To think that Landlords have a bad name.

But @Applescruffle , many of us on this thread haven’t wanted to buy for years as we were moving around for jobs, etc. Where would we live without renting?

My DD (19) will soon move into a shared flat and she plans to stay in that area for less than three years. 🤷

Well I certainly didn’t have parents that helped me out. My parents were abusive and I moved out young and rented. I was very glad of landlords at that time in my life.

My first landlord went above and beyond to help me when I was only 17, and again in my second year of uni when I needed to rent again. He was about as far from ‘scum’ as you get.

Keep telling yourself that 😂

@PrincessofWells

thank you for the comprehensive reply.

But it doesn’t answer my question.

If I as a home owner fulfill all my obligations to my mortgage lender, can they ask me to leave my home?
Yes or no.

If a renter fulfils all their duties, can their LL start proceedings for them to leave their home?
Yes or no.

TBH, I don’t see how S21 can be abolished, life happens and sometimes LL need the homes back.

But it must be shit for the tenants.
I know I’ve seen threads on here where S21 recipients have been strongly condemned for not leaving after 8 weeks, sorry! 2 months.

https://england.shelter.org.uk/housing_advice/eviction/reasons_your_landlord_can_evict_you

Pretty sure she said "to landlords"

You're basically "providing" housing in the same way that scalpers provide concert tickets.

And it's none of your business why I didn't stay with my mum. Not everyone has wonderful parents who help them out. That assumption explains a lot

Nothing to do with the baby boomers, and everything to do with Thatcher. She sold the water, trains, council housing, electricity, gas companies and probably more that have slipped my mind. Tell Sid my arse. 😂

No.

They are houses so could obviously have families living in them. Do you mean every family would be able to buy and want to buy? And then have cash for repairs/maintenance/new appliances etc when needed? Because that’s just not true.

Yes I live in a house, that I have bought and can afford to maintain. And I own other properties which I rent out. Lots of tenants don’t want to buy because they don’t want the responsibility of having to buy boilers, washing machines, flooring or to do diy etc. It suits them to call us and have it all done for them as part of the rent that they pay.

I'm not against LLs. We have one property which we rent out but only because we bought it to help out a family member who has bought their own place now. But I do think there should be a strict limit to the number of properties a person can buy to let.

@Crystallizedring For most people, the only way to avoid paying a landlord’s mortgage while saving for a deposit is to live at home with family.

A ll can issue a s21 providing its effective date is outside of the fixed term. The T doesn't have to leave. Only a court or the tenant can end a tenancy. The landlord can't.

I answered the comment you made re your mortgage lender. I'm not repeating it! But yes, if you breach other terms of the mortgage they can apply to court to repossess. It happens, there are a lot of obligations in your mortgage contract. Have a read of it!

Yes the council frequently end licences with less notice than 8 weeks where an application for homelessness has been made, interim accommodation provided and the applicant is found to not have a duty owed to them.

Secure (council) or Assured (housing associations) are different. They are non profit making and the laws are different. They rarely use mandatory grounds in their applications (unless temporary accommodation under the Housing Act) because government policy has been, with previous administrations, that secure housing is essential for people's wellbeing so they use non mandatory grounds and let the judge decide. In fact I've represented in many of those cases and judges are very much on the side of the tenant once full facts are known, providing they will be able to meet the weekly rent and pay back the arrears in a reasonable period. If it's ASB grounds it's even more difficult to gain possession as mh issues tend to be prevalent and with the Equality Act it's tough to get rid of tenants who can make neighbours lives utterly miserable.

I agree ASTs are less than ideal and having a safe home, heating and eating shouldnt be negotiable, but I'm not sure there's any quick fix. A coherent forward thinking housing policy would be a start. There has to be some sort of massive home building project. I think it could be a case of be careful what you wish for though. There are companies, and one in particular, which has moved into the rental market in the uk, and they were operating in Denmark where they were pretty awful.

I had to leave home at 17, are the ban renting brigade expecting people like me to be homeless until they can buy a property? I rented for just over ten years, sometimes bedsits, sometimes with friends, all my landlords have been fine, properties safe, clean etc. When I had issues they were usually resolved quickly, where they weren’t I was given the choice of a hotel or a big rent reduction when the flat flooded due to a leak and needed drying out etc.

We have a flat we own in the UK, we only left the UK in august and we chose not to sell it so we have somewhere to live if we do return to the UK, as guess what, we wouldn’t be able to buy a property to move into on the day we land if we do return, so if we sold it we would need to rent somewhere until a sale was finalised, which under the proposals of a lot of people would be banned, so returning to the UK would mean being homeless. We’ve gone down airbnb route, it works better for us, but it also means we could have the property furnished, rather than throwing away beds etc that we couldn’t take with us. We don’t break even, but thats fine.

The UK needs better legislation regarding rental properties, and it actually needs to be enforced.

@Arewe29 I'm not sure why you started this post. I think it was to see if landlords have a bad name?

There isn't a single post from you or other landlords that have convinced me otherwise

I'm sure you're not a bad person but you are contributing to a problem and I think you know that.

You can blame the boomers if you like, if it makes you feel better

I will never agree that housing should be profitable to landlords.

Literal primary school economics

What do you mean by show my true colours? What points did you think I was making?

It’s a fact right?

Like most home owners I pay my own mortgage out of MY salary and MY investments.

As you said earlier, a LL will often rent the house for mort + extra for maintenance.

What’s not true?

@Arewe29 the problem is you ignored @fiddleleaffig in the opening lines of your thread.
You have removed (bought) properties from the market, which you don't need to live in. You view property as an investment to make money, or accrue wealth. If NO-ONE ever bought more than they needed, there would be more to go round - you know -for people who need to live in those houses. Prices would therefore be lower, and people could afford to buy them. GCSE economics.
Capitalism as it is now is hard to justify and I am tired so am not going to bore you with the links to clever people who can explain this to you but seriously, get a grip.

What on earth are you talking about?

I said that the properties could still be housing families even if she did not own them.

Are you saying that families only live in houses if a landlord owns them?

Do you live in a house?

@Arewe29

Yep i understand. Like I said, housing shouldn't be an investment

On average renters pay you 32% of their salary to warm your nest egg

Owners pay on average 18% of their salary to own they own egg

Wrong. How silly.

"As of 2022, 35.7 percent of the population rented, with the majority renting from a private landlord. Approximately 16.6 percent of the population were social renters and rented from housing association or a local authority."

https://www.statista.com/statistics/544709/tenants-among-population-uk/

But who will own and maintain the properties because they’re not coming forward? Councils? Take it up with them