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Is your household contributing net tax ?

414 replies

Pingufireengine · 05/05/2024 06:18

Following on from the awful disabled people are a drain on society threads...

For those that have children, have you considered this?

Roughly 55-60% of all households aren't net contributors to tax.

That's not to say the households that don't make a net contribution are in receipt of benefits.

Having children entails the following:

(This is per child)

Maternity care on NHS/midwifes,
Birth/delivery £3000-10000,
Post Delivery Care,
Health Visitors,
Statutory Maternity Leave,
Free prescriptions during pregnancy and after birth for 1 year,
Child gets free eye tests, glasses, prescriptions, dentist until 16/18
Child benefit until 16-20
Free nursery hours £2000-7000 per
Free School Milk £30-40
Free school meals: £400-500
School is £7,690 per
Sixth form/college/higher education £4,843

Student loans for university £30,000-50,000+

Yes the loans are paid back, but the initial offset is footed by taxpayers. And around 27% of full-time undergraduates starting in 2022/23 will repay them in full. They forecast that after the 2022 reforms this would increase to 61% among new students from 2023/24.

So instead of looking to blame those who are disabled for being a drain, look elsewhere, and better yet, instead of the disabled, pensioners, the working poor...we should look towards those are govern us, avoid tax.

The UK pension is the lowest in Europe, our wages are low and have stagnanted, working rights and conditions have eroded.

The UK looks asset rich, but it's only a small number who are generating huge wealth for themselves. There are parts of the UK poorer than the poorest parts of Poland. In fact, Poland is predicted to be wealthier per person than the UK in just a few years.

Maternity care is awful, the NHS is broken and on its knees, social care is non existent.

We've had austerity for 14 years, then Brexit, then COVID. Our country is in desperate need of investment into our creeking infrastructure.

OP posts:
LiquoriceAllsort2 · 05/05/2024 16:06

pinkzebra02 · 05/05/2024 16:04

Do you mean the ones imported from the third world who are deeply traumatised and/ or raised with values fundamentally incompatible with our society? Great, what could go wrong

I don't think the government are that fussed where they come from as they serve the purpose you have identified, no need to spend money on education etc

pinkzebra02 · 05/05/2024 16:04

LiquoriceAllsort2 · 05/05/2024 16:00

They do at the moment, thats why government and big businesses love migration.

Edited

Do you mean the ones imported from the third world who are deeply traumatised and/ or raised with values fundamentally incompatible with our society? Great, what could go wrong

LiquoriceAllsort2 · 05/05/2024 16:00

pinkzebra02 · 05/05/2024 15:56

Laughable that people are describing the various children benefits as a 'drain' when yhoer children will grow up to be workers? Do you think adults just appear fully grown and fully qualified ready for work on employer's doorsteps one morning?

They do at the moment, thats why government and big businesses love migration.

pinkzebra02 · 05/05/2024 15:56

Laughable that people are describing the various children benefits as a 'drain' when yhoer children will grow up to be workers? Do you think adults just appear fully grown and fully qualified ready for work on employer's doorsteps one morning?

WithACatLikeTread · 05/05/2024 15:42

Whostoleallthemorals · 05/05/2024 14:16

You provide your own child care or you pay someone to do it for you. There should be no shame in either decision. However, parents who work in home looking after their children are shamed all the time.

I don't see an issue if the government provides funded hours either as well as the parent paying.

LiquoriceAllsort2 · 05/05/2024 15:32

titbumwillypoo · 05/05/2024 15:03

As the birth and death rate are roughly equal UBI is a possible. You start by giving 16 year olds the equivalent of say 10 hours a week NMW (£114) with the proviso that they will no longer be eligible for free healthcare or any other benefits such as a state pension in the future meaning they would have to take more personal responsibility for their health and retirement. Obviously some adjustments for the disabled. Alongside that, basic state housing. Build a lot of 1 person flats and basic terraced houses spread out equality over the 8,483 electoral wards of the UK, keep the weekly rent at no more that the equivalent of 5 hours NMW this would introduce real competition to the housing market.
Thirdly a flat 20% tax rate for everyone and all businesses, get rid of all the loopholes. Do business here pay 20% here. The main complaint about UBI is people will sit at home or work less. I disagree, UBI will allow people who want to do a simple worthwhile job like nursing or working in a shop the wiggle room to do it and not be too stressed and if you want to work hard and have a big shiny car and big house you can. Going to work should pay enough for a decent standard of living without government subsidies. By phasing it in slowly year by year eventually the need for so many people processing all the different subsidies will reduce and the markets such as housing and employment will have time to change to take into account less taxpayers money coming to them.

The problem comes is that you are saying people can have the money if the sort their own healthcare and retirement out

What happens if they don't are you willing to say sorry you haven't sorted your healthcare so we will not help you so you can die?

This may work in parts of the world but not here.

alongwaytobed · 05/05/2024 15:24

@titbumwillypoo I agree that UBI doesn't have to mean people will just work less or not work at all. In fact the current systems probably encourage that more.... people game the system by deliberately working less hours, keeping themselves 'under employed' and then getting topped up with UC so there's very little incentive to work harder/longer.

The basic principle needs to be that work pays. People need to be tangibly better off by working more hours, or working in tougher more demanding jobs, than those who work less.

I think there's a lot to be said for UBI, ensuring everyone has the absolute basics but incentivising people to earn if they want any more than that.

titbumwillypoo · 05/05/2024 15:03

As the birth and death rate are roughly equal UBI is a possible. You start by giving 16 year olds the equivalent of say 10 hours a week NMW (£114) with the proviso that they will no longer be eligible for free healthcare or any other benefits such as a state pension in the future meaning they would have to take more personal responsibility for their health and retirement. Obviously some adjustments for the disabled. Alongside that, basic state housing. Build a lot of 1 person flats and basic terraced houses spread out equality over the 8,483 electoral wards of the UK, keep the weekly rent at no more that the equivalent of 5 hours NMW this would introduce real competition to the housing market.
Thirdly a flat 20% tax rate for everyone and all businesses, get rid of all the loopholes. Do business here pay 20% here. The main complaint about UBI is people will sit at home or work less. I disagree, UBI will allow people who want to do a simple worthwhile job like nursing or working in a shop the wiggle room to do it and not be too stressed and if you want to work hard and have a big shiny car and big house you can. Going to work should pay enough for a decent standard of living without government subsidies. By phasing it in slowly year by year eventually the need for so many people processing all the different subsidies will reduce and the markets such as housing and employment will have time to change to take into account less taxpayers money coming to them.

Pingufireengine · 05/05/2024 14:39

Moreorlessmentallystable · 05/05/2024 14:09

School meals are not free for all children. I don't think free meds and prescription for kids cost the NHS that much compared to say older people or in fact people with disabilities. I think kids having access to free healthcare is great, but sadly these days it's impossible to get an appointment even for kids. We had to go private last year after not been able to be seen during winter when my kids had a horrible chest infection, they hadn't been sick in years and in fact, not been seen by a GP since before COVID.

Infants receive free school meals so the first 3 years

OP posts:
lemonstolemonade · 05/05/2024 14:36

@Neveralonewithaclone @Vettrianofan

You don't think there are people who have done both types of work out there who might be able to offer insight.

I think that the minimum wage should be much higher and that we should close the multiple of salary paid to bosses over workers, but I have done waitress/supermarket/cleaning jobs (student) and City jobs and the City jobs are more stressful and demanding - you cannot clock off and your work is your life, with the threat of the sack hanging over you continuously. The challenge for the lower paid is more about the stresses of keeping the roof over their head and having little margin for bad luck or illness - it's the pay and conditions rather than the job.

Whostoleallthemorals · 05/05/2024 14:16

orangeleopard · 05/05/2024 14:02

You’re saying ‘household’. What if in one family, one parent is a high earner and the other parent stays home by choice. But that one parent who works determines the fact that the ‘household’ pays tax - the other parent won’t get shamed by everyone even though they don’t work. What if another family with a single parent, that person cannot work due to disability - therefore not being able to contribute towards tax for their ‘household’. That person will be shamed because they don’t contribute.

This is what people mean when they say disability discrimination and discrimination against single parent households. Don’t you dare shame people when most people have no other choice than to not work.

You provide your own child care or you pay someone to do it for you. There should be no shame in either decision. However, parents who work in home looking after their children are shamed all the time.

Moreorlessmentallystable · 05/05/2024 14:09

School meals are not free for all children. I don't think free meds and prescription for kids cost the NHS that much compared to say older people or in fact people with disabilities. I think kids having access to free healthcare is great, but sadly these days it's impossible to get an appointment even for kids. We had to go private last year after not been able to be seen during winter when my kids had a horrible chest infection, they hadn't been sick in years and in fact, not been seen by a GP since before COVID.

orangeleopard · 05/05/2024 14:02

You’re saying ‘household’. What if in one family, one parent is a high earner and the other parent stays home by choice. But that one parent who works determines the fact that the ‘household’ pays tax - the other parent won’t get shamed by everyone even though they don’t work. What if another family with a single parent, that person cannot work due to disability - therefore not being able to contribute towards tax for their ‘household’. That person will be shamed because they don’t contribute.

This is what people mean when they say disability discrimination and discrimination against single parent households. Don’t you dare shame people when most people have no other choice than to not work.

BIossomtoes · 05/05/2024 13:53

Whostoleallthemorals · 05/05/2024 13:50

Yes because because the Government has no interest in how it presents its 'facts' either.

😂 OK.

GoonieGang · 05/05/2024 13:52

The problem is that some people don’t want to work and they see no reason why they should.
It’s been like this for years. How do you weed out the chancers without penalising the genuine?

Whostoleallthemorals · 05/05/2024 13:50

BIossomtoes · 05/05/2024 13:46

Tobacco duties are levied on purchases of cigarettes, hand-rolled tobacco, cigars and other forms of tobacco. In 2024-25 we estimate that tobacco duties will raise £8.8 billion. This represents 0.8 per cent of all receipts and is equivalent to 0.3 per cent of national income, and £302 per household.

The cost of smoking to the National Health Service in England is estimated to be £2.5 billion a year and the government is determined to cut this expenditure.

What’s happening to the other £6.3 billion?

Yes because because the Government has no interest in how it presents its 'facts' either.

StormingNorman · 05/05/2024 13:50

Pollipops1 · 05/05/2024 12:23

The people contributing net tax aren't all richer people swanning about in expensive cars with huge houses.

who do people think are the “rich”? Are net contributors the rich?

I don’t think anyone who thinks in terms of an annual income from their labour is rich these days.

Rich is when your money earns more than you do. Asset wealth is the only thing you can rely on.

BIossomtoes · 05/05/2024 13:46

Whostoleallthemorals · 05/05/2024 13:37

Whether you agree with their figures or not. The revenue from smoking is unlikely to cover the cost of smoking. The cost is not just the cost of treating them in hospital.

Tobacco duties are levied on purchases of cigarettes, hand-rolled tobacco, cigars and other forms of tobacco. In 2024-25 we estimate that tobacco duties will raise £8.8 billion. This represents 0.8 per cent of all receipts and is equivalent to 0.3 per cent of national income, and £302 per household.

The cost of smoking to the National Health Service in England is estimated to be £2.5 billion a year and the government is determined to cut this expenditure.

What’s happening to the other £6.3 billion?

Whostoleallthemorals · 05/05/2024 13:37

BIossomtoes · 05/05/2024 12:48

They would, wouldn’t they? I might believe a less blatantly biased source.

Whether you agree with their figures or not. The revenue from smoking is unlikely to cover the cost of smoking. The cost is not just the cost of treating them in hospital.

Whostoleallthemorals · 05/05/2024 13:34

Neveralonewithaclone · 05/05/2024 12:55

How do cliches emerge? Because they're heard all the time.

It doesn't make them true though. Nor does it advance the discussion.

Whostoleallthemorals · 05/05/2024 13:09

Pollipops1 · 05/05/2024 12:26

Literally the only benefit we get personally are the NHS prescription pre-payment certificates for £9.99 a month as we each have multiple prescriptions a month. However, we make a point of buying any additional pain meds etc ourselves rather than rinse the certificates for all they’re worth.

with 300k income I think you should be rinsing the certificates tbh!

That raises an interesting point of what people are legally entitled to and what is morally right. Lots of people on MN are proud of not making even a small provision for their old age/other services because they are entitled to the State picking up the tab. Morality vs entitlement is an issue across all wealth classes.

You often see on here people saying they will spend everything so if they do need care the state will pick up the tab because “the boat people” get it free or whatever. I find it a strange attitude tbh.

I am not in a 300k household.

Completely agree on the strange attitude though. It makes no sense. Just think where that money could be spent.

JanefromLondon1 · 05/05/2024 12:58

This reply has been withdrawn

This has been withdrawn due to privacy concerns.

Neveralonewithaclone · 05/05/2024 12:57

Pollipops1 · 05/05/2024 12:39

The people who avoid tax.. like Rishi's wife...

it’s perfectly legal though. Lots of people reduce their tax burden eg paying more into a pension, reducing inheritance tax etc

plus I thought Rishis wife is now paying tax that she doesn’t need too?

Spongers aren't they?

Neveralonewithaclone · 05/05/2024 12:55

Whostoleallthemorals · 05/05/2024 12:38

Such a cliché.

How do cliches emerge? Because they're heard all the time.

BIossomtoes · 05/05/2024 12:48

Whostoleallthemorals · 05/05/2024 12:47

ASH - Action on Smoking and Health disagree with you. https//ash.org.uk/media-centre/news/press-releases/new-figures-show-smoking-costs-billions-more-than-tobacco-taxes-as-consultation-on-creating-a-smokefree-generation-closes

Full break down of the costs of smoking to England
Total cost to England = £49.2 bn made up of:
Productivity costs = £32.0 bn

  • Smoking related lost earnings = £9.3 bn
  • Smoking related unemployment = £7.3 bn
  • Smoking related early deaths = £1.8 bn
  • Reduced GVA due to expenditure on tobacco = £13.6 bn
Healthcare costs = £1.9 bn Social care costs = £15.0 bn
  • Cost of domiciliary care = £644.3 m
  • Cost of residential care= £588.1 m
  • Cost of informal care by family & friends= £8.4 bn
  • Cost of unmet care need= £5.4 bn
Fire costs = £328.1M
  • Cost of deaths due to smoking attributable fires = £137.2 m
  • Cost of injuries due to smoking attributable fires = £84.4 m
  • Cost of property damage due to smoking attributable fires= £98.2M
  • Annual cost to fire and rescue services due to smoking attributable fires = £8.3 m
Edited

They would, wouldn’t they? I might believe a less blatantly biased source.