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Buying a house, blending family and finances

59 replies

Undecided16 · 16/04/2024 23:05

I am in the process of buying a house with my partner of 2 years and we have 2 children each from previous relationships who live with us individually full time.
We have not spoke about finances until the last few days and it has gone sour!
when we worked out the finances, she suggested 65% of our wages each month however this means that I pay almost £2925 per month and she pays £1300. I didn’t think that was fair although she does receive child benefit and tax credits which she will lose if we move in and I am happy to pay more however I think £1700 a month more is excessive if we are going in together. She receives DLA for both her kids which is £1300 and child maintenance totalling £530 on top of her wages. I receive £400 a month DLA for my son and have a rental income from a property which give me £800 a month on top of my wages.
Am I being unreasonable thinking that paying £1700 more a month on a house that we both own 50/50 although we both matched the deposit for the mortgage.
please be honest

OP posts:
EverybodyLTB · 16/04/2024 23:10

What your TOTAL take home per month, and what’s hers? Lots of figures flying about but no totals. Also, you are aware that DLA is for the child’s needs and should not be really counted as spending money by either side. It will go over to the kids when they reach adulthood. As you’ve said, she’ll lose top up benefits etc by moving in with you. Why should she match your input and have zero left every month for personal use?

Aswellisnotoneword · 16/04/2024 23:10

I mean if you're both turning to the internet to convince yourselves you're right, the relationship is fucked anyway.

Redshoeblueshoe · 16/04/2024 23:09

You forgot to mention your massive fucking bonus

Quartz2208 · 16/04/2024 23:08

Seems like the other side of it! Still 2 years is far too soon to be blending and both should stick to their own houses - the advice is the same do not do it

Chattywatty · 16/04/2024 23:08

You already posted this today you just switched round as if you’re the man now

rayro2 · 16/04/2024 23:08

😂

Testina · 16/04/2024 23:07

🥱 don’t ask people to be honest if you don’t want to share your £207K earnings (excluding rental income last year) in your list of details.

Redshoeblueshoe · 16/04/2024 23:07

Seriously - we've all read the other thread

EverybodyLTB · 16/04/2024 23:06

lol is this the other side of the coin?

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