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AIBU?

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Original poster

Just had an email from car insurance warning me renewal is on it way.

109 replies

PassingStranger · 01/05/2024 20:25

As above, but also warning me the cost has risen.
They have tried to explain why.
Now have to wait to get it in the post.
They just wanted to prepare me it seems?
How did you deal with the rise, did you phone them and try and get it down?
Do they expect you to ring them?

OP posts:
cantwait4orsummer · 01/05/2024 20:33

My insurance was last year £335 and renewal came last week for £660 something. I went to comparing site and sorted for £492. Plus got added benefits , courtesy car and able to protect my no claims discount years.

Warringstars · 01/05/2024 20:32

I followed the MSE guide of checking at least two comparison websites as not all of them check the same companies and also getting quotes two weeks before expiry (quotes are higher one month before then reduce then get higher again closer to expiry date). Was still more than double what it was 2 years ago 😓

Bluevelvetsofa · 01/05/2024 20:32

See what you can get it down to for the same cover, with other insurers and then contact yours and see if they’ll match it. There’s no bonus for loyalty I’m afraid.

A1ia · 01/05/2024 20:32

I had the same 'warning'... Yet, when my renewal actually came through, it was approximately £6 a month cheaper - so about £72 cheaper across the year. I checked on the comparison sites and it was in line with the lowest quotes on them, so I'm happy.

rainbowunicorn · 01/05/2024 20:31

Just use one or more of the price comparison sites. It is standard for insurance companies to send a renewal reminder email. Just go with the company that offers the best deal for your needs. You really don't need to over think it.

2chocolateoranges · 01/05/2024 20:31

we have 2 cars insured by the same company.
Car A was increased by 110%
Car B was increased by 60%.

car A we phoned to try and get the price down, we got it down but not far enough.

we have now insured both cars with different insurers after going on a comparison site for much less than original quote. We didn’t even try to negotiate for car B .

Original poster
PassingStranger · 01/05/2024 20:30

Do you not call the insurer you've been with for a long time first, see if they will reduce?

OP posts:
BodyKeepingScore · 01/05/2024 20:29

Every year without when it comes to renewal I use comparison sites and call around other insurers. It's madness not to. I'd be paying almost double what I am now if I didn't.

Icanseethebeach · 01/05/2024 20:27

Get yourself on a price comparison site and get quotes from other companies.