To ask my parents for financial help

You sound lovely and I’m happy it’s sorted. I bet your parents would be upset if they knew how worried / upset you’ve been.

Am so pleased for you. This really does show the importance of communication and being open to asking for help. My DD would have had a spread sheet too😂.

Aww, just read the thread. You are a lovely daughter and I'm so pleased for you. Now keep up the studying - you'll be great. (Oh, and you can get a Spotify student account while studying part time - I have one - saves £5 a month so you can buy a coffee now and again without feeling guilty :))

Why? You’ve already said your siblings would have no qualms in asking for help.

Anyway I’m glad they’ve come up trumps.

Next time you're worried about something, remember this! Talk it out before worrying :) best of luck with everything.

That’s great news, I hope it will make your life a little easier.

It sounds like all of your effort will lead to a brilliant qualification and a well paid career. It all depends on how your parents are financially. You sound hesitant to ask them, but any parents who see their child working hard will help all they can. No it's not sad you're living at home at age 24 after a degree, I did and glad I did, was lovely to be back as once you permanently leave it's different.

Alternative is continue to live frugally, which most of us have had to do before careers or get a 0pc credit card then keep moving to another 0pc one until you have your exceptionally well paid solicitor job?

Best of luck, it will all work out. Xx

@concernedchild 18 months pass very quick. I would ask them without hesitation. There is not much on expenses you can cut as most is on courses and other studies.
Don't feel bad about asking.

Yes I'm also confused because of this.

Are your training contract firm not paying your fees OP???

Both of my adult DC are well established with their own homes etc but when my DH and I took our pensions / lump sums we gifted them £20k each. We wanted them to reap the benefits of our hard work and make their lives easier. I see it as them getting their inheritance early. I'm sure your parents are very proud of you and don't want to see you struggling. Hope your meeting goes well.

I am happy for you, and was expecting that too. Its what I would do.

That’s great news, I thought they would

Good luck with the rest of your training

@concernedchild excellent 😃

I’m so pleased, you have enough on your plate with the studying, good luck!

So many of our worries usually are.

Congratulations on having such lovely parents AND for the little less financial stress they've given you.

I really think you need to move beyond the shame of asking for help. I would help my own children in these circumstances in a heartbeat and my parents would help me. You’ve got to really think about how and why you’ve gone on to this point where you’re close to breaking without asking for help.

Id also echo the advice of other posters to raise this at work. You are being paid very little for your skill set even if you think you’d struggle to get a tc with fees paid. What on earth do other colleagues at the firm do as surely they can’t have a model where staff can’t afford to live despite not paying rent?

Where we live on the South Coast, my adult kids at this stage have very little hope of either renting or buying their own property just yet and I have told them I am happy for them to live at home with me as long as they need to. I also help them out with a bit of cash as and when I can if needed. They both work but it is so expensive to rent or buy down here. I don’t ask for any contribution from them but they help me out as I am disabled and due to epilepsy recently diagnosed, unable to be left on my own at present so they help with my personal care, shopping, picking up prescriptions, driving me to appointments and such like. It’s much harder for youngsters nowadays, especially down on the South Coast and London.

I am always more than happy to help my kids out financially if they need it and I am able to.

You have been working for a law firm since the age of 13????

It sounds like it's about more than just you, but some kind of family anxiety at stake.

I wonder what it means to be you in your family, on your way to qualifying as a solicitor?

Would it help to actually chart it out so you can identify what you're afraid of in the different scenarios?

e.g. if my parents grant/refuse a loan, my relationship with Mum will change like this....with Dad like this....with sister....with brother. For each scenario I feel...

e.g. if my parents grant/refuse a gift, my relationship with Mum will change like this....with Dad like this....with sister....with brother. For each scenario I feel...

What I'm picking up is that speaking up for your own needs comes with the anxiety the family dynamic will change for the worse.

I would say counselling might help, but appreciate you don't have much spare money or time right now. But you can help yourself with self-enquiry and there's so much support on here for how to practically navigate the difficult scenarios.

OP you seem too overly timid to me. If you can't ask, persuade and GET money from your own parents who you don't seem to have a bad relationship with and also are worry about your family finding out - how are you going to cope with legal clients and adversaries who may be very unreasonable, even dangerous and not to mention - very difficult.

HOW can you feel like a failure? You're taking professional exams! It's completely normal for parents to still help their children in their early 20's.