Families on UC

I did nothing wrong!
What a way to derail posts on a goady thread!

That's not necessarily true at all. Plenty of areas in the south east are shite and still expensive. I had to go to Barking not long ago and it was dire, wouldn't live there if you paid me. But the rent there costs more than double what mine does in the east midlands.

You don’t even have the grace to apologise.

The person whose rent is more gets the benefit of living in a nicer/bigger/better maintained property/in a more desirable area with more amenities, though. Housing isn't priced randomly. I'm sure the person who is in a £300 flat would love to be able to live in a £1500 flat without spending any extra money. It's just nonsense.

What they mean is that if you compare someone who gets £1000 in housing element over someone who gets £300 in housing element if both get to live in a one bedroom flat, then the person with the £1000 doesn’t feel the benefit of that extra £700. They aren’t walking around with £700 spending money. The only person benefitting is the landlord.

I thought that by making the next poster’s comment in bold it was obvious, and as you didn’t recognise the comment as your own I assumed (wrongly) that you’d check back on which comment I’d c&P’d.
I apologise that you clearly didn’t understand that.

I'm not sure what people mean when they say people 'don't get that money' re rent, because it goes to the landlord. Surely you could say anyone doesn't 'get' the portion of their wage that goes towards paying their rent? Of course they get that money, and it enables them to pay rent, and have somewhere to live. Am I missing something?

You could gift the house to your children as long as you expect to live seven years. Many people will never move to a care home.

I agree and then you sell your house to pay for your care while those who lived in rented accommodation with a sahp get exactly the same care as you for nothing. The system is broken.

It doesn't even need to be a middling amount. My DP works 40 hours a week. I work 16. I earn 50p above minimum wage. He earns just under a £1 more. We total about 32k before tax. We have 1 child we get child benefit for and that it is.

The people who receive UC are usually renters, relatively low paid lone parents and those with disabled children.

If you have a mortgage, are in a couple and your children are (thankfully) not disabled it is very unlikely you would get lots of UC apart from help with childcare costs.

So you are quoting incorrectly and instead of an apology you decide to post an eye roll emoji?

Lovely.

I was quoting the post after yours 🙄

A proportion of this is lifestyle as well. A lot of people want things they simply can't have unless they work more hours. You cut your vloth accordingly.

Where exactly have I stated this? Nowhere, that’s where.

But if her DH already earns a middling amount they won’t get UC.

Isn’t this exactly what was pointed out to you?
If businesses paid fair wages they’d put prices up to compensate.
There either has to be some sort of control over businesses paying low wages so they can benefit with huge profits (and same to rental house landlords) or those on low wages need to be supported, unless you’re happy for those in low wages to struggle even more?

A proportion of this is lifestyle as well. A lot of people want things they simply can't have unless they work more hours. You cut your vloth accordingly.

Tell me about this lifestyle please? Have you relied on benefits? There are a hell of a lot of people who have opinions on the incredible lives that those on benefits have - I relied on benefits, and I assure you it’s not easy at all, and it’s even more difficult to come off them!

Culture wars in anticipation of election.

Yes you do. We have a mortgage and claim. They don’t cover the mortgage, but that doesn’t stop me being a SAHM and claiming UC.

You absolutely could do it too.

A proportion of this is lifestyle as well. A lot of people want things they simply can't have unless they work more hours. You cut your vloth accordingly.

Why are you talking about the unemployed?

UC is paid mostly to low paid workers. It’s a pyramid that’s about to collapse because there are more people taking out than there are contributing. This is what you don’t understand.

Your thinking is that it’s better for you to tax the contributors than to tax the businesses and make the businesses pay fairly. It keeps you in coffee, paid for by someone else.

Mic drop lol

Thank you.

That answer tells me 2 things about you.

You do t know what you're talking about - this is causing ignorant Rage

You have no interest I learning what you're talking about - which means nothing I say, not anyone else for that matter, will change your mind.

Good.

For anyone else wondering.

For someone earning £30k a year that pays tax will pay about £2000 of that tax towards welfare.
About £7 of which will go to unemployed.
So raging about how much you pay towards the unemployed when it's less than 2 Starbucks a year... Is a bit silly.

Of the remaining of that 2000 a year btw
Pensions get around £750 a year
Disability gest about £350 a year
Family and children get about £150 a year
Housing gets about £100 a year

Figures taken from about 5 minutes googling.
🤪

And with that, I'm done with the ignorant Rage and I'm going for a Costa.. 😋

You seem to confuse me with the tax office or maybe with Google.

Question.

Someone earns £30k
How much of their yearly tax goes to Unemployment & in work benefits?

You're talking like every worker pays 40% of their pay to UC claimants.

So Please give us the actual figure.

What you don’t understand is who is benefiting.

What about the huge dividends paid out to shareholders? Take Thames Water for example.

Their low paid workers are topped up by benefits, their dividends go where?