DH and I have different opinions on finances. I came from nothing and rarely had any surplus at the end of the month so I know what it’s like living on the bread line - hand to mouth.
On the other hand he’s never been short of money and never had to scrimp and save. He worked really hard but his parents were also very helpful. I never had that as my mam died when I was 21 and rarely seen my selfishness twat of a dad…
I consider myself fortunate now as I adore my husband. We’ve been together years and I supported him through his training and career. He was on a low wage when we met, but now he’s on over £62k.
We save about £900-£1100 a month and we can still enjoy nights away, 2/3 meals and drinks out a month, takeaways, home improvements of say £250 and we save that amount. I think it’s incredible abd we’re so lucky and he think meh
In the coming weeks we’ll be able to save an extra £500 a month on top of the £1000 from my business earnings. I only work about 5 hours a week as my DC has SEN so I need to be available constantly.
Our mortgage is £70,000 on a house valued at £270,000 so our mortgage is a lot less than a lot of peoples. We also live in northern England so it’s a cheaper area. We will also pay off 10% of our mortgage ever year so will pay it off by the time we’re 50 hopefully.
I would give anything for my DC to be NT but such is life. I do think I’m (we’re) lucky to have a lovely disposable income and so many people would be more than happy with that so I appreciate it for that reason.
DH panics and I’m like FFS get a grip!! Is that because I’ve come from nothing and he’s always had money?….I feel so fortunate and he stresses so much that it puts me off. Penny pinching over the price of a fucking chicken! It winds me up so much that I could consider leaving him because he doesn’t appreciate how fortunate he is financially, especially in this day and age.
Thoughts…..