Is this an ok money situation for a 54 year old

Sounds like she is much better off than most people, but I can't really see what it has to do with you-unless one of you is asking the other for money.

OP . . . quite soon after you posted all your friends financial details you were picked up on this and said you would ask MN to delete . . . have you done this?
You have said the information isn't identifiable but you cannot guarantee 100% that someone doesn't recognise you from other things you have posted and will realise who this friend is

Are you going to tell your friend that you have posted her financial situation, information which she appears to have given you whilst drunk, on MN and pass on the advice and comments that you have solicited?

If not, what EXACTLY, are you trying to gain from this post? If your friend was a young single mum, for instance, struggling to pay rent and clothe and feed her children and you were asking for advice on how to help her I would understand but your friend is a 54 year old woman in a comfortable financial situation

I have read your comments about your friends divorce but this is in the past and there is nothing to be gained from going over past events

And are you 'sharing' this friends financial position with others in real life? Do you know & understand the dangers of sharing financial information?

I hope you will do what you said you would do yesterday evening and ask MN to remove this post . . . . .

Why?
What on earth does it have to do with you?

There have been a few posts like this recently and I never understand them.

She’s better off than most people. She’s also going through a divorce which will materially affect her income and assets. Both of these things can be true. If she’s actually a friend then try to understand that she might be feeling worried about it all and in need of reassurance. If she’s not actually a friend then maybe distance yourself a bit.

Could be a family member, yes. It's just such a lot of detailed information to know about someone, particularly about their finances. Bit weird for me.

I’m guessing she gave up a fair amount of pension in exchange for the house equity on the divorce? If so I can see why she’s moaning a bit - it’s easy to give up the pension for the equity thinking that retirement is ages away and you need the house now. But she should have prioritised rebuilding the pension post divorce.

worry about your own finances, not those of you "friend" - whom you appear not to like very much

Typically you can take 25% of your pension as a tax free lump sum. If £70k is 25% then the total pension fund can only be £280k. Leaving £210k to provide an income. £800 a month is just under £10k a year, which is too much to sustainably take from a £210k pot, especially at 55, if you want any form of indexing. However if she’s planning on drawing down 5% a year then the numbers stack up. But it’s a high risk plan!

How she's doing at her age is completely irrelevant to you though?

OP . . . is your friend on Mumsnet? Just wondering how she would feel about having all her financial information, which she appears to have shared with you whilst drunk, recorded in detail on this forum for everyone to discuss . . . .

She’s fucking loaded by most people’s standards.

Aside from agreeing with the others, £70k seems like a pretty big lump sum if you’re only getting £800 month from your pension. So she might have been spouting bullshit at you anyway.

I don’t think it’s the op no. I think she’s envious. Whether it’s a friend or not , I’d dispute, maybe a family member or colleague, I doubt it’s a friend.

That’s an awful lot of interest in your friend’s finances. Are you talking about yourself? I would say that if the small mortgage is her/ your only debt and house is in her/ your name alone, she or you are doing pretty well. Putting as much into a private or work pension and ISAs or fixed rate savings currently around 5% interest will help secure her / your future.

I’m 39 year and have a pension of £58k and I’m really worried it’s not enough. She needs to up her pension contributions a lot. She doesn’t seem that well off.

Seems pretty average but it's a bit random that you're posting about it!

It depends if the house is ring fenced.

If you get divorced and it negatively affects your finances, it’s normal to be a bit pissed about that.

If she talks about it a lot, then change the subject if you’re bored.

I don’t understand what context you need - you can plainly see how much disposable income she has and you have an idea of what her and DH are set to inherit?

I don’t really see that there’s a ‘reference point’ for things like this - doing well is subjective. A roof over your head can be doing well, £500 emergency fund can be doing well.

That pension situation is pretty dire considering her disposable income.

She’ll end up working until she’s quite old or waiting for an inheritance.

She should be putting at least 20k+ more into her pension every year otherwise retirement will be pretty frugal.

Why, it’s none of your business and appalling you’re posting her financials on here to millions of people. And you just come across as jealous.

This! How do you even know these details OP?