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AIBU?

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DH and I at an impasse - what would you do?

83 replies

AppasAnnie · 05/05/2024 09:58

We are coming to the end of our fixed fee period on our mortgage and DH and I are getting into so many arguments about what to do next.

we live in a lovely Villiage in a 3 bed terraced home. We purchased the house before having DD and naturally thought ‘oh it’s got 3 bedrooms that will do for a family home’ no, no, no. Within a few months we ran out of space and are now very cramped - especially since I now permanently WFH.

Biggest issue is that in the last 5 years DH has put down a lot of roots in the Villiage, he is on our church PCC, is a Villiage counsellor and a member of the parish council. We both love the area but it’s hard to find any houses in our budget. The Villiage is tiny so very few houses come up for sale, and most are £1ml+ as they come with lots of land (it’s a farming Villiage so most of the 4 beds have acres of land, which we don’t need!)

DH wants to stay put and do a single story extension (we couldn’t do a double as it would block light either side) and convert the loft into an office as it’s not suitable for a full loft conversion.

I want to move into a different Villiage locally, where houses are a bit more attainable. But still at the very top of our affordability.

My biggest argument against doing the extension is it wouldn’t add much if any value to the house really, as it’s still a small 3 bed up top (2 small doubles and a single) it also wouldn’t address most of our issues regarding a lack of storage and living space.

If we move the type of home we could just about afford in neighbouring villages would have a garage and 4 bedrooms so it could be a more ‘forever’ home

DH is concerned about maxing out our affordability now we have DD and everything is just getting more and more expensive.

What would you do?

YABU - DH is right extend and stay put
YANBU - move and max out your budget

OP posts:
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MumblesParty · 05/05/2024 17:37

I would actually be thinking more about schools.
If you’re not planning to send your DD to the village school, and prefer the local private school, maybe you should be moving nearer to there. What about secondary? Will you stay private for that? Where is the secondary she’s likely to go to? Do you need to be in a catchment area?

If moving house is even being considered, I would ensure it works from a school perspective. Kids make most of their friends at school, and you will be doing a LOT of driving her to meet friends, especially in secondary, so I’d put that top of your list of things to consider.

loverofalmonds · 05/05/2024 16:49

coodawoodashooda · 05/05/2024 16:40

I hadn't read the full thread. Sorry. I didn't intend to upset you.

you didn’t 😕

i asked a question!

coodawoodashooda · 05/05/2024 16:40

loverofalmonds · 05/05/2024 16:04

did you mean to quote me?

I hadn't read the full thread. Sorry. I didn't intend to upset you.

IpsyUpsyDaisyDoos · 05/05/2024 16:17

AppasAnnie · 05/05/2024 10:22

We have family stay regularly to help care for DD, so in the third bedroom (which is the definition of a box room) there is a single bed crammed in and a small desk

Can I ask why this is a thing you see yourself needing long term?

I only ask because we are also one and done. We also bought a small house to have the area we want. But we bought a 2 bed. I WFH. We have no money to extend or anything yet. But we are not crammed in.

We use the space effectively (I watch a lot of Kirstie and Phil too). I have a desk space in my bedroom which folds away. DD has a single bed, with another under it that pulls out and folds up. This means her cousins can stay, or if grandparents (my family are a journey away) want to come they can stay with her or we can drag it to the living room. If more than one stays they get somewhere nearby.

I can't envisage needing family input for childcare much once she's at school. TBH we don't need much already. Which is why I'm asking you the question. What means you need space for them to stay that means you'll likely need to move?

Sharptonguedwoman · 05/05/2024 16:14

It sounds as though the three bedrooms are needed.
Am I right in thinking the options are to go up-into the loft/outwards instead of a conservatory/into a home office?
A declutter is never a bad thing but you do need some storage for ladders/bikes/winter duvets/whatever.
Personally I'd go up-into the loft for an office, at least for a while.
Get some good blinds for the conservatory to deal with the temperature, build when you can.
Eventually, go for a garden office. All decking dies in the end and becomes evil slippery so at that point, build your office. Have a 10 year plan?

loverofalmonds · 05/05/2024 16:04

coodawoodashooda · 05/05/2024 16:03

Don't underestimate the value of your established community.

did you mean to quote me?

coodawoodashooda · 05/05/2024 16:03

loverofalmonds · 05/05/2024 10:00

i am inclined to side with your DH

Don't underestimate the value of your established community.

Whatifthehokeycokey · 05/05/2024 16:01

If your DH is the kind of person to get actively involved in village life, he will probably do that anywhere.

loverofalmonds · 05/05/2024 15:18

AppasAnnie · 05/05/2024 10:22

We have family stay regularly to help care for DD, so in the third bedroom (which is the definition of a box room) there is a single bed crammed in and a small desk

but once she starts school… presumably that won’t happen as often?

loverofalmonds · 05/05/2024 15:15

godmum56 · 05/05/2024 13:19

This in spades. Would this be a dealbreaker for either of you?

I would hazard a guess…. it’s not in the healthiest of states

LadyMonicaBaddingham · 05/05/2024 14:19

AppasAnnie · 05/05/2024 10:08

Not really, I find it a bit wanky Grin

DD is likely to attend a private school nearby as the local schools aren’t the best

How is being engaged with the local community 'wanky', for goodness' sake?

You are coming across as a bit of a snob, I'm afraid. I think your husband is probably more correct in this, admittedly difficult, decision - and PPs with comments about decluttering also have points worth considering.

Ifyoucouldreadmymindlove · 05/05/2024 14:13

I’d move. Your husband does sound really involved in the village though 😬

Investinmyself · 05/05/2024 14:07

Maybe look into getting someone in like an interior designer/declutter expert. Sometimes we can’t see wood for trees.
There was a spillage on my carpet so I moved a side table to clean and honestly it’s made the area so much better, we all have too much stuff and furniture.
I used to like that tv show with Ann Maurice where they were selling. All she did was take everything out, clean/paint and put far less back.
If your dc is small you are probably at big toy stage. In a few years you won’t be.
I’d definitely explore idea of a garden office.

Hoolagan · 05/05/2024 13:42

You need to declutter not move

Springchickenonion · 05/05/2024 13:27

How about a portable office/shed at the end of the garden. Freeing up a room. Or have a large shed for storage and or the extension.

It would be a lot less stress and hassle

LucyEleanorModeratz · 05/05/2024 13:24

Totally irrelevant to the thread, but out of curiosity why do you write ‘Villiage’?

godmum56 · 05/05/2024 13:19

loverofalmonds · 05/05/2024 10:09

how’s your marriage generally?

This in spades. Would this be a dealbreaker for either of you?

Persipan · 05/05/2024 13:04

If you were to move house, you'd have to ruthlessly declutter anyway, so you may as well do that now and see if it helps.

You've also indicated that although doing work to the house wouldn't add value in the sense of making more than you paid to do the work, it wouldn't lose money. So it seems worthwhile to do at least things that maximise the benefit of the space you currently have - like turning the conservatory into something more useful in the ways others have suggested.

I'm also conscious that moving is going to involve tens of thousands of pounds of associated costs, so it seems worthwhile to see what you can do to make your current home work for you before thinking about a move. This is not a situation where you've had triplets in a one-bed flat and it's obviously impossible to stay put - on paper, a couple and a child in a 3-bed is a very normal situation and I think there's probably more you can do to make it work. If you're planning on private school anyway, then school catchment areas aren't significant in the same way, so there's no rush there. And I do think your husband's local connections have significance - I'm not saying they should matter more than everything else, but they're part of the picture. And stretching yourself to the max feels a bit chancy at the moment, too. So I'd go one step at a time - sort out your current home and then revisit the question.

Hubcaphan2 · 05/05/2024 12:15

Cerialkiller · 05/05/2024 11:59

Why can't you do a proper loft conversion, hip to gable and dorma. Put the master suite up there with an office if there's room. If no room for an office I would find space to rearrange downstairs with an extension, extend larger then the existing and included the office downstairs.

Most terraced houses can’t do this btw. We had this same issue and couldn’t do a proper loft conversion as it impacts on the neighbours either side too much - same applies to a two story extension

sleepyscientist · 05/05/2024 12:10

Why not put a warm roof on the conservatory at around 5k then add a log burner or under floor heating to use as a dinning room come play room. Do the loft as a partial conversion with a loft ladder if it's only as an office. You could do most of the work for around 2k use the rest to enjoy your life. DS has a train set in our loft we got a quote recently convert it 70k for the basic structural work as we have to put a dormer in to make it a legal room!! That's despite the fact we are all short so don't actually need the head height 🤣

mumda · 05/05/2024 12:05

AppasAnnie · 05/05/2024 10:08

Not really, I find it a bit wanky Grin

DD is likely to attend a private school nearby as the local schools aren’t the best

There's your crucial issue. You don't like it. He does.

You always take the weather with you.

Peonies12 · 05/05/2024 12:02

AppasAnnie · 05/05/2024 10:23

Apologies I meant it wouldn’t add more value than it costs to do the work. As there is a ceiling since it’s still a small terraced home

But I think that’s normal nowadays? And you’d save the money on solicitor and stamp duty which is lost money. Whereas extending you should at least make that money back. And get rid of stuff especially if you’re not having another baby. We’re 2 adults and 2 kids in a 3 bed and we both WFH, it’s fine, we’re just ruthless about stuff.

Cerialkiller · 05/05/2024 11:59

Why can't you do a proper loft conversion, hip to gable and dorma. Put the master suite up there with an office if there's room. If no room for an office I would find space to rearrange downstairs with an extension, extend larger then the existing and included the office downstairs.

MattDamon · 05/05/2024 11:51

How far away is the village you want to move to? Could your husband still commute to his community groups?

Everydayimhuffling · 05/05/2024 11:17

If you move, will you still send your DD to private school? Because the cost of that should factor in if not.