Page 7 | People who don’t carry their bank cards with them

Auburngal · 2024-03-16T14:19:16+00:00

I was in Sainsbury’s this morning and systems are down. No contactless, chip n pin taking ages to go through. Unable to buy gift cards, mobile top up vouchers. Systems going down like this happen not very often but when they do it’s awful. On the self scan next to me a woman screamed at the manager on why she can’t pay on her mobile. Why do many people don’t carry their bank cards anymore? The cards don’t weigh much. Plus if the contactless payment system goes down, hopefully their card will go through via chip n pin. Also they won’t look like idiots either. No sympathy for these. Regarding contactless payments- sometimes your bank, NOT the retailer etc asks you to do a CnP payment as part of security. “I dunno my PIN”. You can change your PIN to any number you want (not 1234, 1111) at any ATM under PIN services.

shoppingshamed · 19/03/2024 09:09

OutOfTheHouse · 19/03/2024 08:22

So you’ve never witnessed a car accident, come across someone collapsed in the street, or someone having a mental health crisis? What a lucky life you lead.

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I dont think not coming across those things indicates a lucky life, more a totally normal one, who regularly comes across people collapsed in the street?

I did once witness a car accident but it was before mobile phones had been invented and I had to knock on the nearest door to ask them to phone for an ambulance

Since having a phone rather disappointingly I've never been at the scene of an emergency

SerendipityJane · 19/03/2024 09:02

ZetuianRose · 19/03/2024 08:56

No! Thank god!

I say I have no issue with how people pay (cash, card etc) but I draw the line at cheques 😂

If the moneys in the bank to use a cheque with, then just use a card.

Cannot fathom someone whacking out their cheque book in the packing area and writing one out 😩 ffs

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Cheques still have their place. Despite all the whizzy hi tech the geniuses have dreamt up, there is nothing that can implement their functionality.

phoenixrosehere · 19/03/2024 09:01

Auburngal · 19/03/2024 08:05

We still have those old card machines- the flat backs with the carbon copies slips in the cash office. https://www.linkedin.com/pulse/evolution-credit-card-machines-from-imprinters-modern-amber-sotherden top photo

if we do need to use them - it would take forever to fill in as newer cards don’t have raised numbers and some don’t have the numbers on them (Chase)

I remember using them in my first job in a book shop

We had the electricity go out in the shop I worked at a few years back. We had to write it all manually. Thankfully, the shop wasn’t busy and the training for it was still somewhat fresh in mind.

Grimchmas · 19/03/2024 09:00

Allfur · 17/03/2024 09:36

That hasn't happened yet, its a risk I'm willing to take, I'm sure mechanical failure of some kind has happened at least once to most car drivers

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Yeah... but that's why I carry both a mobile phone with charger AND ask my breakdown service for a card when I sign up (they've been trying to push to app only the last few times). I've got zero problem using the app to call for help but I don't want to be f'd because I have a flat battery on my phone

ZetuianRose · 19/03/2024 08:56

Growlybear83 · 19/03/2024 08:44

Out of interest, do shops still accept cheques? It's rare for me to write a cheque nowadays and I've not tried to use one in a supermarket for ages.

No! Thank god!

I say I have no issue with how people pay (cash, card etc) but I draw the line at cheques 😂

If the moneys in the bank to use a cheque with, then just use a card.

Cannot fathom someone whacking out their cheque book in the packing area and writing one out 😩 ffs

SerendipityJane · 19/03/2024 08:55

Growlybear83 · 19/03/2024 08:44

Out of interest, do shops still accept cheques? It's rare for me to write a cheque nowadays and I've not tried to use one in a supermarket for ages.

I would be very surprised. There are a few things that need to be checked (no pun intended) and I can't see retailers splurging out on the training necessary for a once in a year event.

Also cheques place the burden of validation/verification onto the retailer. So if they (or their staff) get it wrong, they lose that money. Whereas with C&P/contactless, once the transaction is complete, it's the "banks loss" instead.

ZetuianRose · 19/03/2024 08:52

Auburngal · 19/03/2024 08:05

We still have those old card machines- the flat backs with the carbon copies slips in the cash office. https://www.linkedin.com/pulse/evolution-credit-card-machines-from-imprinters-modern-amber-sotherden top photo

if we do need to use them - it would take forever to fill in as newer cards don’t have raised numbers and some don’t have the numbers on them (Chase)

I remember using them in my first job in a book shop

I remember those, what an absolute nightmare 😂

Growlybear83 · 19/03/2024 08:44

Out of interest, do shops still accept cheques? It's rare for me to write a cheque nowadays and I've not tried to use one in a supermarket for ages.

BIossomtoes · 19/03/2024 08:35

OutOfTheHouse · 19/03/2024 08:22

So you’ve never witnessed a car accident, come across someone collapsed in the street, or someone having a mental health crisis? What a lucky life you lead.

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Not once in 70 years. My life is clearly beyond lucky, it’s charmed.

BobnLen · 19/03/2024 08:31

Thank goodness you have your phone, ever ready, @OutOfTheHouse

BobnLen · 19/03/2024 08:28

OutOfTheHouse · 19/03/2024 08:22

So you’ve never witnessed a car accident, come across someone collapsed in the street, or someone having a mental health crisis? What a lucky life you lead.

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Good lord.

OutOfTheHouse · 19/03/2024 08:22

BobnLen · 19/03/2024 08:05

Who are these people that think there will be a medical emergency if they go out without a phone, I often don't take my phone if just popping down town on foot, to the post office or somewhere like that, it wouldn't enter my head there might be an emergency I might miss, what sort of lives do people lead if they think like this, it must be a constant worry.

So you’ve never witnessed a car accident, come across someone collapsed in the street, or someone having a mental health crisis? What a lucky life you lead.

OutOfTheHouse · 19/03/2024 08:20

Auburngal · 19/03/2024 08:05

We still have those old card machines- the flat backs with the carbon copies slips in the cash office. https://www.linkedin.com/pulse/evolution-credit-card-machines-from-imprinters-modern-amber-sotherden top photo

if we do need to use them - it would take forever to fill in as newer cards don’t have raised numbers and some don’t have the numbers on them (Chase)

I remember using them in my first job in a book shop

A lot of modern cards don’t have the raised numbers on the now to enable the use of the carbon copy machines.

Original poster

Auburngal · 19/03/2024 08:05

We still have those old card machines- the flat backs with the carbon copies slips in the cash office. https://www.linkedin.com/pulse/evolution-credit-card-machines-from-imprinters-modern-amber-sotherden top photo

if we do need to use them - it would take forever to fill in as newer cards don’t have raised numbers and some don’t have the numbers on them (Chase)

I remember using them in my first job in a book shop

The Evolution of Credit Card Machines: From Imprinters to Modern Innovations...

Credit card machines have revolutionized the way we make payments, providing convenience and security for both consumers and businesses alike. Over the years, these machines have undergone significant transformations, from the early days of manual cred...

https://www.linkedin.com/pulse/evolution-credit-card-machines-from-imprinters-modern-amber-sotherden

OP posts:

BobnLen · 19/03/2024 08:05

Who are these people that think there will be a medical emergency if they go out without a phone, I often don't take my phone if just popping down town on foot, to the post office or somewhere like that, it wouldn't enter my head there might be an emergency I might miss, what sort of lives do people lead if they think like this, it must be a constant worry.

NoWordForFluffy · 19/03/2024 07:51

ZetuianRose · 19/03/2024 07:48

People say these things as though there are people sat looking at them on a map, or listening into their drivel of a conversation. There are not.

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That's a shame as my life is scintillating, so they're missing out on a rollercoaster ride by not tracking my every movement and utterance!

ZetuianRose · 19/03/2024 07:48

shoppingshamed · 19/03/2024 07:34

So no one is tracking you but traffic apps work by tacking users?

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People say these things as though there are people sat looking at them on a map, or listening into their drivel of a conversation. There are not.

shoppingshamed · 19/03/2024 07:34

ZetuianRose · 18/03/2024 20:14

And who is it that you think cares where you are or what you talk about? 😂

No one is actively tracking you or listening to you. However collected data can be used to target ads at you, or calculate the traffic for you on your regular routes etc.

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So no one is tracking you but traffic apps work by tacking users?

OutOfTheHouse · 19/03/2024 07:11

ftp · 18/03/2024 23:08

Happens all the time at my Tesco, but it is because there is no phone signal

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You don’t need a phone signal to make a card payment using a phone. The chip in the phone that makes the payment is exactly the same as the chip in the card.

ZetuianRose · 18/03/2024 23:19

ftp · 18/03/2024 23:08

Happens all the time at my Tesco, but it is because there is no phone signal

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Assume you mean for the card terminals? No phone signal wouldn’t affect payment via mobile phone eg Apple Pay.

Seems odd that it would go down so often, I’ve only ever come across one major outage (Sainsbury’s) and one very short one (Home Bargains) which was entire card system so they were both cash only at the time.

ftp · 18/03/2024 23:08

BIossomtoes · 18/03/2024 22:01

I’m very sorry but you’re wrong. I was in Tesco one day when this happened. No phone payments were possible and people were being turned away from checkouts. Because I’m old I had my physical card and paid using chip and pin. I know it happened so I don’t care whether you believe me or not.

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Happens all the time at my Tesco, but it is because there is no phone signal

ftp · 18/03/2024 23:07

RaraRachael · 18/03/2024 14:29

Shock horror. I've never used a sat nav or driven on a motorway.

Each to their own

Love a SatNav, but never rely totally on one, simply because they are seldom up to date, do not take account of flooding for example, and do not seem to know about minor roads that can save miles. I use the Bedford by-pass, and after some 20 years, it still tells me to take next left and cross the roundabout, where there is a flyover and still tells me I can turn right into Tempsford to get to Roxton

BIossomtoes · 18/03/2024 23:02

OutOfTheHouse · 18/03/2024 22:19

Device payment and contactless are exactly the same thing. If one works then so does the other.
Chip and pin is different. There is a chance that chip and pin will work when contactless is down for some reason.

However if the problem is something like no electricity then neither will work.

Thank you.

Caswallonthefox · 18/03/2024 23:02

T1Dmama · 18/03/2024 10:45

While a card is only light, who carries just a card?!…. no one! A card is generally then in a purse and that then in a bag as too bulky for a pocket.
I regularly just take my phone out now, and only ever had systems go down on me once … and just went back later with my card and got the few items I wanted… but then I don’t ever shop for much so it wasn’t a bother.

Me! I use cards because I never remember my phone.

ZetuianRose · 18/03/2024 22:55

BIossomtoes · 18/03/2024 22:15

I doubt it would only be phone payment they were refusing, as if it couldn’t take phone contactless then unlikely it was taking card contactless either.

Exactly. That’s why it was chip and pin. 🙄

Post said “phone payments” 🙄