People who don’t carry their bank cards with them

You're a dinosaur, op.

Imagine being so disorganised you've let your car get that low. If you're that disorganised no way would you have thought to take cash out with you.

@Gettingonmygoat If you've never had your purse stolen you possibly don't have a hang-up about carrying £100 for a full tank of petrol around with you?

This!

I always have my card on me anyway because I don’t like Apple Pay so the issue in Sainsbury’s wouldn’t have been a problem for me 🤷‍♀️

its not half as bad as money. I never carry money and it’s never a problems the last time I carried it I lost £40 somewhere.

Well, we don't know the reason for the update or how often they're needed.

FWIW, Tesco also went down on a Saturday, for whatever reason.

Glitches happen. 🤷‍♀️

I have a little card holder glued to the back of my phone. They're available on Amaz*n.

I also carry a large bill in the card holder in case of complete system failure or to fob off thieves.

I think people mainly expect to be able to pay with their phones, and the remote possibility of a system failure isn't looming large on the list of contingencies to plan for.

What is so hard about carrying cash? Some shops are cash only. If the payment system goes down like it has done today you are buggered. Imagine being stuck in a Tesco garage this morning with not enough fuel in your car to get to the next garage and you can't buy any because you only have a phone to pay with.

Same thing happened to me this afternoon - sign on the door saying only cash or chip and pin. I've not carried my card since being pick-pocketed in Barcelona and it taking ages to sort a new card out in which time I had to rely on friends to pay for me all holiday and when I got home. It was a complete nightmare. As soon as I could I got the banking apps on my phone and left the card safely at home. Today when I saw the sign I turned around and went home - I don't often carry cash and I was only popping in for treats, so I'll save my waistline instead!

I know. It’s so unreasonable. I think we should go back to bartering - much less complicated. And writing with a feather quill again.

I always do. I shopped at Sainsbury's easily today.

But you touch packaging that's been touched by countless other people and realistically you can't avoid germs, bacteria in normal day to day living.

@peakygold

It is completely idiotic not to carry cash, because when systems go down (banking/retail) you aren't going to be able to buy food, petrol or meds.

If there's a power cut and the shop is without electricity, it'll probably be closed as it can't operate without lighting, security, heating/cooling, tills, etc. When Storm Desmond knocked our city's electric supply for 3 days, everything was closed. Cash wouldn't have helped you. You can't run a petrol station without electricity!

Cyber attacks are a reality I don't get why people don't face up this reality.when Bank systems go down for instance it's always an outage the banks never admit to being got at.

I think a software update on Friday night is pretty stupid really, as they should know that Saturday is the busiest shopping day, so it would be sensible NOT to do major software updates (which always carry the risk of failure) on the eve of the busiest day. Of course, there'd also be fewer management/head office staff working on weekends to help fend off all the complaints etc and maybe even fewer than normal IT support staff available on a Saturday.

Far more sensible would be to do it, say, on a Monday night as in the case of failure, there'd be fewer shoppers (on line and in store) inconvenienced on a Tuesday along with more managerial/HO support staff who are more likely to work weekdays than weekends.

The issue in my local Sainsbury's today was the lack of communication about it. No signs or announcements, so very long queues with irate people who were unaware of the issue until they eventually got served. A bit of communication would have avoided a lot of annoyed people.

I never know how much my shopping is going to be and it varies each week and last time I carried cash I lost it so not taking a chance again. Money is also the really unhygienic so I’ll rather not be carrying that around and touching it.

Business have to pay to bank cash as well, you know.

For me, the risk of losing my bank card or cash is a lot higher than the likelihood of needing them, so I only carry my phone most days. I’d only have my card as well if I really needed to buy something or was going away somewhere.

I always carry cash and always carry my cards. I do not understand anyone who uses their phone to pay for things. When 3 friends got their phones stolen and accounts emptied, watching a programme recently on how easy it is to access someone's money via their, I don't get why anyone would do this.

And don't start me on those who get to the till and can't get the bloody phone to work to pay this way. Cards and cash all the way.

Yes..I don't always carry it but always have plenty at home . Cyber attacks are increasingly likely as well as updating glitches. Plus every time you pay by card or phone you are monitored and someone takes a cut. Cash is freedom and security.

They would let you, I have done this many a time when forgotten my purse! Assuming cash point working of course

I'm an antique, I love my cards. If the system went down in a supermarket I'd go outside and withdraw cash.

I can be a bit slow on transitioning to new tech then I'm fine, e.g. I was abroad when chip and pin was introduced and was utterly baffled at first when I returned to England and you didn't have to sign, you just used pin.

And smartphones, I was a bit suspicious about apps at first until I understood.

I haven’t carried my bank card in a decade. I don’t even know the PIN. I am yet to come across a retailer who only has had issues with only the contactless and not the whole card system, meaning it’s been cash-only until it’s sorted.