How long to do universal credit application online when transferring from tax credits?

Icecoldtulip · 2024-04-12T18:32:12+00:00

Is it quick and simple? Or do you have to collate a load of info? Can you save and come back to it later? Thanks

Original poster

Icecoldtulip · 15/04/2024 10:05

I now have an appointment to prove I’m gainfully self employed. How are we supposed to attend appointments at short notice when we are working?? So frustrating. Why can’t they ask for income details online like they did for tax credits?

OP posts:

KeinLiebeslied54321 · 14/04/2024 15:24

WithACatLikeTread · 13/04/2024 19:00

That is well known advice on many groups and on here. You can't blame someone else.

Show quote history

PP isn't blaming anyone else.

Original poster

Icecoldtulip · 14/04/2024 15:18

I’ve done it but it’s talking about me job searching when I’ve already stated I’m self employed. Not sure I’ve done it correctly 😬. Also it asked me about bank accounts but not my earnings. Guess I’ll find out in a few weeks.

OP posts:

Preachingtotheconverted · 13/04/2024 19:07

Dareisayiseethesunshine · 13/04/2024 19:04

If you are self employed how do you decide when is pay day?

You report your Income and expenses for 1 month, rather than being "paid on a specific day"

If you made a claim to UC today, your assessment period would run from 13/04/2024 to 12/05/2024. Anything income and expenses received/paid out during this period would need to be declared.

Dareisayiseethesunshine · 13/04/2024 19:04

If you are self employed how do you decide when is pay day?

WithACatLikeTread · 13/04/2024 19:00

Weedkillerworks · 13/04/2024 17:57

Quick warning: wait for your next Tax Credits payment to go in if it’s before your UC deadline - submitting the online application will stop TC straight away. I am £800 down because I did not know this 😡

That is well known advice on many groups and on here. You can't blame someone else.

WithACatLikeTread · 13/04/2024 18:58

Timeforanewnam · 13/04/2024 18:52

Re the tax credit protection, we haven’t received it

i have placed a complaint and raised the issue several times, just to be told that its with the it department and they will let me know

been two months

next month the account will close as we haven’t had a payment for three months

big waste of time, and we do miss the £20 a week we got from tc

It is six months with no payment the claim will close.

VanCleefArpels · 13/04/2024 18:57

If you live as a couple with another person they will also have to set up an account and you will get a code to link the two accounts which is an extra step you need to do when switching to UC. If you are having trouble navigating it you can call the CAB Help to Claim service, the number is on your migration letter

Preachingtotheconverted · 13/04/2024 18:55

Dareisayiseethesunshine · 13/04/2024 18:49

Self employed.. Is the minimum floor level before or after expenses?

After.We calculate your self-employed earnings by:

adding up the total income you report from your business, and

taking off any allowed expenses

Report business income and expenses to Universal Credit if you are self-employed

https://www.gov.uk/government/publications/universal-credit-and-self-employment-quick-guide/how-to-report-your-earnings-from-self-employment

cannotfindanickname · 13/04/2024 18:53

Beware, if anything is different on your universal credit claim from your tax credits claim you are not eligible for the transitional protection. This happened to me as i was part of a couple but now need to claim as a single person. So my payments have stopped.

Timeforanewnam · 13/04/2024 18:52

Re the tax credit protection, we haven’t received it

i have placed a complaint and raised the issue several times, just to be told that its with the it department and they will let me know

been two months

next month the account will close as we haven’t had a payment for three months

big waste of time, and we do miss the £20 a week we got from tc

Dareisayiseethesunshine · 13/04/2024 18:49

Self employed.. Is the minimum floor level before or after expenses?

x2boys · 13/04/2024 18:49

Icecoldtulip · 12/04/2024 19:59

Thanks. Have about 30 mins this evening so will get some of it done. Was hoping that as tax credits have all our info we wouldn’t have to provide much more and it would be quick.

You would think wouldn't you,?but it was a bit of a ballache, and we also had to confirm our identity at the job centre .

Preachingtotheconverted · 13/04/2024 18:46

ThePenIsBlue · 13/04/2024 18:25

If you are entitled to nothing on universal credit at all, but have been getting tax credits, do you just immediately go one month getting help and the next getting nothing? Or do you get the same amount for a year before they stop it?

As long as you satisfy the criteria (received a migration notice and claimed within the specified tinescale) you will receive an amount equivalent to your Tax Credits for 12 months.
https://www.gov.uk/guidance/transitional-protection-if-you-receive-a-migration-notice-letter

Transitional protection if you receive a Migration Notice letter

Financial help and support when you first move to Universal Credit from your current benefits or tax credits.

https://www.gov.uk/guidance/transitional-protection-if-you-receive-a-migration-notice-letter

ThePenIsBlue · 13/04/2024 18:25

If you are entitled to nothing on universal credit at all, but have been getting tax credits, do you just immediately go one month getting help and the next getting nothing? Or do you get the same amount for a year before they stop it?

elliejjtiny · 13/04/2024 18:06

It's quite easy if you are organised and have all your important documents to hand. Unfortunately I'm not one of those people and we had major work done to the house not long before the migration letter came so it took a while to find everything. Dh is self employed and that side of things can be difficult too but we are 3 months in and getting into the swing of things now.

Weedkillerworks · 13/04/2024 17:57

Quick warning: wait for your next Tax Credits payment to go in if it’s before your UC deadline - submitting the online application will stop TC straight away. I am £800 down because I did not know this 😡

Preachingtotheconverted · 13/04/2024 17:52

laadertinom · 12/04/2024 21:19

UC is more difficult than tax credits if you are self employed. You are assumed to earn a minimum income even if you aren't making that much. Income and expenses have to be reported monthly and can't be averaged in the same way, so seasonal fluctuations can be problematic.

Personally I've opted not to migrate to UC and will just end my tax credits claim when I'm told to migrate, it is too much hassle with my self employment. But luckily am still yet to get the migration letter.

Migrating from Tax Credits:

If your business has been running for more than 12 months and you qualify as being gainfully self-employed, you’ll be exempt from the minimum income floor for the first six months of your claim.

If you’ve been self-employed for less than 12 months and you qualify as being gainfully self-employed, you might be classed as being in the start-up period. And the minimum income floor won’t apply for up to 12 months.

www.moneyhelper.org.uk/en/benefits/benefits-and-work/universal-credit-for-the-self-employed#Claiming-Universal-Credit-if-you-re-self-employed

Preachingtotheconverted · 13/04/2024 17:42

Icecoldtulip · 12/04/2024 20:06

Is it much more complicated than tax credits? I’ve heard that you need to put your income in every month? Is that true? We are self employed so not going to make things easy. Much better to do annual income.

If you are self employed you will need to report your Income and expenses each month at the end of your Assessment period. The information does not come from HMRC. If you are both self employed, you both need to report your individual income and expenses.

Original poster

Icecoldtulip · 13/04/2024 12:33

I’m going to do it over the weekend. Thanks all. Hope it’s fairly straightforward although being self employed I fear that it will be a headache.

OP posts:

LittlePudding1 · 13/04/2024 09:08

I had to migrate before the end of April so did it a few days ago after my last tax credit payment.
Only took me about 30 mins to fill in the online form, as long as you've got all your details to hand, salary, savings, 2 forms of Id it's actually quite straightforward
Just got to wait 5 weeks from when you submit

NavyTiger · 12/04/2024 21:26

Icecoldtulip · 12/04/2024 21:18

@NavyTiger what kind of other things do they ask for besides what you have in your accounts? Wondering what documents I’ll need to pull out. Just wondering if it’s even worth it. Will be getting an inheritance in a few months when things are sold and know they will stop anything from then anyway. Wondering if we can muddle through until then.

So they will want to know children details Wages if you work how much your rent is you will then have to upload ID sometimes they ask you to attend a verification face 2 face meeting

laadertinom · 12/04/2024 21:19

UC is more difficult than tax credits if you are self employed. You are assumed to earn a minimum income even if you aren't making that much. Income and expenses have to be reported monthly and can't be averaged in the same way, so seasonal fluctuations can be problematic.

Personally I've opted not to migrate to UC and will just end my tax credits claim when I'm told to migrate, it is too much hassle with my self employment. But luckily am still yet to get the migration letter.

Original poster

Icecoldtulip · 12/04/2024 21:18

@NavyTiger what kind of other things do they ask for besides what you have in your accounts? Wondering what documents I’ll need to pull out. Just wondering if it’s even worth it. Will be getting an inheritance in a few months when things are sold and know they will stop anything from then anyway. Wondering if we can muddle through until then.

OP posts:

NavyTiger · 12/04/2024 20:48

I actually found it really simple and easy didn't take long