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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To consider selling our house and travelling the world with two toddlers?

360 replies

travellingwithtoddlers · 24/04/2024 22:42

DH have been discussing the possibility of doing this for a while. DH is incredibly unhappy with his job at the moment and is considering quitting and having a break to de-stress. I am a SAHM and we have two toddlers aged 1 and 3.5.

We don’t need to sell our house to use the money to travel (we have savings we could use). We are considering selling our house, lots of our possessions and our cars in order to reduce our responsibilities here at home and putting things that we want to keep into storage.

Ideally we would spend some time in SE Asia, Australia, the Middle East and perhaps return home after 12-18 months. We would then look to buy a house again upon our return.

Is this idea great or am I just swept up with the excitement of planning the trip? We can afford to support ourselves for the trip, but it would use all of our savings. We would be returning purely to a deposit for a house (from the sale of our current house) which would be approx 40% of the value of the sort of house we would like to buy (if this makes any difference!).

Also - does anyone have any tips on places to visit?!

OP posts:
BusyMummy001 · 25/04/2024 14:11

From what you are saying - ie that you have a considerable amount of financial security and, it seems, you DH is in a profession where he could easily find another job in 18m without having to update skills/legal knowledge, plus the skills to take on homeschooling if you need to (I’ve done that too) - then I think if it’s what you both want to do, you should. I would only caveat that in terms of the fact that you need to understand you are doing this for you, not your DCs.

We travelled a lot with our children when they were small (cheap flights for them!) and when we’ve gone through photo albums since - they are 16/19 now - they remember not a single thing before either of them were approx 7. Not Disney, not Italy/Cypress/Spain with the grandparents, not Jamaica or anywhere, really. We don’t regret taking them as it ensured that DH and I didn’t put our wanderlust on hold and they were cheap to travel with, but they got nothing out of it personally. They love travel now and do take it in their stride, but that’s because we have always made sure we do 4 weeks abroad most years and sent them on any school trips that have come up, so it’s recent travel experiences that have shaped them.

mysteriousspiderbite · 25/04/2024 14:08

Hey, I haven't judged anybody. I have clearly said it's different strokes for different folks.

Ha!

ChiefEverythingOfficer · 25/04/2024 14:05

EarthlyNightshade · 25/04/2024 13:58

OP has a mortgage at the moment and sounds like she's planning to go back to having one. That's the only part of this that I can't square with the rest of the post.
What you did sounds great for you, but do you think it's realistic for OP to sell her house and then buy another when she gets back?

No, I said as much in my first post. We rented our home out when we travelled for a year. We sold it immediately on returning, having decided to emigrate. Having said that, we are now renters by choice. I have no desire to own property. Appreciate that I am in the minority though.

BruFord · 25/04/2024 14:05

@travellingwithkidds

So you’ll literally make £600K cash in hand when you sell the house (minus stamp duty)? That makes a huge difference, of course you can buy a new house when you return.

I think most of us assumed that you were going to make a fraction of that on the sale. You should’ve told us that earlier, we’d have given less cautious advice!

ChiefEverythingOfficer · 25/04/2024 14:02

BruFord · 25/04/2024 13:55

Yes@ChiefEverythingOfficer , everyone’s different and you’ve clearly made it work for your family. Did you carry on traveling when your children were older and home school?

I think that we might have been a bit braver travel-wise if we’d had family whom we could rely on if anything went wrong, but we don’t. Once we had children, we felt that we always needed our own home.

Hey, I haven't judged anybody. I have clearly said it's different strokes for different folks.

We have NO support system. DH is an only, both parents passed away, I haven't lived in the same country as my parents for 25 years.

My much loved and cherished children are happy and well adjusted. We stopped taking trips longer than 8 weeks when they started school. They are open minded, responsible, kind people. It takes all sorts.

travellingwithtoddlers · 25/04/2024 14:00

EarthlyNightshade · 25/04/2024 13:22

It sounds amazing, if you have 80-100k you would need to finance it. I'd skip Dubai but the rest sounds great.

Several people have asked but I still don't understand how you would buy a house on your return if you don't work and DH has to find a new job.

We have approx £150k saved up that we would use.

We have approx £600k equity in our house. We would come home, rent in the UK (whether that be a long term air b&b or a rental), DH would find a job and after a few months of pay slips, we would then buy a house with our £600k deposit plus a mortgage.

OP posts:
EarthlyNightshade · 25/04/2024 13:58

ChiefEverythingOfficer · 25/04/2024 13:41

Lol. Not everybody aspires to a job and mortgage. I definitely don't. I have neither and am very happy with my lot in life.

I work extremely hard (self employed) and live in a rental. You cannot pop all your possessions and money into your coffin when you shuffle off this mortal coil. Your way is fine FOR YOU. Try to respect or at least accept other people have different priorities.

Edited

OP has a mortgage at the moment and sounds like she's planning to go back to having one. That's the only part of this that I can't square with the rest of the post.
What you did sounds great for you, but do you think it's realistic for OP to sell her house and then buy another when she gets back?

RicePuddingWithCinnamon · 25/04/2024 13:57

Do it!
Life is too short.
Its easier with toddlers than with older kids or teenagers.

ChiefEverythingOfficer · 25/04/2024 13:56

mysteriousspiderbite · 25/04/2024 13:50

Mate, you know nothing about me.

The OP has two small children to consider. Or not, in this instance.

I did not say I did. Frankly I wouldn't want to to be your mate.

Meh, you clearly can't conceive that other people do things differently. Saying the OP doesn't care for her children is pretty nasty...says more about you than I bet you'd like.

Spongebob Squarepants Laughing GIF
Caroparo52 · 25/04/2024 13:56

PlantLight · 24/04/2024 22:44

I wouldn’t sell the house or buy again in 12-18months out. I’d keep it and rent it out for that length of time, to not make sure prices don’t rise whilst your gone or you slowly fritter the money away

This

BruFord · 25/04/2024 13:55

ChiefEverythingOfficer · 25/04/2024 13:41

Lol. Not everybody aspires to a job and mortgage. I definitely don't. I have neither and am very happy with my lot in life.

I work extremely hard (self employed) and live in a rental. You cannot pop all your possessions and money into your coffin when you shuffle off this mortal coil. Your way is fine FOR YOU. Try to respect or at least accept other people have different priorities.

Edited

Yes@ChiefEverythingOfficer , everyone’s different and you’ve clearly made it work for your family. Did you carry on traveling when your children were older and home school?

I think that we might have been a bit braver travel-wise if we’d had family whom we could rely on if anything went wrong, but we don’t. Once we had children, we felt that we always needed our own home.

Mumoftwo1312 · 25/04/2024 13:53

travellingwithtoddlers · 25/04/2024 13:09

What a strange POV. Children are too young to remember most things as toddlers - does this mean we shouldn’t take them to soft play, toddler classes, farm parks etc? Just because they won’t remember it, it doesn’t mean it’s not beneficial to them! Many places are so much more family friendly than the UK with plenty for DC to do. As long as DC are cared for and not just dragged around places that are in appropriate for kids - now is it self indulgent and foolish?!

But the point is that children of that age do remember things that are repeated/familiar. Small kids thrive on familiarity.

Eg my nearly-4yo can lead the way when we walk to our familiar places. She is surprised and amused if we're in the car and I drive a different route from usual. But if we always went a different route every single day, she wouldn't remember/recognise any of them.

I mean sure, I've taken my dd on a submarine on holiday once, when she was 2.5yo (the glass kind for seeing sea creatures). And she does remember it and talk about it. It was great. We saw a red sea star, and the submarine was yellow. We glowed blue from the light coming in. These bits she remembers.

But if we literally did a new thing like that every month, it'd just be a bewildering blur with no familiar anchor of home. She wouldnt even appreciate the novelty of any of it.

mysteriousspiderbite · 25/04/2024 13:50

ChiefEverythingOfficer · 25/04/2024 13:41

Lol. Not everybody aspires to a job and mortgage. I definitely don't. I have neither and am very happy with my lot in life.

I work extremely hard (self employed) and live in a rental. You cannot pop all your possessions and money into your coffin when you shuffle off this mortal coil. Your way is fine FOR YOU. Try to respect or at least accept other people have different priorities.

Edited

Mate, you know nothing about me.

The OP has two small children to consider. Or not, in this instance.

ChiefEverythingOfficer · 25/04/2024 13:41

mysteriousspiderbite · 25/04/2024 13:38

Life without a job, or a mortgage feels longer.

Lol. Not everybody aspires to a job and mortgage. I definitely don't. I have neither and am very happy with my lot in life.

I work extremely hard (self employed) and live in a rental. You cannot pop all your possessions and money into your coffin when you shuffle off this mortal coil. Your way is fine FOR YOU. Try to respect or at least accept other people have different priorities.

mysteriousspiderbite · 25/04/2024 13:38

ChiefEverythingOfficer · 25/04/2024 13:36

That is just nonsense. Just because it doesn't suit you, doesn't mean that it's self indulgent & foolish. Open your mind a little. Life is very short.

Life without a job, or a mortgage feels longer.

ChiefEverythingOfficer · 25/04/2024 13:36

mysteriousspiderbite · 25/04/2024 13:34

Yes, it is self-indulgent and foolish to throw away your stability and financial future for an ill-thought-out whiim, which will have far more effect on them than some making memories fantasy - more likely embedded traumatic memories of all the longhaul flights they got stuffed on when they were toddlers.

That is just nonsense. Just because it doesn't suit you, doesn't mean that it's self indulgent & foolish. Open your mind a little. Life is very short.

Mykingdom2024 · 25/04/2024 13:35

fieldsofbutterflies · 25/04/2024 12:26

The issue with renting her home out is that her tenants may refuse to leave - it could cost a fortune taking them to court and who knows what state the house would be left in.

You'd also need a mortgage that allowed you to have tenants in the first place.

Yes it’s not that easy or affordable to rent your own house out. The government has made sure that being a landlord isn’t worth it anymore, thus fuelling the housing crisis further.

mysteriousspiderbite · 25/04/2024 13:34

travellingwithtoddlers · 25/04/2024 13:09

What a strange POV. Children are too young to remember most things as toddlers - does this mean we shouldn’t take them to soft play, toddler classes, farm parks etc? Just because they won’t remember it, it doesn’t mean it’s not beneficial to them! Many places are so much more family friendly than the UK with plenty for DC to do. As long as DC are cared for and not just dragged around places that are in appropriate for kids - now is it self indulgent and foolish?!

Yes, it is self-indulgent and foolish to throw away your stability and financial future for an ill-thought-out whiim, which will have far more effect on them than some making memories fantasy - more likely embedded traumatic memories of all the longhaul flights they got stuffed on when they were toddlers.

ChiefEverythingOfficer · 25/04/2024 13:34

travellingwithtoddlers · 25/04/2024 12:19

Thank you! Sounds like you had an amazing time.

Did you stay in hotels or short term rentals?

We stayed in a combination of accommodation types. Mostly serviced apartments and in the USA a 30 foot RV. We mixed it up - thatched bures on the beach in Fiji, resort style in Thailand. In the USA we had some hotel / motel breaks from the RV in Las Vegas and Los Angeles.

It wasn't all plain sailing - the children got sick in Fiji and were quite poorly. We also really struggled in China - it's not an easy place to travel with children - we eventually escaped to Hong Kong.

We absolutely loved our US & NZ road trip legs and we found Thailand and Cambodia incredible for the children. I found out I was pregnant in the last month of the trip - I had all of my early scans in Kuala Lumpur - good medical options, not my favourite city.

We literally did it all RV, hovercraft, speedboat, sleeper train, bus, hire car, Tuktuks a-plenty. It was exhausting, exhilarating and extremely liberating. Leaving NYC in a RV was terrifying but so much fun.

Our golden rules were healthy meals for the children - home cooked where possible and to give the children the mornings. Full bellies with good food and lots of exercise were key.

Mornings were very child centric - the park, the beach, as much physical activity as possible, then downtime before lunchtime naps then afternoons/evenings for adult activities - museums, attractions reading, swimming etc. We tried to keep to a reasonable routine but didn't sweat the small stuff. Bath/shower/stories most nights.

SaltySeaAir · 25/04/2024 13:32

We did exactly this. Left the country for 12 months with a 3.5 year old and a 6 month old. We rented out our house, sold the car, and a lot of 'stuff.' We left the country with two suitcases, a baby seat and a buggy. Looking back now I think we were crazy 😆 But it was great, we had an amazing time! Came back in time for my oldest to start school.

BruFord · 25/04/2024 13:29

It does sound amazing, OP.

As PP’s have said, some people are more comfortable with risk-taking than others. I love traveling but am nervous about taking big financial risks-I couldn’t use all my savings to finance a trip, for example, especially if I had a young family. I’d need a good wedge of cash left over!

But you’re not me. You might be more comfortable taking that financial risk.

EarthlyNightshade · 25/04/2024 13:22

It sounds amazing, if you have 80-100k you would need to finance it. I'd skip Dubai but the rest sounds great.

Several people have asked but I still don't understand how you would buy a house on your return if you don't work and DH has to find a new job.

siameselife · 25/04/2024 13:16

I doubt it is going to be particularly beneficial for your dc at their age but I wouldn't think it would be harmful either.

Being back in the UK with broke parents, with no accommodation and no jobs might be harmful.

I don't know if I've missed how you are going to be able to buy a home when you return or find rental accommodation?

Kandalama · 25/04/2024 13:15

It sounds wonderful.
I travelled independently, around Asia mainly and it’s such an exciting thing to do.
We took our kids for 6months and they learnt so much and experienced so many things they could never do on a shorter holiday. It’s made them very adventurous.
We have friends that sailed around the world for a year with their sons (10 and 12) and when they got back they were well ahead of others the same age and breezed into grammar school as extremely well rounded individuals.

I wouldn’t sell my house though, I’d think about renting it out OP, as long as the Govn doesn’t decide you have to keep tenants for two years. If you’re near a University renting to students might be the best option.

travellingwithtoddlers · 25/04/2024 13:09

mysteriousspiderbite · 25/04/2024 12:59

I have found parts stressful, but overall, I really enjoy taking them away and giving them new experiences (even if they are too young to really remember!).

They are too young to remember any of it to any degree at all. Let's get real. You aren't doing it for them. I think it is a self-indulgent and foolish plan.

What a strange POV. Children are too young to remember most things as toddlers - does this mean we shouldn’t take them to soft play, toddler classes, farm parks etc? Just because they won’t remember it, it doesn’t mean it’s not beneficial to them! Many places are so much more family friendly than the UK with plenty for DC to do. As long as DC are cared for and not just dragged around places that are in appropriate for kids - now is it self indulgent and foolish?!

OP posts:
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