Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Wedding rings and DD/DSD

441 replies

TheCheekyKob · 11/04/2024 23:56

I recently had my wedding/Engagement & eternity ring valued at a jewellers for insurance purposes.

A discussion happened after and I’m not sure if I’m being unreasonable.

I made a passing comment that it was nice they were valued at more then what we realised but it didn’t really matter as I wouldn’t ever sale them and plan to pass them down to our daughter anyway eventually.

DH was confused and presumed I would pass one to his DSD and I corrected him and said no, I planned to pass all 3 to our daughter as they are my rings. We had a minor ding dong about it in which he said he didn’t think it was fair and as he paid for them he should get to decide where they go after.

I completely disagree with this as yes he may have bought them but he gave them to me! They are the rings that signify our relationship and DSD would probably flog is straight away to get a few quid.

Just for background proposes DH and DSD mum were never married or engaged.

So should I be sharing the rings?

OP posts:
Nightowl1234 · 14/04/2024 18:36

TheCheekyKob · 14/04/2024 17:59

It does not matter.

As Iv already said multiple times I know the resell value is a lot lower.

Hence saying ‘few pounds’.

Do people not read threads before posting.

Jeez. Chill out. I was actually on your side (until you got mardy). If you knew it was irrelevant information, why bother to share it in the first place. Anyway, good luck with your DH. He sounds like a peach.

Nanny0gg · 14/04/2024 18:33

Codlingmoths · 12/04/2024 00:34

I don’t get this. My grandparents weren’t my mum and dad’s marriage and I treasure grandmas jewellery. My aunt was single and I think of her regularly while wearing her earrings. My neighbour was unrelated to me, and I love the tea set I have of hers. Jewellery is very sentimental, but it doesn’t seem relevant it’s not her mum and dad’s marriage and a very odd way to look at it. Basically are you trying to say there is zero affection between you?

i do agree wedding jewellery is very sentimental, but with 3 rings I think it would be very normal for one to go to the dsd, absent other major factors. Look at it another way- you accepting them from your dh was you agreeing to be dsds stepmother.

You are related by blood to all of them...

I don't disagree leaving the DSD something, but not the rings of the marriage

Nanny0gg · 14/04/2024 18:31

MrsElijahMikaelson1 · 12/04/2024 00:08

If you have three it probably wouldn’t hurt to leave one to your DSD, as she is part of your family. Maybe engagement and wedding to DD and eternity to DSD?

Why?

They're the rings of the marriage.

DH should leave something to both his daughters if he can

Does he have a wedding ring as well as a watch, OP?

Nanny0gg · 14/04/2024 18:29

TheCheekyKob · 11/04/2024 23:56

I recently had my wedding/Engagement & eternity ring valued at a jewellers for insurance purposes.

A discussion happened after and I’m not sure if I’m being unreasonable.

I made a passing comment that it was nice they were valued at more then what we realised but it didn’t really matter as I wouldn’t ever sale them and plan to pass them down to our daughter anyway eventually.

DH was confused and presumed I would pass one to his DSD and I corrected him and said no, I planned to pass all 3 to our daughter as they are my rings. We had a minor ding dong about it in which he said he didn’t think it was fair and as he paid for them he should get to decide where they go after.

I completely disagree with this as yes he may have bought them but he gave them to me! They are the rings that signify our relationship and DSD would probably flog is straight away to get a few quid.

Just for background proposes DH and DSD mum were never married or engaged.

So should I be sharing the rings?

No.

If you have another, maybe sentimental thing your DSD would like to remember you by then fair enough

But those rings go to the child/children of the marriage

GhostFaen · 14/04/2024 18:19

I have a step mum (I’m 34 and she joined the family when I was 17/18).
I love her just as much as my mum. No, she’s not my mother but she’s family and is the most amazing grandma to my children. For reference I also think of her mum as family, because why would I not?

I find your barrier between your daughter and your step daughter unsettling. Sure, they are different and I’m sure you have different dynamics with both, but they’re both still your family.

If my step mum thought of me as lesser family because she didn’t give birth to me I’d feel so sad (not because I want her jewellery). The fact you just assume she’d want to flog sentimental, but valuable items you give her is also really sad. Why do you think this? Is there precedent?

How old are you SD and D?

Andthereyougo · 14/04/2024 18:05

I can’t imagine dsd would want a ring that’s not from her parents marriage.
Do you have a necklace, chain, bracelet , earrings you can leave her that have no sentimental value?

( and you’ve helped me decide OP, I’m going to sell any jewellery I have, no sentimental value whatsoever and I can’t imagine DDs or dgds will want any of it)

Pheeeeebs · 14/04/2024 18:03

He’s a piss taker to say he paid so he should have a say. No no he really doesn’t. They were a gift. Idiot.

TheCheekyKob · 14/04/2024 18:01

Thanks everyone. DD will be getting my rings, DS will be getting his fathers ring and DSD will get her fathers watch.

It’s all sorted. Thanks

OP posts:
TheCheekyKob · 14/04/2024 18:00

BeGratefulOfGlimmers · 14/04/2024 17:37

An Insurance valuation and what anyone could actually sell them for would be less that 50% buy him a £3.5k watch for him to leave your darling step daughter - all sorted and not an issue.

Yes I will just go out and buy Another watch for him so he can leave it to DSD.

How bizarre.

OP posts:
TheCheekyKob · 14/04/2024 17:59

Nightowl1234 · 14/04/2024 17:05

It matters a lot. Someone I know recently tried to sell her diamond engagement ring. It was bought for £15k, valued for insurance purposes (replacement value) at £16.5k. She contacted about 20 jewellers (including those in Hatton Garden as well as the north of England) and the highest price anyone would offer was £6.5. You’d be lucky to get 50% of the value when selling engagement/wedding rings. So if you give DSD the cash equivalent of the replacement value, she’ll be much better off than your DD.

It does not matter.

As Iv already said multiple times I know the resell value is a lot lower.

Hence saying ‘few pounds’.

Do people not read threads before posting.

OP posts:
LenaLamont · 14/04/2024 17:39

They are YOUR rings, your DH should wind his neck in about what you want to do with your own jewellery. In what crazy world does he get a vote about your personal effects?

Each child will inherit from their own mother and father. DSD's mother will not leave something to your child (her own daughter's half sister), will she?

Your DH is mistaking 'paying for your rings' for 'still partly owning them'. He doesn't.

As a symbol of his love for a woman who is not her mother, I can't see why the DSD would want them anyway.

BeGratefulOfGlimmers · 14/04/2024 17:37

An Insurance valuation and what anyone could actually sell them for would be less that 50% buy him a £3.5k watch for him to leave your darling step daughter - all sorted and not an issue.

SmudgeButt · 14/04/2024 17:33

You say you have a son as well as a daughter. Why does the daughter get everything and nothing for you son. Maybe he'd like one of your rings for his future partner.

My mom has a number of rings and there's the potential that they will all come to me as the only daughter. But one of my brothers has asked if his son could have one - not as it is now but to be remade into something his son would like. I think it's a nice idea, particularly as there are more males in the family than females.

ShoesoftheWorld · 14/04/2024 17:18

Mumofferal3 · 14/04/2024 14:26

You definitely view both girls in totally different lights. Your rings are yours to do as you please but I think your attitude about the DSD not having anything is very unforgiving, doesn't paint you in a very good light.

If your daughter will have the world that you are leaving her, then why deny his daughter something to remember her father by. Saying she has a watch from her father is very different, she isn't likely to wear it.

I lost my mum and feel terribly guilty that my DB has very little to cherish from my DM as an heirloom. You are bordering spiteful IMO.

Agree with this. And your replies to people (sorry, 'arsey' is the only word I can think of for their tone) don't exactly make my impression of you any better.

You seem not to have disclosed your dsd's age because you know how much worse it would make your 'she'd just sell it' comment sound than it already does.

PaperDoIIs · 14/04/2024 17:12

But it is ok for one to be treated better by the mother?!

Their own mother? Of course it is.

Should DSD's mum consider OP's DD when she considers what she buys/leaves her daughter?

LipstickedPowderedAndPainted · 14/04/2024 17:11

They are yours you decide who you vice then to.
Generally it's customary to give them to your daughter/daughters but that's irrelevant, it's up to you. Write a codecil to your will detailing your wishes.
Why doesn't he give his ring to his daughter?

Insurance valuation, and the amount you'd actually sell them for are vastly different. In reality they are probably worth not that much in re sale terms but a lot sentimentality

InterIgnis · 14/04/2024 17:07

Mumofferal3 · 14/04/2024 17:05

But it is ok for one to be treated better by the mother?!

Not many people would wear a casio unless they liked it.

This is getting daft now. My opinion won't change that if the father can afford to get something for her, he should. The other daughter will understand.

Understand what? That sister’s a charity case?

They have different mothers. So yes, it is indeed okay for each to be considered ‘more important’ to their respective mothers.

Nightowl1234 · 14/04/2024 17:05

TheCheekyKob · 12/04/2024 00:13

Not sure that matters?

Im aware she wouldn’t be able to sale it for its actual worth hence saying she could sale it for a few pounds.

It matters a lot. Someone I know recently tried to sell her diamond engagement ring. It was bought for £15k, valued for insurance purposes (replacement value) at £16.5k. She contacted about 20 jewellers (including those in Hatton Garden as well as the north of England) and the highest price anyone would offer was £6.5. You’d be lucky to get 50% of the value when selling engagement/wedding rings. So if you give DSD the cash equivalent of the replacement value, she’ll be much better off than your DD.

Mumofferal3 · 14/04/2024 17:05

InterIgnis · 14/04/2024 17:02

Not having her own wedding ring to leave doesn’t mean she has nothing to leave. For all we know she’s got her own mother’s wedding ring. That said, what’s wrong with an Casio if the value is sentimental?

Each girl will inherit from their mother - that is fair. It isn’t ‘fair’ that one gets special treatment from their father.

But it is ok for one to be treated better by the mother?!

Not many people would wear a casio unless they liked it.

This is getting daft now. My opinion won't change that if the father can afford to get something for her, he should. The other daughter will understand.

VelociraptorsVelociRapping · 14/04/2024 17:03

YANBU. The rings are yours to leave to whomever you wish. You may later have granddaughters and wish to leave one or more rings to them.

DH can leave his wedding ring to his DD for her to have melted down and refashioned to her taste so that she can wear it.

Littlemisscapable · 14/04/2024 17:03

Nanaof1 · 14/04/2024 16:52

Usually, the estimate is for replacement value, as for insurance purposes. Resale value is a lot, lot less.

This..honestly you are over thinking this and it's just not worth arguing over. The rings are not worth much really and this could be years away..Still think it would be nice to include DSD..this is what this is really about.

InterIgnis · 14/04/2024 17:02

Mumofferal3 · 14/04/2024 16:56

The fact she has no wedding ring etc to give which is in the thread.

If the youngest gets 3 rings to wear based on that they belong to her DM and the eldest gets a mans watch to wear, how is that fair?! For all we know her dad could wear a plastic casio watch. Now that would hardly be fair.

I don't see the harm in getting something wearable that the eldest can keep in memory of her father. If they can afford to get the items appraised, they can afford a small trinket for the eldest.

The OP comes across as she hates her DSD and doesn' t want her to gain anything from her father. She doesn't seem to like her very much by saying she will probably sell them. The comment might have been tongue in cheek, but the OP comes across as her daughter is far more important.

Not having her own wedding ring to leave doesn’t mean she has nothing to leave. For all we know she’s got her own mother’s wedding ring. That said, what’s wrong with an Casio if the value is sentimental?

Each girl will inherit from their mother - that is fair. It isn’t ‘fair’ that one gets special treatment from their father.

Mumofferal3 · 14/04/2024 17:02

PaperDoIIs · 14/04/2024 16:46

@Mumofferal3 her mum might not have wedding rings but surely, she will have something else to leave. Either something she inherited herself or bought. She can also get things of sentimental value passed down from her father.

What "misses" out on is an object of sentimental value from OP/the step mum.

That's naive of you to say. Not everyone in this world has things they can pass on. Her DF is in a position to give her something and that should be able to be done without his schemey wife wanting in for her and the pirncess DD.

PaperDoIIs · 14/04/2024 16:57

The OP comes across as she hates her DSD and doesn' t want her to gain anything from her father. She doesn't seem to like her very much by saying she will probably sell them. The comment might have been tongue in cheek, but the OP comes across as her daughter is far more important.

No she doesn't. You're just making stuff up to suit your narrative. You're seeing what you want to see. That's a you problem.

Mumofferal3 · 14/04/2024 16:56

InterIgnis · 14/04/2024 16:48

What are you basing ‘the mother doesn’t have anything to give’ on?

Op isn’t denying her a gift from her father, she said herself there’s a watch he could leave her as a sentimental item. What Op doesn’t see is the need for the eldest to be compensated because she isn’t going to get OP’s belongings. The DH is splitting his assets to his children equally, so again, why does the eldest need something extra from him? Hardly fair to the youngest, is it?

The fact she has no wedding ring etc to give which is in the thread.

If the youngest gets 3 rings to wear based on that they belong to her DM and the eldest gets a mans watch to wear, how is that fair?! For all we know her dad could wear a plastic casio watch. Now that would hardly be fair.

I don't see the harm in getting something wearable that the eldest can keep in memory of her father. If they can afford to get the items appraised, they can afford a small trinket for the eldest.

The OP comes across as she hates her DSD and doesn' t want her to gain anything from her father. She doesn't seem to like her very much by saying she will probably sell them. The comment might have been tongue in cheek, but the OP comes across as her daughter is far more important.