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Wedding rings and DD/DSD

441 replies

TheCheekyKob · 11/04/2024 23:56

I recently had my wedding/Engagement & eternity ring valued at a jewellers for insurance purposes.

A discussion happened after and I’m not sure if I’m being unreasonable.

I made a passing comment that it was nice they were valued at more then what we realised but it didn’t really matter as I wouldn’t ever sale them and plan to pass them down to our daughter anyway eventually.

DH was confused and presumed I would pass one to his DSD and I corrected him and said no, I planned to pass all 3 to our daughter as they are my rings. We had a minor ding dong about it in which he said he didn’t think it was fair and as he paid for them he should get to decide where they go after.

I completely disagree with this as yes he may have bought them but he gave them to me! They are the rings that signify our relationship and DSD would probably flog is straight away to get a few quid.

Just for background proposes DH and DSD mum were never married or engaged.

So should I be sharing the rings?

OP posts:
TheCheekyKob · 12/04/2024 14:39

CelesteCunningham · 12/04/2024 14:28

The usual MN advice for inheritance in blended families is that the DD would get all of OP's half of the estate and the DH's would be split between the two girls. So surely the rings would come under OP's half.

This is essentially how it will be split. We do have another child together who will get his dads ring.

My share of the house will be split 2 ways to 25/25

His share will be 3 ways so 16.5% approx

so approx.

DD = 41.5%
DS = 41.5%
DSD = 16.5%

left over % would just be fees etc.

I think this is pretty typical of step families set up.

OP posts:
ParsonsPont · 12/04/2024 14:36

The DSD has a mum. She’ll get her due inheritance from her own mum.

Powaqa · 12/04/2024 14:35

UsernamePain · 12/04/2024 14:09

I’ve put in my will that my girls will have my jewellery. May seem wrong to some, but I want them to go to my direct children, as some of my older bracelets etc have been passed down from grandparents

I have done the same. Some of the jewellery goes back to my great grandmother and has passed down the female line. Luckily I already have grandaughters as I wouldnt know what to do do if the female line stopped

I am a step daughter and a half sister. My father had a child after me and I also have a step dad. There is no way I would want or expect my step mothers wedding rings etc - they are hers and were a gift from my father - she owns them, she can give them to her own daughter/other relation/ charity

TheCheekyKob · 12/04/2024 14:32

This reply has been deleted

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CelesteCunningham · 12/04/2024 14:28

The usual MN advice for inheritance in blended families is that the DD would get all of OP's half of the estate and the DH's would be split between the two girls. So surely the rings would come under OP's half.

XelaM · 12/04/2024 14:22

Why does the OP keep saying "sale" instead of "sell"?

itsgettingweird · 12/04/2024 14:22

Your mistake here is assuming DSD won't see any sentimental value in the rings so assume she'll sell them.

Maybe talk to dsd? After all - you married her dad and your dd is her sibling.

ConsistentlyElectrifiedElves · 12/04/2024 14:13

Why would she want it other than for monetary purposes??

Can you imagine him saying "Hey, DD, here's the engagement ring I bought for a woman that isn't your mother"!

If he's that fussed he should adjust his will so that his other DD gets £X amount more than your shared DD to even it out, but I agree that they should all go to your shared DD.

Anonmousse · 12/04/2024 14:09

Merrymouse · 12/04/2024 00:10

Is that the replacement value or the resale value?

For insurance that will be the value to replace like with like at current retail prices.

Not what they would be worth if sold second hand

UsernamePain · 12/04/2024 14:09

I’ve put in my will that my girls will have my jewellery. May seem wrong to some, but I want them to go to my direct children, as some of my older bracelets etc have been passed down from grandparents

Tequilamockingbyrd · 12/04/2024 14:06

I appreciate your DH looking out for his other daughter, I think the idea of her getting her dads watch is much nicer.

As a step daughter I don't want or expect any of my step mums rings. No disrespect to her at all, she's been in my life since I was 9 and we have a great relationship. I'd fully expect them to go to my half brother's (her son) future partner or daughter.
She did get a earing/necklace set of my granny's (dads mother) that I would like but more for sentimental than monetary value but I would never expect it.

ToxicChristmas · 12/04/2024 14:00

In our family we get buried with our wedding and engagement rings. One of the bonuses being that nobody bloody argues over them!

WearyAuldWumman · 12/04/2024 13:54

TheCheekyKob · 12/04/2024 00:14

DH does have a watch that he could leave her instead so I think il suggest that as that seems fair.

Edited

I agree.

I'm my husband's second wife. (The first is currently with her fourth partner.)

My husband asked his son if he wanted his ring.* The son said he didn't wear rings, so DH later told me to give the son his watch. I've passed it on but - for all I know, it's been sold.

OP, pass on the things that are important to you to the person you want to give them to.

*DH did have a wedding ring, but stopped wearing it after he had a stroke. This was a signet ring that we bought between us and he wore it on his right hand.

TheCheekyKob · 12/04/2024 13:54

Wolfpa · 12/04/2024 13:26

You have quite a negative view on your step daughter without much of a story behind it.

they are your rings you can do what you want with them but chances are that your daughter won’t be as sentimental about them as you think.

they will go in a box somewhere gathering dust or be sold.

if you want them to be sentimental you would be better seeing if your daughter wants to use them when she gets married.

It’s only a negative view if you think selling someone’s belongings is negative after they die.

I personally don’t and I don’t think it’s wrong that she would sale them but I’d rather pass them to my daughter who is more then likely going to keep them for sentimental reasons.

Clearly if she was on hard times and had to sale them that’s another thing.

OP posts:
funinthesun19 · 12/04/2024 13:48

TheCheekyKob · 12/04/2024 00:14

DH does have a watch that he could leave her instead so I think il suggest that as that seems fair.

Edited

Be careful. They’re all his children, so he should be giving something to all of them. If he gives just his eldest a watch just to make up for you not giving dsd something, then he’s treating his other children unfairly.

Dsd isn’t your child, so it’s different and that’s why you won’t be leaving her a ring. There is no reason for your Dh to go making up for that by making a point of just giving his eldest something.

Lampy123678 · 12/04/2024 13:42

caringcarer · 12/04/2024 13:00

It's no different to a Mum leaving her rings to a DD and not to a DiL. The step daughter has her own mother and father to inherit from. OP wants to leave her things to her own DC. Nothing wrong with that at all. Do you think step daughter's mother will be leaving anything to OP's DD? Very unlikely so it cuts both ways.

I don't think a DiL and a SC are comparable at all. A daughter in law is in your life and family based on their relationship with your child, something you have no choice or control over. A stepchild is someone you've chosen to become family with when you choose to marry their parent, they're part of the deal. SD mum hasn't married OP so not sure why she would be expected to consider OPs DD as part of her family?

Wolfpa · 12/04/2024 13:26

You have quite a negative view on your step daughter without much of a story behind it.

they are your rings you can do what you want with them but chances are that your daughter won’t be as sentimental about them as you think.

they will go in a box somewhere gathering dust or be sold.

if you want them to be sentimental you would be better seeing if your daughter wants to use them when she gets married.

PamPamPamPam · 12/04/2024 13:19

Those rings are a present, and the giver does not have any say in what the recipient does once they have been gifted. If he's that bothered then why doesn't he buy his daughter a nice ring?

AGodawfulsmallaffair · 12/04/2024 13:15

He’s nuts. I have one son who will inherit whatever’s left when I’m dead, because I’m his mother.

GettingtheElectric · 12/04/2024 13:02

StormingNorman · 12/04/2024 12:37

Giving someone a gift is about showing you care. Bequests are not restricted to the mother daughter line unless you choose that.

what I find harsh is the nasty dismissive tone that she would “flog it for a few quid”. This is not how you talk about a family member you like and respect.

Why wouldn't she sell it? It would have no sentimental value for her, and she would be in no way wrong to sell it.

OP, I would state firmly you are going to be buried wearing all three rings.

caringcarer · 12/04/2024 13:00

StormingNorman · 12/04/2024 10:52

I’m amazed that there is such hostility to a suggestion that DSD receives anything from a woman who literally became part of her and her Dad’s family.

The problem underlining this is that Dad thinks of DD as family and DSM doesn’t even like the poor girl, who I think is still a child by the sounds of it. What a way to talk about a child!

It's no different to a Mum leaving her rings to a DD and not to a DiL. The step daughter has her own mother and father to inherit from. OP wants to leave her things to her own DC. Nothing wrong with that at all. Do you think step daughter's mother will be leaving anything to OP's DD? Very unlikely so it cuts both ways.

Surroundyourselfwiththerightpeople · 12/04/2024 12:49

Would either of them actually want them. My dad was clear he wanted my mum cremated with her wedding ring. My sister and I then just looked at all the other jewellery and each chose the odd thing, neither of us chose rings.

BirthdayRainbow · 12/04/2024 12:39

No. They are yours. My STBEH wants half my jewellery. But no. They were bought as gifts and they are mine.

Your H is a dickhead. Sorry. He can always buy his daughter a ring if he feels she's missing out.

StormingNorman · 12/04/2024 12:37

CelesteCunningham · 12/04/2024 10:56

I think that's really harsh. The DSD has a mother, OP would doubtless be flamed if she was trying to portray herself as her mother.

The rings are OP's personal possessions, I think most women would plan for their wedding rings to go to their eldest daughter.

OP isn't begrudging the DSD any inheritance or any of her dad's belongings.

Giving someone a gift is about showing you care. Bequests are not restricted to the mother daughter line unless you choose that.

what I find harsh is the nasty dismissive tone that she would “flog it for a few quid”. This is not how you talk about a family member you like and respect.

RuthW · 12/04/2024 12:10

Your rings so your daughter.

His rings, his daughter.