Is your household contributing net tax ?

To ensure that you don't share?

@Jellycatspyjamas @Willyoujustbequiet

Family should have first responsibility even when deoendent disabled children become dependent adults. A civilised society will provide some support but the primary responsibility should be the parents. The same for partners and spouses. In sickness and in health...

Perhaps tax you pay should be linked to how much benefits you receive for pension, children, income support if ever required etc..

😂 I do have spare garden tools and I'm willing to share.

They can do litter picking instead then🤪

Yes, many do, their children still have zero responsibility to provide care for them.

Jeez 88 billion on universal credit, I just checked, so 280 billion on pensions and welfare a year. Thats just 7500 per working age person a year unless my maths is wrong.

Absolutely, they really don't like to be scrutinised do they? Such scroungers getting rich off the backs of the poor.

If we need litter picking we should just pay people to litter pick.

Insurance doesnt pay out for all sorts of things. When i was made redundant i had to claim job seekers under my redundancy insurance policy as part of the claim process.

Education isnt supposed to be a personal pay per use system. I benefit from a well educated workforce, who then go on to do jobs that range from nurses, radiographers, to balancing the chemicals that keep our water clean, to doing all the stuff that makes energy appear in my home, to running the judiciary, financial services etc. A lot of what we have left to generate wealth is creativity and knowledge.

I think one of the many problems is what level to set it at as there as so many variables.

Some people rent some own there own home on mortgage. I think you would need so many top ups it would cost just as much to administer as now.

What would happen to inflation as nobody would want to do low paid work that is taxing so wages would I guess need to go up so more inflation?

You also get the benefit of living in an educated, generaly lawful society.

This means that us plebs can a) adminstrate and service your life to an adequate standard without you having to pay your own staff and b) aren't outside your door with pitchforks.

These types of threads are insightful when the wealthy pop on and contribute their views. It's interesting to see how they view poor or average people in the population...and why they often don't feel it's necessary to fairly redistribute their wealth. Blame usually falls to those who didn't work hard enough at school, didn't put the hours in etc.

If you take the ENTIRE cost of welfare, so the payments and the costs of administering the system, and divide it by population, you get a surprising big number.

One issue might be that a lot of people are in employment adminstrating our crazily complicated system!!

I would target welfare and replace it with mandatory work on things we don't want to fund at cost. E.g. our council doesn't litter pick or adopt the public open space of new builds so you want to claim UC but only working 16hours no problem if you do 21 hours of litter picking.

You then run into a problem with child care. Where I am there’s one afterschool club and limited childminder availability. My DD is 13 but has complex needs which mean she can’t safely be left home alone. There is literally no childcare available for a teenager who can’t be left alone.

Before anyone starts, I work, I luckily don’t need benefits but I have a very flexible job and reached a good place in my career before I had children, that isn’t true for a lot of people. A full time wage for two adults in the home is great, but there are often many complicating factors that mean one or other parent needs to pull back on work for a while.

54 and still not a stupid comment, just because you don't agree!!

I don’t see how UBI could work, 37.5 million working age population. How much would the level of UBI be? I assume UBI isn’t given to children. What about people who require additional funds such as PIP’s? Would you scrap all benefits entitlements other than UBI? Because if it’s UBI plus xy and z the system would just end up being more expensive.

Why are you so rich? Are you neurosurgeons?

They could tug their forelocks as they pick litter too.

What a stupid comment. How old are you?

Yes my household is a net contributor. Circa £300k income, no kids and both have health conditions we treat privately because the NHS can’t provide treatments or the waits are 1+ years. Private dentists.

We also have four cars between us so pay four lots of road tax. I think road tax should be on the driver not the car but that’s another story. It’s not like you use the roads more because you have more cars.

Literally the only benefit we get personally are the NHS prescription pre-payment certificates for £9.99 a month as we each have multiple prescriptions a month. However, we make a point of buying any additional pain meds etc ourselves rather than rinse the certificates for all they’re worth.

I think we are at crossed purposes maybe.

It absolutely affects the carer's ability to earn more. But they are saving the Government far more than they would be capable of earning in the first place in many cases. Not many (if any?) would earn in excess of what a residential placement costs.

@LiquoriceAllsort2 would it tho I think we are very average and care a lot as it has a massive potential to damage our kids future. I would say the average in this country should be two parents working 37 hours a week with 1 or 2 kids.

I would target welfare and replace it with mandatory work on things we don't want to fund at cost. E.g. our council doesn't litter pick or adopt the public open space of new builds so you want to claim UC but only working 16hours no problem if you do 21 hours of litter picking.

The average working person can avoid this by taking out income protection and critical illness cover. Our critical illness cover is enough to pay off the mortgage in reality it's enough to buy a couple of cheap properties to keep us as we are now using the rent as income. We would also get our pensions so could simply pay off the mortgage and live happily.

If we say want to raise C for schooling which involves adding Y to the tax bill of everyone vs paying 2k a year whilst DS is in school for 13 years I would rather pay the 26k now than say 50k over my lifetime in extra tax.

People (women) in the UK are already choosing to have fewer children than ever before- without immigration our population would start falling (not immediately due to extended lifespans) eventually. Without enough ‘new’ people being born what happens to society when an increasingly old and infirm population needs all the structures and services, who will provide all that? So to tax parents even more heavily when they are already at an economic disadvantage ( again primarily Females) would be disastrous!

Of course you did, they're just playing with semantics.

But it does affect the carer's ability to earn more, as they will be working anyway.