DD angry at mature student for inappropriate email

Absolutely but it’s a new system and estimates is all we have.
However it is based on how much people have been able to pay back in the past, so it is at least based on stats.

That estimate is relying on some wishful thinking regarding our macroeconomic development over the next 30 years.

Same for PHDs.

Re free University for EU students, Scotland is already in the process of winding down this remnant of pre Brexit policy.

Ah it's masters you can't access the loans after 60.

Not undergrad.

Sorry @NarwhalsJustDontLetEmTouchYourBalls I'm not in Scotland, I just know about it.

Incorrect.
You can get Student loans post 60
For both tuition fees as standard
and maintenance.
How much you get for maintenance depends on household income and as a PP has stated £8000 plus if you earn £25k or under with it gradually reducing depending on household income. Similar to how younger students are assessed on parental income.
If everyone in a household is a student you also don’t have to pay council tax, irrespective again of age.

A friend is 61, just retired and has just had her SL approved. Absolutely normal, see all the guidance or phone them if you’re looking for financial support. Her private pension is good so she will end up paying some of it off every month.

No one is to blame for a system devised by Government to support students to undertake further education to degree stage.
Prior to 1990 both tuition fees and maintenance grants were provided ( means tested).

@NarwhalsJustDontLetEmTouchYourBalls head will definitely explode now......<whispers> it's free for EU students too

Actually, I’m laughing. I take it you live in Scotland? What, you are not part of the EU, and you are letting EU students study for free at your Unis? How many of them stay and pay that back in taxes?

My head isn’t exploding at all. I took on board what someone said earlier. It comes out your pot, your devolved coffers. If you want to pay for EU students, rather than use that money to tackle domestic issues, crack on. It’s up there with the madness of your new batshit law which silences people on common sense.

I saw what you did there @DriftingDora 😁

@NarwhalsJustDontLetEmTouchYourBalls head will definitely explode now......<whispers> it's free for EU students too

She looked childish if she does ... I'd let it go.

I can't see the logic of what @NarwhalsJustDontLetEmTouchYourBalls is saying, either - but it seems adults shouldn't be permitted to enter the Hallowed Halls of university, university is for 18 year olds, etc. etc. - and as for your radical idea of those who have more than paid through their taxes to permit them (should they decide to) to return to education.....well, how very dare you! 😁

"I got fee-free education and grant on top of that but goddammit the taxpayer deserves to claw back every last penny of those tens of thousands of pounds worth of loans that students are forced to take out today if they want the same education I was handed"

People like you are why I despair for my children, and the others out there I can't afford to personally support.

You could live on the grants back then, although you might not be able to go to a university in an expensive part of the country. If you did students worked.

Yes you can use Google. But with free tuition fees, did you really accrue £25k of loans in 4 years solely for spending money?

Free tuition fees yes, a small grant, zero parent input, a job, student loans and an overdraft. I stand corrected though, I think my 25K was a mixture of loans and overdraft. After fees, 25K over 4 years for rent, bills, transport and food, is nothing when studying and living in London.

And why does your repayment of spending money borrowed during your fee-free education mean that today's students should be charged tens of thousands for the fees you didn't pay?

I think they should repay their loans, their debts, like I did. I didn’t say students shouldn’t get their Uni course fees paid for by the tax payer. I think school leavers going on to further education should go for free, but pay rent and living costs. I also think companies should sponsor students to study for a degree and then work for them for a no. of years in a bond type situation to give another option to having debt.

Yes you can use Google. But with free tuition fees, did you really accrue £25k of loans in 4 years solely for spending money?

And why does your repayment of spending money borrowed during your fee-free education mean that today's students should be charged tens of thousands for the fees you didn't pay?

The SLC (Student Loans Company) was founded for the 1990/91 academic year to provide students with additional help towards living costs in the form of low-interest loans. In its first year, the SLC gave loans to 180,200 students.

There were student loans back then. Tuition fees were paid by the state, some got grants, others got a student loan and many had massive overdrafts they had to pay back with quite high interest rates. My DH’s was 10% interest. The system as changed in 1998 and the loans became much bigger.

Correct @Justpontificating and @Otherstories2002
mature students doing a first degree get
tuition fees paid by SL and
maintenance loan based on household income.

For some already with a degree they can still get SL if they decide to study Govn approved second degrees assell this is because the country needs more people with these qualifications. I’m guessing if you’re about to retire you won’t get your second degree paid but if you intend to work and use it after you will.

@NarwhalsJustDontLetEmTouchYourBalls

"As for some children in the UK getting tuition for free, that is totally unfair and I don't know why the English (not sure what Welsh and NI students are entitled to?) haven't massively kicked up a shit stink over this inequality."

Why is it totally unfair? That is like complaining at the unfairness of an item costing different prices in different countries. We have devolved administrations in the UK so individual nation governments can make what they think are the best decisions for their nation. eg.Scotland income tax rates are structured differently from England's.

In Scotland there are no tuition fees, so no student loan is required.
I would also argue that even if there were, someone who went straight to work from school and has paid over forty years of taxes has more than covered the tuition cost if they decide to return to education after retirement.

How did you amass £25k of student loans in early 1990s? Tuition fees were introduced in 1998

I was wondering about that, too. Hmm....

How did you amass £25k of student loans in early 1990s? Tuition fees were introduced in 1998.

If you're on here demanding that "the taxpayer" is reimbursed "tens of thousands" for the tuition fees that you got for free, while using your own repayment of money you borrowed for personal spending, then that's unbelievable hypocrisy.

I know two people who started uni after retirement. One had worked as a civil servant for decades. Some people go to university for their own enjoyment of learning

I think the threshold for these loans needs to be looked at and lowered. When I went to Uni (1990 - 94) student loans were just coming into the mix. My DH left Uni with quite a large overdraft and the bank immediately made him pay £100 a month back till it was paid off. That was 10% of his salary. Even if your salary is low, you should be paying something back. No other debt would let you off with it.

If you are nearing retirement, or retired you should be paying all your own students fees. Our country is broke and lending tens of thousands of pounds to people who are never going to pay it back is a really bad investment of tax payers money. The same for those graduating in early 20's. Everyone should be paying it back, in full. I've paid back all my student loans. OK, it is not as much as todays loans, it was 25K, but I paid back the debt before I was 28.

As for some children in the UK getting tuition for free, that is totally unfair and I don't know why the English (not sure what Welsh and NI students are entitled to?) haven't massively kicked up a shit stink over this inequality.

I imagine the older student has a less formal tone with the lecturer probably because they are mature have life experience and therefore naturally less childlike and observant of the teacher/child dynamic that your daughter still observes. It’s nothing to do with your daughter. She should leave it alone.

And that she's got her essay done.

Good to know that she's overcome her anger and I'm sure the institution will be breathing a sigh of relief.