Just had an email from car insurance warning me renewal is on it way.

If you want to but only after you know the best deal you can get some where else.

EV's are the biggest con going but insurers will push prices because they can, expect to see a huge increase in non insured drivers.

Are you absolutely sure you're not driving around with no car insurance?

I've been googling and can't find any credit card that includes car insurance, only some that give you free extra cover on rental cars abroad.

annoyingly after we said we were leaving, they then said they could reduce it,
ring the company first

I almost always change to get cashback from a referral site, sometimes even going with the same insurer but as a new quote not the renewal.

This year (Apr 24) my comparison quotes approx 3 weeks before renewal were around £80 to £100 higher than my previous year policy (£203).
My renewal email came through the next day and was £202, so v slightly less than the previous year.
I checked the comparison quotes again a week later and they hadn't come down, so I renewed with the same company.

I would get online quotes via two comparison sites so you know what's out there and then phone your existing company. They might match the best offer you have from the websites if you sound like you're planning to move to that company.

Not all policies have gone up much. Mine is around £300/year and went up £20 despite a recent (no fault) accident. Sticking with my existing company was cheaper than moving.

Ours rose by £200 despite the car being a year older this is the first time this has happened. We always do a price comparison through topcashback and normally get up to £50 cash back. This year the cheapest price was m&s who we were with already.

I always do comparison sites then ring my insurer and they always pretty much match what I’ve found on comparison sites. They are also easy to ring up and I’m never waiting too long to speak to someone.

I can well believe this. I've heard electric cars described as 'laptops on wheels'. With things that are mechanical-based, it's very often easy to isolate the problem and find the faulty part, then replace it.

However, if you dropped your laptop on a hard floor and it stopped working, how would you begin to work out which parts were damaged and which ones were still fine? What would you realistically do except be annoyed and buy a whole new one?

My renewal was less than £5 per month more than I was paying last year. I searched on a couple of comparison sites but whilst I could get the monthly cost down by approx £10 they all wanted a massive 1st month payment so I just let it auto renew. Same thing has happened on our other cars for the past 4 years 🤷🏼‍♀️ it's gone up less than £10pm overall on one of our cars since we've owned it.

Slightly off-topic, but I very clearly remember, when I was 17, 18, 20, 25... lamenting how extremely expensive my car insurance was.

Middle-aged people always sympathised with me, but told me I just had to ride it out until I was older, when it would cost next to nothing, like theirs did.

Well, I'm not far off 50 now, and I'm still waiting...

I use Aviva that is not on a comparison site and I found them cheaper and less arduous with the details than other insurance companies for the cars

@PassingStranger I get my renewal, do a compare and providing the cheaper one offers equivalent cover and is genuinely cheaper I ask my insurer to match. Unless it is a big difference I may not change - depends on the insurer. Also sometimes ring people like Direct Line as not on comparison sites.

I'd do the price comparison sites first and see what the competitors offer, plus what your current one offers if you were new to them.

Then, if you prefer, go back to the current provider and see if they can match the comparison site offers.

OP - if it's a steep rise then check your quoted excesses and look at increasing some of them to reduce your payments. Sometimes altering from say £100 excess to £250 for 'theft' (depending onyour postcode) or windshield cover, can make a big difference. And do this on 1-3 comparison websites, noting if your current insurer is included and at what price.

Does anyone else get car insurance on their credit card? I pay £20 a month for a platinum account and car insurance is included.

My renewal was up from £600 to about £1000. I went on compare the market and got a better quote. I logged in to cancel my policy and was offered 20% discount to stay but it still didn't beat the other quote so I just cancelled.
No phoning up involved at all.

I find it quicker to use a comparison site - it saves everything so I literally click through and check as I just log in
Think it was 10 mins total to do both comparison sites and take out the new policy

I just used 2 comparison sites and got a quote 23(?) days before or whatever money saving expert said
Was expecting it to be bad
£35 cashback from Quidco
Increase of £85 for the year so £50 when I take the cashback out

Only after I've looked on a comparison site.

Police for a basis for why.

Like "say my quote from you was £xxx but I've got an another quote for £xxx "and they say "ok let's see what I can do. "

And I've had the comparison site have a cheaper quote from the same company before .

My renewal quote has just come in at over £600 (was £450 last year )
Ive been on 4 different comparison sites and nothing is coming close - mostly around the £1k mark !
shocking increase ! I’ve been driving for over 20yr and no claims have been made for over 10yrs !

Is this your first time renewing? Because this happens every year.

I do, but it has never been lower than what I've been able to source elsewhere

My car insurance hiked up this year, so I checked comparison sites about 4 weeks and 2 weeks, and found a price lower than my original one! I have an old copy of the current insurance on the screen and then compare it to the new offers to check I'm not losing anything or not comparing like with like.

I did the same with home insurance, I even had to cancel it within the two weeks as it had already renewed so I lost £50 but I still saved nearly £300.

I saved nearly £700 doing this this year- although I didn't feel that happy as this was all due to price rises, so my prices are either unchanged or slightly less than last year. Not so much money in my pocket as not losing even more.