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Original poster

People who don’t carry their bank cards with them

868 replies

Auburngal · 16/03/2024 14:19

I was in Sainsbury’s this morning and systems are down. No contactless, chip n pin taking ages to go through. Unable to buy gift cards, mobile top up vouchers.

Systems going down like this happen not very often but when they do it’s awful.

On the self scan next to me a woman screamed at the manager on why she can’t pay on her mobile.

Why do many people don’t carry their bank cards anymore? The cards don’t weigh much. Plus if the contactless payment system goes down, hopefully their card will go through via chip n pin. Also they won’t look like idiots either. No sympathy for these.

Regarding contactless payments- sometimes your bank, NOT the retailer etc asks you to do a CnP payment as part of security. “I dunno my PIN”. You can change your PIN to any number you want (not 1234, 1111) at any ATM under PIN services.

OP posts:
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7
RafaFan · 16/03/2024 18:12

Slightly off topic, but living on the east coast of Canada I have realised that it's always a good idea to keep some cash around. Not necessarily on your person at all times, but somewhere safe at home where it can be accessed easily. We've had several occasions in recent years when all communications and electronic payment systems have gone down and the only way to buy essentials like food and fuel was by cash. One of these events was Hurricane Fiona where communications were down for days, but there have been several shorter outages not related to weather, just technology failures for one reason or another.

instantick · 16/03/2024 18:12

BIossomtoes · 16/03/2024 18:06

Not this weekend. Sainsbury’s delivery service was up the Swanee.

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yes
. always have cash i still prefer cash n online shopping always substitutes yak handy if poorly or cant get out

instantick · 16/03/2024 18:10

do not rely on the system someone else runs

SauvignonBlanche · 16/03/2024 18:10

OutOfTheHouse · 16/03/2024 18:05

The moral of the story is to do your shopping online and avoid supermarkets on a Saturday.

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Both Tesco and Sainsbury’s couldn’t fulfil online deliveries today.

Lifeomars · 16/03/2024 18:09

my internet went down last weekend, provider tried to fix it remotely but no joy so an engineer had to come out. Turned out there was a physical fault with some wiring in the thing (sorry for the non-technical language) out on the street and that had to be sorted out. Made me really thinkabout how dependant we are on technology, I had two days with no internet access and luckily I don't need it for work but there was so much I could not do. I was really glad that I kept my favourite DVDs and CDs so at least I had entertainment.

Alcyoneus · 16/03/2024 18:08

What an odd question. Why do people not hang onto old tech when new tech is available? What do you think the answer to your question is, OP?

Randomsabreur · 16/03/2024 18:07

I only carry my wallet if I'm going away (photo id) or planning to get fuel as our local Asda doesn't do contactless. I'd've been stuffed but just left it.

MolkosTeenageAngst · 16/03/2024 18:06

I have adhd and am always worried I’ll lose my card if I take it with me, ditto for why I don’t tend to take cash out. Just having my phone to keep tabs on is just simpler and the systems going down (which has never happened when I’m shopping) is a much smaller risk than losing my purse (happened many times!).

BIossomtoes · 16/03/2024 18:06

OutOfTheHouse · 16/03/2024 18:05

The moral of the story is to do your shopping online and avoid supermarkets on a Saturday.

Show quote history

Not this weekend. Sainsbury’s delivery service was up the Swanee.

OutOfTheHouse · 16/03/2024 18:05

instantick · 16/03/2024 18:03

moral of the story always have cash.

The moral of the story is to do your shopping online and avoid supermarkets on a Saturday.

instantick · 16/03/2024 18:03

moral of the story always have cash.

cryinglaughing · 16/03/2024 18:01

The amount of times I have been stuck behind people having a phone malfunction is too numerous for comfort.
I'm with the OP, carry a bloody bank card and be done with it!

TangerineSatsuma · 16/03/2024 18:01

Iloveyoubut · 16/03/2024 14:27

Totally agree, it’ll be a terrible day when we lose cash. I always carry it in a desperate attempt to try and contribute to keeping it alive.

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100% agree. It drives me bonkers when people don't understand what will happen if we lose the ability to pay in cash. Use it or lose it. I have boycotted shops that don't accept cash.

CatamaranViper · 16/03/2024 18:01

Also, with smaller businesses you can just use bank transfer if you do it in front of them

Catsandcuddles · 16/03/2024 18:00

My digital wallet failed on 3 occasions today in different shops. I had my debit card as a back up so I was still able to pay. A year or so ago my phone ran out of battery and I wasn't able to pay for a restaurant meal, luckily I was with a friend who covered it and I sorted it after ,but imagine I was on my own? I don't like to rely on one payment method anymore , it's good to have either phone or cash, or cash and card etc.

CatamaranViper · 16/03/2024 18:00

The only time this has ever happened to me, I used my contactless at the atm and withdrew cash.

Not much of a hardship tbf

lap90 · 16/03/2024 17:58

Understandable. Genuinely cannot remember the last time i used chip and pin until this morning. I wasn't even sure of my pin tbh so i get why people don't feel the need to move with their physical cards.

Pippa246 · 16/03/2024 17:56

Iloveyoubut · 16/03/2024 14:27

Totally agree, it’ll be a terrible day when we lose cash. I always carry it in a desperate attempt to try and contribute to keeping it alive.

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I agree too. I read somewhere about us sleepwalking into a cashless society and I think that is a really bad thing. Over reliance on technology which can be used against us by many nefarious actors.

baileybrosbuildingandloan · 16/03/2024 17:55

She should NOT have been screaming at a Manager or anyone.

I hope she's barred.

Stupid woman.

baileybrosbuildingandloan · 16/03/2024 17:54

Precipice · 16/03/2024 14:24

People should carry cash.

Why?

Hankunamatata · 16/03/2024 17:52

I got caught couple times so brought pop socket wallet for back of my phone so I can carry card too. Plus keep £20 in there too folded up

shoppingshamed · 16/03/2024 17:52

Flatleak · 16/03/2024 16:55

I have an almost identical phone case to teen DD. It's not a wallet type one, it's silicon I think, just the one that covers the back and the edge of the phone. Easy to put a note or a card in it

If you keep your card in the back of your phone case then every time you tap your phone you're paying twice.

What do you mean pay twice, I keep a card I. My phone case and Ive never paid for anything twice, why would that happen?

opentoadvice88 · 16/03/2024 17:52

Same here. Phone, key & sunglasses and I’m good to go.

I never carry any cash & haven’t for years. Why would I?

tacosforbreakfast · 16/03/2024 17:52

KimberleyClark · 16/03/2024 17:40

Doesn’t your phone screen get scratched by keys and stuff in your bag? I’m not an OAP btw.

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No? I have a privacy screen protector and a plastic bumper case and the cash goes in the back.

NoWordForFluffy · 16/03/2024 17:49

KimberleyClark · 16/03/2024 17:40

Doesn’t your phone screen get scratched by keys and stuff in your bag? I’m not an OAP btw.

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You can get other types of cases and tempered glass screen protectors. My phone is in a case which is a box, essentially. Bumper case on the bottom and screen protector lid. Phone fits snugly in it. It's glittery plastic!

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