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Thinking this is cheeky of friend?

64 replies

pop243 · 13/04/2024 16:16

3 years ago I was out for the day with friend, when leaving the attraction my ds threw open my car door and banged df's door causing a dent and chipped the paint on the door.
The car was only a few years old and I took responsibility right away saying I would of course pay for it.
Df got a quote of £300 which I agreed with and she said she'd tell me when the car went into the garage.
I have asked numerous times over the three years to settle up but she's kept on putting off taking the car to be fixed and I've still not paid (and the car still dented three years later)
We only meet up a few times a year, we met up over Easter and she was driving a courtesy car. Turns out her husband had scraped the whole side of the car along a wall and it was in getting the two doors and front and rear panels fixed through the insurance. Turns out it's the same side as my dc dented.
I was the one who asked about the courtesy car to start with and after telling me what had happened she said "anyway I'm glad you've brought it up as we'll need the £300 now it's in being fixed" I replied "oh will this not complicate payment now that insurance is involved" and we got into a bit of a tit for tat conversation before I said I'll transfer it.
Now I KNOW it's my (ds's) fault and I would have paid years ago had the car been repaired earlier but I feel a bit 🤔 now that the cars being fixed through insurance but she's still taking the full £300 from me even though the door will be fixed due to her dh's accident.
I suppose in my mind if roles were reversed I'd be joking about friend having a lucky escape not having to pay.
Am I a total cheeky fucker or does anyone else find this a bit off?

OP posts:
checkedshirts · 13/04/2024 21:31

Ask her for a receipt for the repair of the dint that you caused and pay when you receive it.

Thinkbiglittleone · 13/04/2024 21:23

What would you now be paying your £300 for, what is it to cover. It can't be to cover the cost of the dent, as that is being paid for the insurance, so what does she think it's for ?

Maybe send her a message saying as the insurance are covering the cost of the repair due to your DH worsening of it, do you want me to pay the excess ?

Mnk711 · 13/04/2024 20:24

I'm with the don't pay crowd, insurance are now sorting it, no one is being paid £300 by her to repair the dent therefore you don't owe it. If she's a really good friend (which TBH I doubt if she'd do this) then I'd consider paying but otherwise she can get to fuck.

BirthdayRainbow · 13/04/2024 20:20

If you'd have paid then then it would still have needed paying for or going through the insurance now.

EnglishBluebell · 13/04/2024 20:12

I bet you've already paid, haven't you?

If so, then I've no clue at all why you've posted on here

BrightLightTonight · 13/04/2024 19:52

Personally, I would have paid her the £300 immediately. I would have hated this hanging over my head for all those years. It’s nit m6 problem if she spent the money on something else. But as you didn’t, it’s not my problem that the insurance is paying, you agreed to give her £300 so just give her the money

YourSnugHazelTraybake · 13/04/2024 19:45

Lorelaigilmore88 · 13/04/2024 16:55

Its not fair enough tho. Her husband has massively damaged the car far more than op's ds but op is paying for it all to be sorted. (Depends on her excess fees but mine is £250).

Op isn't paying for it all to be sorted, friends insurance is. All op is paying is the £300 she originally agreed to pay.

rainontherooftop · 13/04/2024 18:57

She's a major CF expecting to pocket the cash now it's being fixed on the insurance.

theteddybear · 13/04/2024 18:56

She's probably thinking that'll cover the excess, which she shld have explained.
The car was damaged previously so shld have been fixed but she just left it so not really your fault.

My excess is usually £100 but that because I pay a little more to keep it down. Most people will be £2-300 excess on a claim.

She wld be a cheeky fucker if someone had hit the car and it was their insurance paying so no excess to pay. As they are claiming their insurance then there will be an excess.

Just pay it and forget about it. Next time something like that happens get bank details and pay so it's done with.

JMSA · 13/04/2024 17:39

FusilliNom · 13/04/2024 16:26

Thing is with cost of living and inflation and all you'd probably owe her more if it happened today so I'd just cough up and be grateful she let you earn interest on the £300 for 3 years

Seriously? They're friends supposedly, not strangers in the street!

FloofyBird · 13/04/2024 17:30

Is her insurance actually paying for the dent though? Insurance companies aren't stupid and will question how a dent was caused by scraping a car, plus they'll probably be able to tell any chips are older. It may be they're just having the work done at the same time as it's going in

FieldInWhichFucksAreGrownIsBarren · 13/04/2024 17:06

So her insurance is paying for the repair? Where is your £300 going, in her back pocket? If so then yes she is the CF. I'd ask her how much the excess is & pay her that-yes you could have paid her at any point in the last 3 years but hey, you snooze you lose!
Suppose it depends on how much you value the friendship though clearly she doesn't value it much as presumably you'll think of her differently now...

Lorelaigilmore88 · 13/04/2024 16:55

YourSnugHazelTraybake · 13/04/2024 16:40

The £300 will probably cover her excess. If it hadn't been damaged more I reckon she'd not have bothered, but now it's costing her it's fair enough.

Its not fair enough tho. Her husband has massively damaged the car far more than op's ds but op is paying for it all to be sorted. (Depends on her excess fees but mine is £250).

Scousefab · 13/04/2024 16:54

If she didn’t have the repair done you shouldn’t pay where is the invoice to say it was repaired. As the insurance is sorting it now why would you pay if it’s the same side and being paid for by the insurance sounds like they trying to get you to pay their excess.

Onemoremakesthree · 13/04/2024 16:54

Absolutely she's being cheeky, it's not your fault that she's fannied around for three years, I presume you asked for bank details in that time and she didn't provide them.
The damage your DS did is now irrelevant. If you had already paid her she would be paying the full cost of repairing her DH's damage-which is what is being repaired and has nothing to do with you.
My reaction would also have been 'lucky escape for you' if the tables were turned

Lorelaigilmore88 · 13/04/2024 16:53

Don't pay this at all. Your quote no longer stands, she isn't being billed for work, she is basically getting you to pay the excess. She's being an absolute CF. Yep you damaged her car but that wss 3 years ago. She should have sorted at the time. She's lost her chance but is chancing her arm now.
Message her and say you won't be paying her excess fees for the damage her husband has done to their own car.

Cherrysoup · 13/04/2024 16:47

Don’t pay if the insurance is paying, she’s taking the piss big time if the car is already being repaired via insurance. Why does she need your £300?

ManchesterLu · 13/04/2024 16:46

I think she is the CF. You agreed on a price and kept asking her when she was getting it sorted. She didn't, which clearly shows she wasn't that bothered by the dent. And now she's done something worse (which would cost the same whether your previous dent was there or not) she's chasing you for the money? Nah. I'd tell her where to go.

DrJoanAllenby · 13/04/2024 16:44

Three years later? Not a chance!

Don't pay her, she can't enforce it.

Just laugh.

YourSnugHazelTraybake · 13/04/2024 16:40

The £300 will probably cover her excess. If it hadn't been damaged more I reckon she'd not have bothered, but now it's costing her it's fair enough.

BunniesRUs · 13/04/2024 16:39

Friend = CF.

She should have fixed and you should have paid at the time. As that didn't happen, and where things stand now, she is seeming grabby as she won't need the £££ for the repair. Unless she does?

TeenLifeMum · 13/04/2024 16:38

I’d split the excess 50:50.

BodyKeepingScore · 13/04/2024 16:37

I'd pay her the £300 as agreed, you're not out any more money than you would have been if you'd paid her at the time like you wanted to do. It's annoying, and her timing is off but perhaps your annoyance is down to the fact you'd secretly thought the £300 had been written off and you wouldn't have to pay?

TimeGrabsYouByTheWrist · 13/04/2024 16:34

Personally I think she is being a CF.

If I were the friend, I'd just forget it, as if it had been fixed and you paid £300 a couple of years ago, then they would now be paying for it to be done anyway. This way they're making money out of it.

Pay the £300, but you are clearly going to resent her for this!

Brainded · 13/04/2024 16:33

but once the money is with her it’s not YOUR problem anymore @pop243 you could have a completely different circumstance now which could mean that YOU couldn’t afford it! What would she do then?

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