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People who don’t carry their bank cards with them

868 replies

Auburngal · 16/03/2024 14:19

I was in Sainsbury’s this morning and systems are down. No contactless, chip n pin taking ages to go through. Unable to buy gift cards, mobile top up vouchers.

Systems going down like this happen not very often but when they do it’s awful.

On the self scan next to me a woman screamed at the manager on why she can’t pay on her mobile.

Why do many people don’t carry their bank cards anymore? The cards don’t weigh much. Plus if the contactless payment system goes down, hopefully their card will go through via chip n pin. Also they won’t look like idiots either. No sympathy for these.

Regarding contactless payments- sometimes your bank, NOT the retailer etc asks you to do a CnP payment as part of security. “I dunno my PIN”. You can change your PIN to any number you want (not 1234, 1111) at any ATM under PIN services.

OP posts:
Thread gallery
7
SheepAndSword · 16/03/2024 17:08

@ohdamnitjanet 😆

Nobody would spend their entire weekend in a supermarket (unless staff??) but yeah when you gotta shop you gotta shop. Or starve.

ohdamnitjanet · 16/03/2024 17:07

BobnLen · 16/03/2024 14:48

you can just ditch the trolley and go elsewhere

You’re obviously just here to be a pathetic pain in the arse.

tacosforbreakfast · 16/03/2024 17:06

I keep cash in the back of my phone case so at least I could get essentials in this situation.

Flatleak · 16/03/2024 17:06

@PrimitivePerson you're right I was thinking of the tube card clash warning!

ohdamnitjanet · 16/03/2024 17:05

BobnLen · 16/03/2024 14:43

It’s sad that so many people spend their weekend in Sainsbury’s

Why? That’s when most people are off work and have time to shop. Do you send your staff to Waitrose to do yours?

Ponderingwindow · 16/03/2024 17:05

I redesigned my bag recently. I’ve got my id and one card easily accessible. Everything else is in a really minimalist wallet at the very bottom of my bag. So I still carry them, just not as easy to grab. I also still carry around a bit of cash just in case.

SauvignonBlanche · 16/03/2024 17:05

Flatleak · 16/03/2024 16:55

I have an almost identical phone case to teen DD. It's not a wallet type one, it's silicon I think, just the one that covers the back and the edge of the phone. Easy to put a note or a card in it

If you keep your card in the back of your phone case then every time you tap your phone you're paying twice.

Of course you’re not! 😂

SabreIsMyFave · 16/03/2024 17:04

??? Confused Almost everyone I know carries their bank card. Also, as pps have said, they couldn't use them anyway if 'the system is down.'

I carry about £100 cash - always - because my debit card has failed me a number of times, and left me looking like a twat on the end of the checkout. Sometimes, it's my own fault - not enough money in current account, sometimes it's my bank, sometimes it's the shop at fault.

I have no credit cards, and no banking on my phone, and have no intention of getting any of these.

saveforthat · 16/03/2024 17:02

I take my bank card but rarely take my phone if I am just popping to the shops. How old fashioned am I?

AwfullyWeeBillyBigchin · 16/03/2024 17:02

44PumpLane · 16/03/2024 14:25

I feel like the more pertinent question here should be "why don't people just not act like total bellends"?!

If I'm in a shop and electronics go down so I can't pay using my phone then it's simply me who is inconvenienced, I wouldn't be in any way frustrated or annoyed at staff, because I'm not a total prick!

Edited

This! The issue is nothing to do with people not carrying bank cards 🤦‍♂️

easylikeasundaymorn · 16/03/2024 17:01

Picklestop · 16/03/2024 14:26

If the systems are down, how would having a bank card help? 🤷‍♀️. Using a phone and using a card is the same technology.

did you...not read the OP?
Sometimes, as in the exact scenario she described, that's not the case

AmiablePedant · 16/03/2024 17:00

Northernsouloldies · 16/03/2024 14:55

Yeah cards and cash are old fashioned..till you can't make a purchase with your chosen bit of tech.

And oddly, in the Olden Days, nothing ever happened that prevented you paying for your groceries in cash. These days a simple power cut leaves people behaving like gibbering idiots.
I personally don't feel fully dressed on a trip to the stores without my shoulder strap hand bag, which means I always have cards and cash and phone as well as tissues, eyebrow pencil, ballpoint pens, ibuprofen, sticking plasters and other things without which life is impossible.

ohdamnitjanet · 16/03/2024 16:59

44PumpLane · 16/03/2024 14:25

I feel like the more pertinent question here should be "why don't people just not act like total bellends"?!

If I'm in a shop and electronics go down so I can't pay using my phone then it's simply me who is inconvenienced, I wouldn't be in any way frustrated or annoyed at staff, because I'm not a total prick!

Edited

Absolutely!

ohdamnitjanet · 16/03/2024 16:58

AlexaPlaySomeHappyHardcore · 16/03/2024 14:22

I’m with you. Mainly because I work in retail and sick of people being dicks to me and my colleagues for things that are out of our control. Like what is happening in Sainsburys today.

I agree. If you can put a phone in your pocket you can squeeze a card in too.
And if you really can’t be arsed then don’t complain when things don’t go your way.

PrimitivePerson · 16/03/2024 16:57

Flatleak · 16/03/2024 16:55

I have an almost identical phone case to teen DD. It's not a wallet type one, it's silicon I think, just the one that covers the back and the edge of the phone. Easy to put a note or a card in it

If you keep your card in the back of your phone case then every time you tap your phone you're paying twice.

No, you're not. Contactless payment systems can't take payments from 2 sources for the same transaction.

leeknen · 16/03/2024 16:56

I'm in London but I always carry some cash and a card. It's just always in my small handbag so I don't think about having to take anything extra. I'd never leave the house without it even to do the school run, I never know if I might want to pop in a shop on the way back. I don't use my phone to pay for anything as it's quite old and battery life is unreliable. I almost never use cash if I can pay by card, but there have definitely been a few places where I've needed cash even in London.

Flatleak · 16/03/2024 16:55

I have an almost identical phone case to teen DD. It's not a wallet type one, it's silicon I think, just the one that covers the back and the edge of the phone. Easy to put a note or a card in it

If you keep your card in the back of your phone case then every time you tap your phone you're paying twice.

diddl · 16/03/2024 16:55

I always have my card but rarely my phone.

Although can't use it to pay so that's a moot point!

I have no interest in being able to pay with my phone!

katseyes7 · 16/03/2024 16:53

CheeseCakeSunflowers
I believe that 100%. People don't listen, they don't take notice.
Where l work, we actually ran out of 'bags for life' a few weeks ago. One man kicked off saying we 'should have put a notice on the door'.
But l guarantee if we had, nobody would have read it, or actually processed the information.
It's the same on a Sunday when we close at 4pm. We put out tannoy calls 30, 15, 10, and 5 minutes before we shut. And every week, without fail, people are wandering round after we've closed, and they'll say "Oh! I thought it you shut at half past....."
People don't pay attention, or assimilate information.

sleepyscientist · 16/03/2024 16:50

Because in this day and age you expect the card server to be fully back up with a seamless bounce to multiple data centres if one goes down. The problem isn't people going digital it's the infrastructure not being updated! We had a major issue at work with a Microsoft update so imagine these companies are experiencing the same, luckily our IT fixed it quickly.

BobnLen · 16/03/2024 16:50

DillDanding · 16/03/2024 16:42

If you have a wallet type phone case you can take your card and your phone. All bases covered .

The day I start using a wallet type phone case will be a cold day in hell. They scream OAP. Nothing wrong with being an OAP, but I’m not there yet.

You can get the Apple MagSafe ones, I have a couple that stick on the back of the phone if I didn't want my purse but that is quite rare. I don't think only OAPs have them

Animatic · 16/03/2024 16:49

If I'm out for a quick coffee or to drop DC to school I just have my mobile and a single key. If I pass by grocery shop otw and the system is down then not a biggie.
But I would normally carry 1 cc/dc and £5/£10 note/some coins if I venture out further afield. That's my back-up just in case.

Wexone · 16/03/2024 16:47

No cash here. its a faff to try and find a cash machine. anywhere local to me that had taken a stance of cash only have either closed or relented and taken a card machine. one friend of a pub that now takes card said they get people in for a drink realise its only cash and stay for one drink before moving on now takes card people staying longer. my purse has been stolen three times so now its either my phone or watch. its far easier. even the local street flower sellers have sum up machines now. its the way things are gone. took money out to buy something in a charity shop and bloody machine charged me 2.50e for taking 20e. I was like fick that. no issues with paying by card. however being rude to staff is not on

CheeseCakeSunflowers · 16/03/2024 16:47

NailsHairNipsHeels · 16/03/2024 14:48

Because I can't have my purse and bank cards out with me at work but I have my phone and can use contactless to pay for food etc.
it's clearly not staffs fault but I was in Sainsbury's today and there was no signage or staff telling customers of the issues it was only apparent on check out.

The Sainsburys where I work did, I spent 2 hours this afternoon stood by the front door saying "cash only today" to every customer who walked in, I now have a sore throat, some customers nodded saying they had heard the news, some read the large sign stood in the doorway before they reached me, some dodged round the sign then looked amazed at my words, some had a bit of a moan and some completely blanked me, presumably they were the ones who then had a go at the checkout staff when they couldn't pay. My favourite was the gentleman who on hearing my message said "Ooh Laa Laa" and continued in.

Fizbosshoes · 16/03/2024 16:47

katseyes7 · 16/03/2024 16:43

If you have a wallet type phone case you can take your card and your phone. All bases covered .
You don't even need a 'wallet type phone case'. I see a lot of my customers who keep their cards in the back of their 'wrap around' phone cover.

Edited

I have an almost identical phone case to teen DD. It's not a wallet type one, it's silicon I think, just the one that covers the back and the edge of the phone. Easy to put a note or a card in it