Pensions… again

This quote takes the biscuit. OP is obviously not a member of MENSA. Just an unpleasant person trying to get a rise out of people.

OP presumably if you're not keen on the state pension rising with inflation, you're taking action to ensure your own private pension arrangements are adequate as you don't want to be relying on the state when you're a pensioner? Assuming the state pension is £11k a year, the equivalent you'd need in a pot in today's money is around £275k to match that.

You can manage on 12k a year OP? I lifetimes working and paying everything asked of them for less than the minimum wage?

Shame on you

When society wants to keep their elderly in poverty then we really are stuffed.

Fully agreed!

What has your particular good fortune got to do with the state pension increase?

Well don’t panic, if she hasn’t contributed her 35 years, she won’t get the full pension. And let’s not cloud the water with the socioeconomic reasons why women mainly go part time after having children 🙄.
In contrast to your MIL, you’ve presumably gone back full time and decided it’s ok that other tax payers foot the bill for tax free childcare for the children you have chosen to have. Swings and roundabouts really.

Yes, thanks to my retired husband (retired at 50)
I can afford holidays, luxuries, have three different homes and not worry about supermarket prices.
Same point to my comment as to this thread.

Very well put.

There are some disgusting posts on here.

No wonder our government has been able to appeal to the politics of envy and a race to the bottom.

The fact that your generation consistently voted for governments who didn't plan on how to fund the state pension (especially when it's been known for years there was going to an aging population issue) shouldn't be my generations burden to bear, so you can sod off

And you can sod off with your assumptions.

We've always voted Labour.

Boomers taxes paid for your education. They paid for your health care. They paid for you to have child benefit when you were a child. Even now many boomer's pay taxes that pay for your DC to go to school and others to go to nursery. Boomers did not choose when they were born. I'm a boomer and I'll be claiming my pension in 4 years time. I also have a Teachers Pension and income from btl houses. Because of this I'll be paying 40 percent tax on my pension. I don't begrudge this. Why do you begrudge boomers their retirement pension?

@GoodnightAdeline - you haven't made anything terribly clear. You've just huffed and puffed. The State Pension is something we all pay into through taxes, it's a contract with the government. It's not a benefit, it's our money. So we can't just change that contract on a whim. Look at the WASPI women scandal.

I’m 62 and currently have 46 of years tax and NI contributions. I’ve always worked full time. By the time I get to the minimum age of 67 (God willing - my parents didn’t live till that age)I will have 51 years under my belt. I think I will have done my bit by then and deserve a pension to keep me when I’m too old and in too much pain from my chronic health issues to work.

So how are you going to means test?

Right, so I'm late 30s, have already been working full-time for 20 years with no years off and will, according to various analysts and think-tanks, be forced to work until I'm 74 before being eligible for a state pension.

The fact that your generation consistently voted for governments who didn't plan on how to fund the state pension (especially when it's been known for years there was going to an aging population issue) shouldn't be my generations burden to bear, so you can sod off.

To borrow a phrase from your generation, maybe you should have got a better job and saved more if you wanted a good pension.

I retired last autumn at age 66 having been sold a dream when I was a teenager that that I would be able to retire at aged 60.

I am now in receipt of my state pension, the enhanced mobility rate of PIP (because I am disabled) and a v. small index linked local government pension.

I am really fortunate in that I managed to hang on to my property that I purchased with a mortgage in 1989 through the ridiculous interest rate rises a year or so later and finally paid off about 8 years ago so it's now mine.

So, while I don't need to pay any rent or mortgage, and have a nice amount of savings, I am grateful for the extra £100 per month I will be receiving (after tax) thanks to the increases in the state pension, the local government pension and the PIP mobility payment.

It means I can allow myself to keep the heating on a bit longer (given this spring is rather damp and wet!) and cope with the ever-increasing food prices (and shrinkflation) we are seeing in our supermarkets and corner shops. And, perhaps, go out for lunch at a cafe at some point when the weather is better...

Better that I am able to live independently than than making me a burden of the state by putting me in a workhouse?

Glad to hear that you're not agitated by means-tested benefits, OP. Surprised though, given that means-tested pension credit is only about £3pw less than the full state pension that you are so agitated about.

We turned our heating off before we really wanted to.
It's not possible to heat our little bungalow and buy food as well.

So in fact, it IS old people you object to.
You just haven't said so in so many words.