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To be fed up with all the threads about high earners feeling poor

386 replies

trekking1 · 23/03/2024 17:46

It's always the same condescending "I've worked so hard and only have a 3 bedroom house in a great location and an expensive car", as if 1. that's not a lot 2. people who make 5 times less do not work as hard!

And the suprised pikachu face that having a degree did not magically get them a 500k job. That is not how capitalism works folks

OP posts:
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HungryBeagle · 23/03/2024 22:32

Beezknees · 23/03/2024 22:29

I think childcare should be free for all personally would you be happy to pay more tax to make it happen? It would need funding somehow.

We probably will be paying a far amount more tax over the next few years, as we’ve both still got a promotion in us. Pretty sure it won’t mean we get free childcare though.

Beezknees · 23/03/2024 22:32

Antisocialbutterflyy · 23/03/2024 22:30

@Beezknees £80k isn't enough?

Of course it is, but I'm saying how do you propose to fund free childcare for all? We would all have to pay more tax.

Annettekurtin · 23/03/2024 22:32

Sunnyweather2024 · 23/03/2024 21:10

That sums it up perfectly. High earners struggling with finances often don’t understand the difference between needs and wants. Having somewhere to live is a need. Having a specific size house in a leafy posh town is a want.

Often high earners are struggling with the cost of rent and particularly childcare. I’ve been a single mum with a six figure salary pre Covid. I was struggling to get by after nanny costs, transport to work and rent. And before anyone says I could have put them in a nursery - nurseries just aren’t open for the hours many high earners need. I had family who was better off on uc and had far more leisure time.

it’s easy to criticize people when you know nothing about their lives.

Autienotnaughtie · 23/03/2024 22:32

owlsinthedaylight · 23/03/2024 18:33

You are so right OP. No one should be allowed to complain unless they are homeless and starving.

Oh … wait! 🤔

Really you are just making the op's point for her

Antisocialbutterflyy · 23/03/2024 22:30

@Beezknees £80k isn't enough?

Autienotnaughtie · 23/03/2024 22:30

Well the destruction of the tories has finally hit the middle class and they are pissed.

100k salary use to buy luxury. Now it pays the bills and gives basic treats.

What the middle class need to understand is while they are moaning they can't go long haul or afford private school. The people earning 20-30k who previously would have been paying the bills with extra spare for treats are now choosing between eating and heating, are worrying they will lose their home.

Beezknees · 23/03/2024 22:29

HungryBeagle · 23/03/2024 22:22

Yes… when as a family we pay approx £80k a year in tax, I don’t think it’s unreasonable to be annoyed to be excluded from help with the childcare which is needed to enable us to earn those salaries and therefore contribute that amount to the public purse.

I think childcare should be free for all personally would you be happy to pay more tax to make it happen? It would need funding somehow.

SeeYouInMyDreams · 23/03/2024 22:29

burnoutbabe · 23/03/2024 22:18

I think it's that. We see what our parents had -mum not working outside the home (or part time stuff) and a nice house and annual holidays. And it's just not possible for most young couples.

But probably mumsnet is not the place for higher earners to discuss money management- probably MoneySavingExpert is more appropriate to discuss where cuts can be made or tricks to save tax.

Mumsnet is for everyone who posts within their talk guidelines. Just because people like OP seem incapable of accepting others, doesn’t mean people shouldn’t post. I think mumsnet should deal with posters that are arseholes to others over things like this. If someone posts genuinely for advice on finances, all the goady tiny violins etc should be deleted imo. Unless mumsnet makes a rule that higher earners are banned which they’re not going to do. Allowing people to be attacked for asking for advice isn’t what mumsnet is about.

HungryBeagle · 23/03/2024 22:22

Meow8989 · 23/03/2024 22:17

Why? On 100k that person has paid £34k in tax - is that not deserving of being able to benefit from government schemes?!

Yes… when as a family we pay approx £80k a year in tax, I don’t think it’s unreasonable to be annoyed to be excluded from help with the childcare which is needed to enable us to earn those salaries and therefore contribute that amount to the public purse.

burnoutbabe · 23/03/2024 22:18

SalmonWellington · 23/03/2024 18:23

Most of those threads are more 'I'm a high earner. If I can't afford the basics - a holiday once a year, a house where both my kids get their own bedroom, a meal out in an ok café, then how hard must life be for the poor?'.

It's people gradually coming to terms with the wreckage of 13 years of Tory uselessness.

I think it's that. We see what our parents had -mum not working outside the home (or part time stuff) and a nice house and annual holidays. And it's just not possible for most young couples.

But probably mumsnet is not the place for higher earners to discuss money management- probably MoneySavingExpert is more appropriate to discuss where cuts can be made or tricks to save tax.

HungryBeagle · 23/03/2024 22:17

trekking1 · 23/03/2024 21:25

Of course you can, but the reality is that a lot of people in low paid jobs are not in them because of poor decisions, but because they have chosen a job that contributes to society, such as charity work, care work etc. and there is something wrong with society when those jobs are so poorly paid.

There are also loads of people who are low paid because they didn’t put the effort in at school and made poor choices. It feels like high earners are allowed to be criticised for their perceived poor choices, but low earners are exempt from any sort of criticism over the choices they have made that may have lead to their circumstances.
As a ‘high earner’ I know better than to express any sort of dissatisfaction at our life/circumstances on here, there’s no point. I have a severely disabled child, but the general view is that if you’ve got spare money you can’t complain about anything.

Meow8989 · 23/03/2024 22:17

Fizzadora · 23/03/2024 19:10

I get really, really annoyed about people on exceptionally high salaries that are able to stuff loads more money into their pension so that they can get free childcare.
If you do that, you should be ashamed of yourself.

Why? On 100k that person has paid £34k in tax - is that not deserving of being able to benefit from government schemes?!

vodkaredbullgirl · 23/03/2024 22:15

What is classed as a low earner?

whistleblower99 · 23/03/2024 22:12

I am going to laugh my arse off when the welfare system collapses.

SeeYouInMyDreams · 23/03/2024 22:10

Some lower earners seem to think that its only justified for them to be annoyed about the rising costs of living and their lower standards of living. They seem to think that higher earners should be ok about their own living standards getting worse and never complain. Higher earners may still be in a better position than lower earners but they are allowed to be pissed that things are getting worse for them. Threads like this are basically trying to tell higher earners to shut up because there are people who are worse off. There’s always someone worse of than us, does that mean no one should complain?

Politicians love this though, we’re all fighting with each other when we should be demanding they sort it out. Very few people protest in this country at the way most of us are failed by the government, we just fight with each other causing the division politicians need.

Meow8989 · 23/03/2024 22:09

K0OLA1D · 23/03/2024 18:36

Oooo what they going to do? Stop paying taxes?

Leave the country, relocate to low tax countries, etc.

it’s happening already, see nhs trained British and gen z with the wherewithal

trekking1 · 23/03/2024 22:07

Ahugga · 23/03/2024 21:39

A choice is a choice. Financially, it is a poor decision. And really, are there any jobs that contribute nothing to society? Is that even possible?

Yes, there are plenty of jobs that exists solely to make the rich richer. Surely you know this

OP posts:
Antisocialbutterflyy · 23/03/2024 22:05

I think it's more that people have often worked long hours / taken years of professional exams on top of a degree / so have student debt / have had to pay high rent sometimes in a city / then have had to save for a deposit so low equity to loan and then chuck in childcare for two young children and there's not a lot of change left for life. I absolutely get it. Different if you are living in a reasonably priced area and have had help from family for a bigger deposit or an inheritance. Feels like maybe all the sacrifice didn't get you as far as you wanted to. People are allowed to moan about their problems however much they earn, surely?

Newsenmum · 23/03/2024 22:05

Ugh so your argument is that people who do low paid jobs that you absolutely rely on should just accept being poor and have no luxuries whatsoever because you chose a job that earns more.

Ha! My husband earns a lot of money in finance. He is very aware that he earns a lot more than people who do jobs that are much more deserving. And is bloody thankful they do them. But then he’s not a dick.

Newsenmum · 23/03/2024 22:02

owlsinthedaylight · 23/03/2024 21:24

Ah, so it is specifically those on over £150k who are not allowed to speak. Maybe MN should check on sign up?

I just think it’s in poor taste and insensitive to list themselves as ‘poor’.

Cloudysunshine23 · 23/03/2024 21:43

The reality is that UK’s salaries haven’t kept up with rising cost of living. British people are poorer than they were 15 years ago. Hence the feeling of not being able to afford things which were a given in previous generations.

We moved abroad years ago but are considering moving back to the Uk due to ageing parents etc. I spoke to Uk recruiters and they told me I should expect more or less the same salary for a similar job as I had 10 years ago…!

If you play around with this website you can see how much you should be earning if your salary had risen over the years with inflation,
it’s quite an eye opener https://www.officialdata.org/uk/inflation/2019?amount=120000

£120,000 in 2019 → 2024 | UK Inflation Calculator

This inflation calculator uses the official UK consumer price index. An inflation rate of 4.60% per year means £120,000 in 2019 is worth £150,290.14 in 2024.

https://www.officialdata.org/uk/inflation/2019?amount=120000

Ahugga · 23/03/2024 21:39

trekking1 · 23/03/2024 21:25

Of course you can, but the reality is that a lot of people in low paid jobs are not in them because of poor decisions, but because they have chosen a job that contributes to society, such as charity work, care work etc. and there is something wrong with society when those jobs are so poorly paid.

A choice is a choice. Financially, it is a poor decision. And really, are there any jobs that contribute nothing to society? Is that even possible?

SeeYouInMyDreams · 23/03/2024 21:38

DrinkFeckArseBrick · 23/03/2024 21:06

I don't know. £100k salary I used to think was huge. Its £5.6k monthly take home. If you live in London with two nursery age kids, you can easily spend £4k a month on childcare costs alone. That's £1.6k left for absolutely everything else, which won't go far in that area. So I can see people who have a generally high salary can still feel like they're struggling, depending on lots of other factors like children and where they live and if their partner has left them etc

This.

I don’t think many people would be rolling in cash if they only had £1600 per month left after childcare costs. Housing, bills, food, clothing, all essential and would be difficult to cover on that amount for a lot of us I think.

SpatulaSpatula · 23/03/2024 21:35

TempestTost · 23/03/2024 21:14

Yes, I think there has been a significant change in expectations.My grandfathers were both military and had what were considered good jobs. They grew up without many of the things we'd expect in a middle class job now. They ate out rarely. Box food was not a thing. Fast food was not something they could have. Holidays were local, my father never went out of the coutry until he was well into adulthood. My mother did a few times, but to stay with an aunt, not a family vacation. They did not have much in the way of extra activities - my father did some sports through school. my mother music lessons from her grandmother. They both had to work at jobs as teens for pocket money. Their families had one can, and did own their own homes but not until their children were close to the teen years.

It's just far and away from the expectations we have now, especially around travel and cheap consumer goods.

It's like an entire generation has been brainwashed. And rich people get richer from poor people spending money they don't have. Not that this is new, but I'm sure it's worse.

trekking1 · 23/03/2024 21:25

Annettekurtin · 23/03/2024 21:06

Are we also allowed to criticize people’s bad decisions if they are low earners or don’t earn at all?

Of course you can, but the reality is that a lot of people in low paid jobs are not in them because of poor decisions, but because they have chosen a job that contributes to society, such as charity work, care work etc. and there is something wrong with society when those jobs are so poorly paid.

OP posts: