the fault of the staff or managers processing it.

If you want the regulations changed, that's a matter for politicians, so raise it with your MP.

I work in welfare rights, so it's rare for me to defend the DWP (I spend half my working life challenging them for stuff they've done wrong), but you can't blame the staff for this.

BreakingAndBroke · 16/05/2024 21:56

YABU. Yes, it may be inconvenient to have to make a few calls, but UC is a huge help to an enormous number of people. Why call them names when they are helping YOU every month?

QueenOfTheEntireFuckingUniverse · 16/05/2024 21:52

But, the fact I'm not understanding the issue aside, they are a bloody nightmare to deal with.
I took the same piece of paperwork in to them 3 times before they finally agreed they'd seen it! And they are practically impossible to get hold of.

AuroraAnimal · 16/05/2024 21:52

Are you paid 4 weekly?

If so, they may have moved payments to another assessment period the maximum number of times possible. Being paid 4 weekly you'll get 13 lots of wages a year so there will always be one month where this happens and you get £0 UC due to 'double wages' in a month - transferring a payment to the next assessment period is just kicking the can down the road, it has to catch up eventually.

localshop · 16/05/2024 21:52

Some absolutely clueless replies on here as usual. Sorry OP.
YANBU.

poptartsuperfan · 16/05/2024 21:51

Gosh Mumsnet is full of sympathetic people this evening Hmm

And those saying get a better job, do you realise just how many workers in this country rely on UC top ups to be able to afford to live?

QueenOfTheEntireFuckingUniverse · 16/05/2024 21:51

I'm obviously not understanding the issue. I used to get paid every 4 weeks. So 13 pay days per year.
UC is paid 12x per year.
So once per year I earned double and didn't get as much UC. But my overall income was the same. I just had to remember it was happening and budget accordingly.

Admittedly it was much easier when I switched to monthly pay and knew exactly how much I'd get and which day.

qwertyqwertyqwertyqwerty · 16/05/2024 21:50

QueenOfTheEntireFuckingUniverse · 16/05/2024 21:42

But if it happens several times a year then you can plan for it?

Oh yes, people with very tight budgets have loads of spare cash to 'plan' for these issues.

Honestly.

222a · 16/05/2024 21:50

When I’ve had difficulty before with them not getting back to me I’ve called them up and asked the person on the phone to escalate it to a case manager and they leave a note on your journal they will say something like ‘your case manager has until 6pm on the 18th of May to respond to your query’ something along those lines and I’ve always found that they have gotten back to me within 24/48 hours and reimbursed the money they owed.
hope that makes sense best of luck OP

Hermittrismegistus · 16/05/2024 21:50

BeaRF75 · 16/05/2024 21:47

The UC staff are correct, because of the way your wages are paid. You are fortunate to be able to claim benefits, on top of working, so why not just average out the money and keep some back to cover the times of shortfall? Or get a new job that pays better, so you won't have to claim UC at all.......

How is a person supposed to average out their money if they don't have any spare each month?

As for getting a better paid job, I'm sure the op would do so if she could. It's a stupid suggestion.

Mozzarellaballs · 16/05/2024 21:49

I get it OP. They owed me around 7 months childcare payments because they kept changing what proof they wanted. I had to go on and on at them for sooo long, in the end I told them my mental health was affected and I had anxiety and it is on them and that I would be contacting the local MP for support. I'd try and get work to sort it sorry not read the full thread

WhamBamThankU · 16/05/2024 21:49

I know someone who was paid 3 weeks late... so almost due the next payment. No change in circumstance so makes no sense!

Lovinglife57 · 16/05/2024 21:48

BeaRF75 · 16/05/2024 21:47

The UC staff are correct, because of the way your wages are paid. You are fortunate to be able to claim benefits, on top of working, so why not just average out the money and keep some back to cover the times of shortfall? Or get a new job that pays better, so you won't have to claim UC at all.......

💯

BeaRF75 · 16/05/2024 21:47

The UC staff are correct, because of the way your wages are paid. You are fortunate to be able to claim benefits, on top of working, so why not just average out the money and keep some back to cover the times of shortfall? Or get a new job that pays better, so you won't have to claim UC at all.......

StarbucksStraw · 16/05/2024 21:47

QueenOfTheEntireFuckingUniverse · 16/05/2024 21:42

But if it happens several times a year then you can plan for it?

By doing what? Saving all the money I don't have left at the end of each month?

Telling them in advance for them to respond that they wont do anything until I'm already up shit creek?

It happens several times a year, I understand the system and can work out in advance when it'll happen but I can't save up enough to make up the short fall.

And yes, I'm aware that the real problem is crap wages, but that's not something that's going to change any time soon, so until it does, this is what people are left with to make up the shortfall.

OP posts:
BCBird · 16/05/2024 21:46

Employers should not be allowed to pay a wage that people cannot live on. Tax payers money should not be used to bolster corporations' profits

stayathomer · 16/05/2024 21:46

Hope it gets sorted for you op. In Ireland so don’t understand the system but is it an employer thing? Can you ask them to change the way they pay you?

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