To ask my parents for financial help

You could always ask for it as a loan and ask if you can pay it back when you have qualified and are in a higher earning job.
Don't give up on your qualification whatever happens.
Is there no option for a student loan at this pointor sleak with Uni see if they have any hardship funds or anything like that.
I hope your parents can help you I would always help my DD's if I had the money.

No, don’t tell yourself you’re silly. You’re reaching out for a bit of help, that’s all, we’ve all been there. You’re a hard/working, conscientious 24 year old with a great future once you’re over this bump. Your original firm closing was a bit of bad luck that could happen to anyone, after all.

Just a post to wish you the best of luck with your exams and career.

Many comments on here refer to your story not adding up, the TC being unacceptable or making a silly financial decision to self fund.

As someone who self-funded their LPC many many years ago and had to work as a paralegal afterwards for 3 years before obtaining a TC I understand how hard and disheartening this can be. My parents allowed me to live at home without making any contributions because money was tight and I was actively working towards improving myself and it sounds like your parents are just as wonderful.

I’m qualified now, have been for many years and mentor juniors just starting their career. It gets better I promise!

Op if you were my DD l would be so proud of your committment to your future career, that l would happily loan you a decent amount to keep you going, only to be paid back when you are were comfortably off.
I am sure they will feel the same..
Oh and don't give up, you will soon be in a very different position, the very best of luck to you.

Ask for help. I'd help my child if they were at your age and needed help and I could afford it.

I think you are incredibly sweet and responsible person! Your parents raised you well! I keep my fingers crossed for your conversation with them tonight, I'm sure they will help. :) Good luck with your exams!

Best of luck OP, I hope it goes well with your mum and dad x

Can you offset any tax (and claim for previous years) for your professional registration and associated course costs? You may need advice on this?

have you checked for any course discounts through your employer? I ended up with discounted course fees as my employer wouldn’t pay but was classed as a discounted entity.

OP I’m a solicitor though I’ve not worked as one in years . I just wanted to tell you to hang in there . It sounds like you had a lot of work experience before you started with your first firm which is a good sign and shows that you were committed and have a good work ethic . When you come to applying for roles post qualification you will still have those qualities.

I hope your discussion with your parents goes well . Do not give up on qualifying and be discouraged by those telling you it’s hard to get a job post qualification . Even if that proves to be the case being a solicitor has value in many other fields .

Ah this is so sad. I don't know why you're being given such a hard time. It's heartbreaking to be working hard and feel you can't even have a little treat. When I was at college as an adult learner I had to fit it around 2 minimum wage jobs just to pay bills and was living off the food work was throwing out and free coffees on shift. It is so demoralising.

On the other hand I think it's mad your parents could have 100s of 1000s in the bank and may not say yes to a loan, not even a gift. If I was in their position I'd pay for my kids professional exams no questions asked. I hope they do help and it's great from your updates that your dad is open to it. Best of luck and hopefully things ease up and you get this help you desperately need.

In your position if you feel awkward or guilty about asking your parents for financial help then, instead, ask them for advice. Share with them all the facts and figures and ask them what they think they’d do in your situation. They may think of something you haven’t (maybe unlikely…) or they may offer to help you financially.
if they don’t offer then perhaps it’s a good way to start the conversation at least, so you can show you’re trying to find another option before asking them to help.

You’re not being unreasonable. I would definitely support my children with something like that financially and would feel proud of them for studying etc

YANBU.

I’ve just asked my parents to forego two years of their rental income (which they don’t need) to help me buy some property 😂 I haven’t heard back on a decision, but I’ve asked! I told them I’d pay them back, so my loan is with them. Just ask! I would imagine your parents want you to succeed.

You should try and prioritize going out if you can. Even if you just end up drinking soda and lime it's good to go out with friends.

OP if I was your mum, I’d be so proud of you. Sounds like you’re doing your best, which is all anybody can ask for. Everybody needs a bit of help sometimes. Don’t feel bad for asking. I would imagine they’d feel awful if they knew you were struggling so much.

My kids are in their 20s and 30s and it's fascinating seeing how they and their friends are all at such different stages and how finances are so different depending what they are doing.

24 is still so young but I understand that you've been working hard with school and uni work for what must seem like years and years now.

One of my DC recently completed their professional exams at 26 and still can't get used to having loads of free time and money. It also having the stress of exams hanging over you that must make it feel all a bit depressing.

I don't think you start to repay until you earn though. It's an investment into your own future. I'd have offered to help my DD but if your parents haven't offered it might be because they don't want to help you/can't afford to help you. They are already not charging you rent for living at home so helping you in that way.

I love having my young adult dd live at home and will be sad when she moves out. I'm looking at these years she is home while working and saving as bonus years with her. Would be happy to help her out financially while she trains for a career. Of course it all depends what your parents can afford but don't assume that they look on having you live with them as a big sacrifice.

Solicitor here. Most people don't understand how difficult and expensive getting qualified is. Outside the big law firms, your situation is pretty normal. So unless you want to do big corporate law, likelihood is that you will need your parents' help and some loans to make it. I know LOTS of people who studied law with me and gave up because of finances.

You are so close. 18 months is nothing. Grind your teeth, ask for help, and get qualified. It will be worth it.