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Original poster

People who don’t carry their bank cards with them

868 replies

Auburngal · 16/03/2024 14:19

I was in Sainsbury’s this morning and systems are down. No contactless, chip n pin taking ages to go through. Unable to buy gift cards, mobile top up vouchers.

Systems going down like this happen not very often but when they do it’s awful.

On the self scan next to me a woman screamed at the manager on why she can’t pay on her mobile.

Why do many people don’t carry their bank cards anymore? The cards don’t weigh much. Plus if the contactless payment system goes down, hopefully their card will go through via chip n pin. Also they won’t look like idiots either. No sympathy for these.

Regarding contactless payments- sometimes your bank, NOT the retailer etc asks you to do a CnP payment as part of security. “I dunno my PIN”. You can change your PIN to any number you want (not 1234, 1111) at any ATM under PIN services.

OP posts:
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7
Allfur · 16/03/2024 14:53

Or get shopping delivered to free up weekends

shoppingshamed · 16/03/2024 14:52

BobnLen · 16/03/2024 14:48

you can just ditch the trolley and go elsewhere

Thank goodnesa youve pointed that out, now all the saddos spending all weekend in Sainsbury's have a solution to not being able to pay for their shopping, phew, I thought theyd be stranded for days

Wooloohooloo · 16/03/2024 14:52

@BobnLen what a bizarre comment! 🤣 my grocery shop takes me about an hour from setting off and getting home. I work full time Mon-Fri so like many people find it easier to do at the weekend. I don't spend all weekend at the supermarket.

midgetastic · 16/03/2024 14:52

NailsHairNipsHeels · 16/03/2024 14:48

Because I can't have my purse and bank cards out with me at work but I have my phone and can use contactless to pay for food etc.
it's clearly not staffs fault but I was in Sainsbury's today and there was no signage or staff telling customers of the issues it was only apparent on check out.

We had signs and a meet and greet team to explain things

And we'd been on here this morning so knew to take cards but I usually don't because it's just something else to loose

QueSyrahSyrah · 16/03/2024 14:52

I almost always have my card, although rare I've had occasions when Apple Pay hasn't been accepted or worked, and it's less inconvenient to carry my card than it is to not be able to pay for a weeks shop.

In the case of contactless payments not working a card gives the option of chip & pin, manual entering of the card number (customer not present transaction) or withdrawing cash.

I still have various different cards / loyalty cards / membership cards that are physical anyway.

BIossomtoes · 16/03/2024 14:50

Picklestop · 16/03/2024 14:26

If the systems are down, how would having a bank card help? 🤷‍♀️. Using a phone and using a card is the same technology.

No idea how it works but it does. Our local Tesco’s system went down one day and I was about the only person who could pay because I had my card.

shoppingshamed · 16/03/2024 14:50

Crunchymum · 16/03/2024 14:46

That's good to know. I've always been curious but never bothered to test it.

My phone is so old and crap but I do only pay a tenner a month!

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Off topic but why are you still paying for a phone thats so old? Surely you'd have paid for it years and years ago if it can't do payments

Wooloohooloo · 16/03/2024 14:50

Because 99.99999% of the time you don't need your card or cash. I feel sorry for the retail workers today- people shouldn't be rude to them as it's not their fault.

NoWordForFluffy · 16/03/2024 14:49

BobnLen · 16/03/2024 14:43

It’s sad that so many people spend their weekend in Sainsbury’s

How long are you taking to do your shopping if you're there all weekend?!

SerendipityJane · 16/03/2024 14:49

Sirzy · 16/03/2024 14:45

It still works. I have no idea of the technicalities but it works.

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Most Sainsburys has wifi you can connect to if you are willing to give them your email or phone number (Well, an email or phone number)

BobnLen · 16/03/2024 14:48

you can just ditch the trolley and go elsewhere

NoWordForFluffy · 16/03/2024 14:48

Tesco had this exact issue the other week. It appears to be quite common this year, what with McDonalds' issues yesterday too!

NailsHairNipsHeels · 16/03/2024 14:48

Because I can't have my purse and bank cards out with me at work but I have my phone and can use contactless to pay for food etc.
it's clearly not staffs fault but I was in Sainsbury's today and there was no signage or staff telling customers of the issues it was only apparent on check out.

shoppingshamed · 16/03/2024 14:48

BobnLen · 16/03/2024 14:43

It’s sad that so many people spend their weekend in Sainsbury’s

In what way is doing your grocery shopping at the weekend sad?

You might want to revisit the way you do it if takes you so long, I'm assuming there that it must do otherwise you comment makes no sense at all

Offcom · 16/03/2024 14:47

I often leave my wallet at home and won’t keep a card in the phone case because it makes it easier for a thief to access accounts if they steal your phone and it really annoys me if I can’t see messages when my screen is locked.

(I know it’s the same if your bag is stolen with your wallet and phone in it but I usually have my phone in my pocket)

Crunchymum · 16/03/2024 14:46

Sirzy · 16/03/2024 14:45

It still works. I have no idea of the technicalities but it works.

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That's good to know. I've always been curious but never bothered to test it.

My phone is so old and crap but I do only pay a tenner a month!

SerendipityJane · 16/03/2024 14:46

When i worked in Sainsburys in nineteen mumble mumble, power cuts weren't unusual.

In those days tills were electromechanical and could be manually cranked. So we all used to punch the prices in, and the lads off the shop floor (one per till) would crank the handle to ring the price (to be fair they were pretty heavy machines to work).

Sirzy · 16/03/2024 14:45

Crunchymum · 16/03/2024 14:44

I don't have Apple Pay (or the android equivalent) so I rely on cards and cash.

Not sure if I'm making this up but I'm still on 4g, and often don't get reception / service on supermarkets and restaurants so I've always assumed I wouldn't be able to use my phone to pay?

It still works. I have no idea of the technicalities but it works.

shoppingshamed · 16/03/2024 14:45

DinnaeFashYersel · 16/03/2024 14:42

I haven't carried cash for years.

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And?

Mrsjayy · 16/03/2024 14:45

BobnLen · 16/03/2024 14:43

It’s sad that so many people spend their weekend in Sainsbury’s

helpful contribution to the thread I mean at least they are out and about and not sitting on Internet forums !

Crunchymum · 16/03/2024 14:44

I don't have Apple Pay (or the android equivalent) so I rely on cards and cash.

Not sure if I'm making this up but I'm still on 4g, and often don't get reception / service on supermarkets and restaurants so I've always assumed I wouldn't be able to use my phone to pay?

Madwife123 · 16/03/2024 14:44

KateReddy · 16/03/2024 14:41

It’s funny when despite all evidence to the contrary people can still be convinced that they’re correct.

Sainsbury's and Tesco deliveries cancelled over technical issues https://www.bbc.co.uk/news/uk-68584235

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@KateReddy Sorry if you were unable to read my comment correctly.

I stated that I have never had an experience where my Apple Pay hasn’t worked and my card did. I didn’t say these things don’t happen simply that u have never experienced this. Therefore I consider the risk very low. I have however had bank cards lost, stolen and even cloned once. So I consider this a higher risk than the risk of being unable to use Apple Pay.

BobnLen · 16/03/2024 14:43

It’s sad that so many people spend their weekend in Sainsbury’s

SauvignonBlanche · 16/03/2024 14:43

DeeCeeCherry · 16/03/2024 14:37

I carry my phone, and most times £10/20 in cash. Thats it. Why should I carry bank card as an extra when I dont need to? Its 2024 not 2004.

You wouldn’t have got much out of Sainsbury’s today then. 🙄

PensePotter · 16/03/2024 14:42

What's wrong with carrying cards ?
I carry credit, bank and cash with me always, it's no big deal. I want to have options so wont go to places where only cards are used. Technology has gone too far in some ways, and for instance I would not scan a QR code for parking (my friend just got scammed with a fake one in an NCP car park and then noticed afterwards monthly amounts being taken from her account).

I use my phone for the way it suits me and don't have my 'life' details stored there. My choice but each to their own.

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