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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Cash - am I out of touch?

291 replies

Anewuser · 20/04/2024 08:49

AIBU thinking I should still be able to use cash?

I accept that most places, and people, find it easier using cards but shouldn’t you still be able to use cash occasionally?

Went out for lunch the other day. The bill came to over £100 but as it was something planned, I had cash. The pub said whilst they can take cash, they don’t give change. Since when was this a thing.

At work, when people get married/have babies/leave etc, we do a collection. You always used to stick your contribution in a pot or envelope but now you have to do it online. Not everyone gives now because it’s obvious how much they’ve contributed.

AINBU, that I should still occasionally be able to use cash or AIBU cash has had its day.

OP posts:
ThePaintedMoose · 20/04/2024 12:08

This reply has been withdrawn

Withdrawn at OP's request.

bradpittsbathwater · 20/04/2024 12:05

I only use cash for my cleaner and to get my nails done which is a pain. Even my mobile podiatrist has a card machine. Most places don't take cash anymore. Supermarkets only one a few checkouts that will accept it

ThePaintedMoose · 20/04/2024 12:03

This reply has been withdrawn

Withdrawn at OP's request.

Upallnight2 · 20/04/2024 11:42

I hate using cash personally. The only time I use it is to give my DS pocket money, then he gives me the same cash back so I can order something on amazon for him 🤣

Tumbleweed101 · 20/04/2024 11:30

I found it hard in Covid as you couldn’t just give your children change to go and get themselves an ice cream. Everywhere was card only. I think it is important that places do both so children understand the concept of money and how change works. It’s so easy to just put a card on a scanner but it doesn’t feel like you are using real money. For children this is something they need to learn.

BobbyBiscuits · 20/04/2024 11:30

I think it's important that cash is still readily acceptable and available.
The only feasible way near me now without a considerable walk is cashback at the one supermarket that does it. And this is central London! I do usually buy groceries with a card but cash is still an important part of our lives and our economy.

Londonrach1 · 20/04/2024 11:25

I use cash daily over a card. They being cheeky re no change

Anewuser · 20/04/2024 11:21

Blimey, can’t remember the last time I wrote a cheque. In fact, I don’t even know where my cheque book would be.

OP posts:
Beezknees · 20/04/2024 11:19

DS's riding school still only takes cash or cheque. My local library only takes cash for book reservation fees. Many people who work self employed renting a chair (hairdressers, tattoo artists etc) still only take cash. I still use it a fair bit.

SevenSeasOfRhye · 20/04/2024 11:17

We should not sleepwalk into a cashless society. The handing over of bank details is giving all sorts of people a passport to our lives.

Ticktapticktap · 20/04/2024 11:16

YANBU. It's just because going to the bank everyday, standing in the queue to get the cash float, banking yesterday's takings and then cashing up the tills everyday takes ages and businesses just can't be arsed to do it anymore.

Marblessolveeverything · 20/04/2024 11:13

In Ireland there is law coming in to protect cash use. Is there anything similar in your jurisdiction?

I have seen the fall out when the systems go down in coffee shops early morning and nobody has cash - not pleasant.

LlynTegid · 20/04/2024 10:43

I want cash to remain as an option. Otherwise banks will increase their changes to retailers even more.

Tend only to use it for the local market and in charity/church collections.

malmi · 20/04/2024 10:40

So everyone saying they refuse to deal with businesses that don't take cash, are you not missing out on a little thing called "online shopping"? Must be restrictive to not be able to order stuff from Amazon, eBay, Vinted, etc? And no online grocery shopping?

Or do you maybe restrict your faux outrage to real world businesses only where you get to be the centre of attention as you make your principled objection to the imposition of "cashless society"?

idontlikealdi · 20/04/2024 10:26

The only think I use cash for is my kids riding lessons because they use the cash to pay for straw and probably tax evasion.

I got caught out last weekend and I forgot my cards, usually have them as back up for my phone / watch and the sweet shop was cash only and I had no way to access catch. The sweet shop still serves from the front door and you have to put your money into a fishing net and you get your sweets back the same way. Been like that since covid.

Mouse82 · 20/04/2024 10:24

I still use cash. I was picking up a 'script the other week from the chemist and no one could pay for their orders by card as the machine reset didn't work. We also have a little hole in the wall cafe that does cash only and is booming.

Davros · 20/04/2024 10:23

Since Lockdown, the two things I am paranoid about having easily available are bog rolls and cash. I usually use cards to pay but I really don't want a cashless society. Apart from potential issues with the internet and privacy what about situations like trying to escape an abusive relationship? You can tuck away some cash without the abuser knowing but they're very likely to keep a close eye on card transactions. I'm not sure it's legal to refuse cash, legal currency, and refuse to give change 🤷‍♀️

Anewuser · 20/04/2024 10:23

I think the criminal bit comes from a large amount of cash?

We used to encourage our children to ‘save up’ birthday and Christmas money but as they got older they put it in the bank. If they hadn’t, when they bought their first car it would have been in cash (like mine was).As PP mentioned, car sales etc have to be bank transfer now due to money laundering.

OP posts:
BigFatPuddingMonster · 20/04/2024 10:20

"I think it is very important for people to keep using cash because it keeps the door open for cash use in the future but I'm scared to do it in case people think I'm a criminal. I think since covid using cash gives people the impression you are guilty of wrongdoing."

Criminal? Wrongdoing? WTAF?

KimberleyClark · 20/04/2024 10:19

I only ever use cash to pay my Avon rep. Even my hair salon now has an online tipping system (qr code stuck on mirror).

Medschoolmum · 20/04/2024 10:19

YANBU.

But the places that really annoy me are the ones that accept cash only.

There used to be a lovely little cafe in my town. I really liked it but stopped going because they only accepted cash payments and I rarely bother with cash these days. I assume that others stopped going too as they went out of business.

I think people should still be able to pay in cash if they want to, though.

HangingOver · 20/04/2024 10:11

I loath cash, especially coins. Haven't carried it for years. I think there might be an ancient tenner in the very back on my glovebox. I'm glad you can look at your card pin on your app now, since I pay for everything with my phone on the rare occasion I'm spending over the tap limit botox and fillers I can remember the pissing pin

Seeline · 20/04/2024 10:11

TheDandyLion · 20/04/2024 10:00

It costs money to handle cash.

But doesn't it also cost businesses money in card transactions? I know several local businesses that only take cash because the cards cost too much?

CHEESEY13 · 20/04/2024 10:08

Of course many retail outlets encourage cards - it encourages shoppers to unwittingly spend more because "it's not real money, is it?"

But blithely waving an innocent looking piece of plastic is a very efficient way to pile up debt. Darn it, but some people even resort to plastic to make their mortgage payments!

ToffeePennie · 20/04/2024 10:08

cadygal257 · 20/04/2024 10:05

@ToffeePennie I'm sure they don't want your custom if you throw tantrums like a toddler

No tantrums, just a “oh you don’t accept cash? Well that’s all I have. Sorry” and I walk out. That’s all there needs to be. Like I said, I don’t mind being horrible, and leaving things where they are, but if the lack of cash payments isn’t advertised it’s just not sensible.

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