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To think part of the increase in long term sickness is the increase in retirement age?

529 replies

Lazykitten · 21/04/2024 08:07

Thinking of the people I know who are long term economically inactive long term (I believe that counted as over 6 months) and nearly all I know who fall into that bracket are my parents and there friends. Dad was a factory sparky and mum was a cleaner. Dad stopped work at i think around 61, mum does part time caring now in her early 60s but really struggles and I can see her having to give it up soon.

Most of their friends had similar manual jobs and now in their mid 60s a lot are signed off sick waiting for pension. These are people who have had manual jobs since they were 15/16 and their bodies are knackered. They can't (and very little point) in retraining now for their last couple of years before they get the state pension.

I work in an office job so can feasibly see how I could work to my late 60s and beyond, but those who've done manual work for over 40 years have the wear and tear on their bodies that they simply can't. As well as other health problems & decreasing energy levels that come with ageing.

There's got to be a sizeable number of folk age 60-67 that fall in that bracket? And taking it further is it another stick to beat the working class with?

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NoisySnail · 23/04/2024 14:25

@Mischance you could not just ask for a council house. I lived in London in shared housing and was told I would never get a council place. Homeless families did get council houses after being in hostels for a maximum of 6 months. So it was much better than now, but it was not a nirvana.

ArseInTheCoOpWindow · 23/04/2024 14:10

Mischance · 23/04/2024 13:47

I think my parents generation had it the best. I’m in my early 40’s so those in their 60’s. They didn’t have the technological advancements we have now but you could get a doctors appointment, a dentist, if you went to A&E you’d get seen, if you wanted a council house you’d just ask, university was free, you could buy a house on one wage, women could retire at 60, whereas that would be impossible now.

All true - I am of the grandparent generation.

Doctor's appointments were no problem at all. In fact you could just roll up at the surgery and sit and wait your turn. A&E ran smoothly - a bit of a wait of course, but not measured in hours. Referrals to consultants had a wait of just a few weeks. NHS dentists were the norm and free for everyone - and lots of preventive dentistry for children. University was indeed free - tuition fee covered for all and maintenance grants were means tested based on parental income - the LA paid some and parents contributed according to their means. My post grad course was paid for by the Home Office - fees and maintenance. I retired at 60 with a slightly reduced state pension because I took time off for raising children, but with a small occupational pension and an NHS widow's pension I tick along fine - not rich, but can cover all my needs, and I am mortgage free after down-sizing.

The massive downturn in the NHS does of course have a huge impact on older people because of the inevitable health problems that accumulate throughout life. I have had to dip into my small pot of savings for more than one piece of surgery that would have taken months and months to happen on the NHS.

I really do feel for the current generation who are being sold short in so many ways, and for whom life is a struggle - for housing, health care and much more.
And I feel very sad for those who planned retirement on the basis of 60, only to find that the goalposts have moved - there is no way I could have worked to 67/68 with the health problems that have come my way as a result of aging.

And after the age of 60 I spent much of my time in a caring role for my sick husband - who would have done that if I had been obliged to be out in paid work?

There is a general election looming .... just a thought! It would be good to have a government who at least understood the concept of public services, although any new government is going to have its work cut out turning the juggernaut around.

I’m 60.

NHS dentistry has never been totally free in my lifetime.

Mischance · 23/04/2024 13:47

I think my parents generation had it the best. I’m in my early 40’s so those in their 60’s. They didn’t have the technological advancements we have now but you could get a doctors appointment, a dentist, if you went to A&E you’d get seen, if you wanted a council house you’d just ask, university was free, you could buy a house on one wage, women could retire at 60, whereas that would be impossible now.

All true - I am of the grandparent generation.

Doctor's appointments were no problem at all. In fact you could just roll up at the surgery and sit and wait your turn. A&E ran smoothly - a bit of a wait of course, but not measured in hours. Referrals to consultants had a wait of just a few weeks. NHS dentists were the norm and free for everyone - and lots of preventive dentistry for children. University was indeed free - tuition fee covered for all and maintenance grants were means tested based on parental income - the LA paid some and parents contributed according to their means. My post grad course was paid for by the Home Office - fees and maintenance. I retired at 60 with a slightly reduced state pension because I took time off for raising children, but with a small occupational pension and an NHS widow's pension I tick along fine - not rich, but can cover all my needs, and I am mortgage free after down-sizing.

The massive downturn in the NHS does of course have a huge impact on older people because of the inevitable health problems that accumulate throughout life. I have had to dip into my small pot of savings for more than one piece of surgery that would have taken months and months to happen on the NHS.

I really do feel for the current generation who are being sold short in so many ways, and for whom life is a struggle - for housing, health care and much more.
And I feel very sad for those who planned retirement on the basis of 60, only to find that the goalposts have moved - there is no way I could have worked to 67/68 with the health problems that have come my way as a result of aging.

And after the age of 60 I spent much of my time in a caring role for my sick husband - who would have done that if I had been obliged to be out in paid work?

There is a general election looming .... just a thought! It would be good to have a government who at least understood the concept of public services, although any new government is going to have its work cut out turning the juggernaut around.

Fluffywigg · 23/04/2024 13:08

I think my parents generation had it the best. I’m in my early 40’s so those in their 60’s. They didn’t have the technological advancements we have now but you could get a doctors appointment, a dentist, if you went to A&E you’d get seen, if you wanted a council house you’d just ask, university was free, you could buy a house on one wage, women could retire at 60, whereas that would be impossible now.

Owning your own home or at least having a home that is secure, is almost a luxury now. I don’t believe it was back then. The pressure on people now to be able to afford the basics, like shelter, food/heating etc is immense and many people feel they are just keeping their heads above water. There’s nothing to look forward to, the everyday grind of working full time to the rip old age of 68 and god knows what it will rise to over the coming years.

I think the younger generation have got it even worse and I feel sorry for them. It’s even more difficult to simply survive so I don’t think it’s any wonder that so many people have MH issues. Regarding propel being signed off sick close to retirement age, it doesn’t surprise if me one iota.

BooneyBeautiful · 23/04/2024 12:52

Toooldtoworry · 22/04/2024 20:44

Some do, some don't then. Is PIP sufficient to cover bills though?

For me, not a chance.

Well, you no longer need to claim Universal Credit when you are in receipt of your State Pension which is much higher than Universal Credit. There are exceptions to this such as if your partner is younger than you, but this is just the basic guideline.

Personal Independence Payment is in place due to the higher costs disabled people face. It's not in place to cover normal household bills, although obviously some disabled people will have higher heating and water bills due to their disability.

Toooldtoworry · 23/04/2024 12:22

Flopsythebunny · 23/04/2024 09:31

I get higher rate pip. It doesn't even cover the extra costs associated with my disability

Sadly that does not surprise me.

Auburngal · 23/04/2024 12:12

fetchacloth · 23/04/2024 08:33

I'm in a similar position to you sadly.
My lungs were further damaged by long covid too.

Never had my lungs x-rayed.

Had Covid a few days before the first lockdown. Only knew I had it after antibodies test later on. There were no test centres for 50 miles at the beginning. Then had Covid summer 2022.

ArseInTheCoOpWindow · 23/04/2024 10:41

GoodnightAdeline · 23/04/2024 10:14

Yes but we have more claimants

But that’s the fault of bad government.

NoisySnail · 23/04/2024 10:32

@GoodnightAdeline we also have some of the longest waiting lists for healthcare and extremely high inequality and child poverty. That is shown to increase mental health problems and entrench physical health problems.
A good healthcare system and low levels of inequality help to create far stringer economies.

GoodnightAdeline · 23/04/2024 10:14

NoisySnail · 23/04/2024 10:12

@ArseInTheCoOpWindow The UK does have some of the lowest benefits in Europe and a very low state pension.

Yes but we have more claimants

NoisySnail · 23/04/2024 10:12

@ArseInTheCoOpWindow The UK does have some of the lowest benefits in Europe and a very low state pension.

Flopsythebunny · 23/04/2024 09:31

Toooldtoworry · 22/04/2024 20:44

Some do, some don't then. Is PIP sufficient to cover bills though?

For me, not a chance.

I get higher rate pip. It doesn't even cover the extra costs associated with my disability

ArseInTheCoOpWindow · 23/04/2024 09:08

AlcoholSwab · 23/04/2024 03:11

ATOS and Capita were brought in to assess disability claimants under similar criteria as present in, wait for it, 2008.

The fact is the UK state can't afford more liberal welfare policies than it currently has and they are quite generous by OECD standards.

Inconvenient for the New Labour spruikers on here but the implementation of these measures coincided with the GFC and we've been going backwards ever since.

Anyone who thinks things are going to change with the likes of Starmer, Reeves, Kendall and Streeting in Downing Street and Whitehall is kidding themselves.

Edited

I thought the UK had some of the lowest benefits in Europe.

And having lived through a previous Labour government l do think things can improve. It’s not like it can get worse is it?

Vaccances · 23/04/2024 09:05

AlcoholSwab · 23/04/2024 03:11

ATOS and Capita were brought in to assess disability claimants under similar criteria as present in, wait for it, 2008.

The fact is the UK state can't afford more liberal welfare policies than it currently has and they are quite generous by OECD standards.

Inconvenient for the New Labour spruikers on here but the implementation of these measures coincided with the GFC and we've been going backwards ever since.

Anyone who thinks things are going to change with the likes of Starmer, Reeves, Kendall and Streeting in Downing Street and Whitehall is kidding themselves.

Edited

The assessment criteria has been changed a great deal since then, much stricter than back in 2008.

I thought the UK had some very low unemployment & sickness payments? Germany and France are far more generous.

Unfortunately, because we have privatised social housing, rent support payments are super high.

bombastix · 23/04/2024 08:48

Yes I don't think things will get better with Labour. There will be a push on supporting people back to work, it may appear more sympathetic, but I would expect them to do something similar in policy terms.

fetchacloth · 23/04/2024 08:33

Auburngal · 23/04/2024 06:15

It will be back to the Victorian days “Sally died last night”.

My pension age is 68. My lung age is 78 years now. Think my lungs will be the end of me. Asthmatic on four medications and holds a Steroid Emergency Card.

I'm in a similar position to you sadly.
My lungs were further damaged by long covid too.

Auburngal · 23/04/2024 06:27

Customers need to stop moaning to shop workers about things beyond our control- staffing, supply issues, price increases, the slowness of 93 year old Doreen in front of them in the queue etc. We didn’t decide to increase your paper by 5p or heavy rain in a certain part of the world affects the supply of fresh pineapple etc.

They don’t seem to understand that being moaned at for 6-8 hours a day affects our MH and many are on antidepressants. How would they like it if my colleagues and I went to their homes and moaned for 6-8 hours. Wouldn’t like it.

Customers need to ring head office to register their complaint/concerns. Moaning to us - may as well moan to a rock.

People moan but don’t do it to the right people.

Auburngal · 23/04/2024 06:15

fetchacloth · 22/04/2024 23:17

This government has the attitude of killing people off before we can even retire 🙄
They're quids in then aren't they!

It will be back to the Victorian days “Sally died last night”.

My pension age is 68. My lung age is 78 years now. Think my lungs will be the end of me. Asthmatic on four medications and holds a Steroid Emergency Card.

AlcoholSwab · 23/04/2024 03:11

Rosscameasdoody · 21/04/2024 12:12

I don’t think anyone can doubt that the Tories have always had it in for the sick and disabled, and elements of Sunaks’ speech were rightly called out for the divisive and ableist language used - especially toward those with mental health conditions.

It’s interesting to note that few if any posters here have mentioned that he also announced a review of PIP - which is a benefit disabled people rely on to cope with the extra costs. PIP was introduced in 2013 under the Tories (specifically the coalition government) to replace DLA for those of working age - purely to drive down the cost of supporting disabled people. The assessment criteria were far harsher and thousands of severely disabled people lost their entitlement as a result - not because they were no longer disabled, but because, effectively the goalposts were moved and the assessment screened out quite high levels of disability. No money was saved because the assessments were unfair and weighted against the claimants, so disabled people were forced to go to expensive tribunals to get a fair decision.

At that time the Tory government prided itself that for the first time, mental health conditions qualified for disability benefits. Just over ten years later they’ve realised that this has ballooned the benefits bill and they’re trying to back track by saying that somehow all of these conditions can’t be genuine.

So what we have is another all out assault on disabled people. And make no mistake any cuts will fall to those who have the most severe disabilities because they are the ones who cost the most.

Sunak mooted removing regular cash payments to those with less severe conditions and replacing them with one off payments for aids and adaptations etc. That’s reasonable you might think, but how are they going to go about assessing who needs ongoing cash support and who doesn’t ? PIP was a badly designed system to start with. It took disability assessment out of the hands of doctors and put it into the hands of paid assessors who are also paid bonuses based on the number of assessments carried out. There is no plan to overhaul an already broken and unfair system, but instead to narrow the eligibility criteria yet again so that fewer people qualify - not that they are not disabled, but they are effectively screened out.

The plan as far as I can see is to rehash the existing system and build on it by taking responsibility for sick notes away from doctors altogether, to train work and health ‘experts’ to work alongside disability assessors, so that everything will come under the auspices of the DWP, who have an appalling track record in their treatment of disabled people. Fridays’ announcement has sent a message to disabled people in this country. This government is prepared to use tax payers money fork out billions supporting parents by paying up to 85% of their childcare costs so they can work. They’re prepared to pay out billions to landlords in extortionate rents on behalf of UC claimants. And they’re prepared to pay yet more billions of tax payers money footing the wage bills of employers who are more interested in paying handsome dividends to their shareholders and bonuses to their execs, than paying their employees a living wage. But if you’re disabled, you’re bottom of the pile and simply too expensive to support. Idealistic Tory crap. The sooner they’re voted out the better.

ATOS and Capita were brought in to assess disability claimants under similar criteria as present in, wait for it, 2008.

The fact is the UK state can't afford more liberal welfare policies than it currently has and they are quite generous by OECD standards.

Inconvenient for the New Labour spruikers on here but the implementation of these measures coincided with the GFC and we've been going backwards ever since.

Anyone who thinks things are going to change with the likes of Starmer, Reeves, Kendall and Streeting in Downing Street and Whitehall is kidding themselves.

Delawear · 23/04/2024 02:33

The bottom line is that if someone has worked relatively continuously since leaving school, unless they are exceptionally lucky, full time work will get progressively harder with age. Humans wear out as everything does eventually.

NoisySnail · 23/04/2024 01:37

That kind of belief sounds like someone talking who has never done these kind of jobs and has no real understanding of what is involved.

OhcantthInkofaname · 23/04/2024 01:27

Letseeshallwe is far off base with this: "Because for the majority having a manual job keeps them healthier and active for longer."
I guarantee it does not keep one healthy. Repetitive injury is emotionally exhausting as well.

UPALLNIGHTMNETTING · 23/04/2024 00:01

Was just thinking that @NoisySnail 😂

NoisySnail · 22/04/2024 23:57

@hcee19 you really believe that?
If you do you are beyond niave.

hcee19 · 22/04/2024 23:36

I don't think anyone should worry who have disabilities and long term health issues. The people it is aimed at are the people who have chosen benefits as a way of life. Mental health has become the new' bad back'...