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Original poster

People who don’t carry their bank cards with them

868 replies

Auburngal · 16/03/2024 14:19

I was in Sainsbury’s this morning and systems are down. No contactless, chip n pin taking ages to go through. Unable to buy gift cards, mobile top up vouchers.

Systems going down like this happen not very often but when they do it’s awful.

On the self scan next to me a woman screamed at the manager on why she can’t pay on her mobile.

Why do many people don’t carry their bank cards anymore? The cards don’t weigh much. Plus if the contactless payment system goes down, hopefully their card will go through via chip n pin. Also they won’t look like idiots either. No sympathy for these.

Regarding contactless payments- sometimes your bank, NOT the retailer etc asks you to do a CnP payment as part of security. “I dunno my PIN”. You can change your PIN to any number you want (not 1234, 1111) at any ATM under PIN services.

OP posts:
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SleepingStandingUp · 17/03/2024 12:32

I'm not sure why I look stupid if the technology goes down and I can't pay for stuff using technology?

I look stupid screaming at a member of staff but then most people aren't abusive idiots.
Surely the issue is abuse is staff but bank cards?

ThePunchBowl · 17/03/2024 12:29

PrimitivePerson · 17/03/2024 11:29

Yes, but people won't take responsibility, and then they take it out aggressively on service workers, like me.

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So?

If they’re that kind of person they’ll take anything out on you.

That isn’t relevant at all.

PrimitivePerson · 17/03/2024 11:53

NoWordForFluffy · 17/03/2024 11:50

Are you sure? I've had payments go through when my bank's systems were down. It just took payment when they were up and running again.

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It certainly does for £100+ payments, that's how it gets around the contactless limit. My point still stands that there are times when contactless payments of any kind will not work, when chip and pin will, so not having a bank card on you will cause problems.

NoWordForFluffy · 17/03/2024 11:50

PrimitivePerson · 17/03/2024 11:45

Indeed it doesn't, but to do that the payment system has to go online and get approval every time, which is why it sometimes falls over and doesn't work, when chip and PIN still does.

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Are you sure? I've had payments go through when my bank's systems were down. It just took payment when they were up and running again.

PrimitivePerson · 17/03/2024 11:45

NoWordForFluffy · 17/03/2024 11:34

Apple Pay has no limit, so far as I'm aware.

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Indeed it doesn't, but to do that the payment system has to go online and get approval every time, which is why it sometimes falls over and doesn't work, when chip and PIN still does.

MrsDanversGlidesAgain · 17/03/2024 11:37

A preference is fine but it sounds like you’re claiming technology doesn’t work when you don’t actually know how to use it

Can't be arsed is a better description. Check the A-Z, find the page, sort out where I am in relation. Done. So glad I'm allowed that preference, thanks so much.

Incidentally re the vulnerable bit - I've never had my A-Z swiped by some scumbag on a scooter. They tend to go for phones.

NoWordForFluffy · 17/03/2024 11:34

EmptyHannah · 17/03/2024 11:32

Can you make payments over the £100 contactless limit from phone?

Apple Pay has no limit, so far as I'm aware.

EmptyHannah · 17/03/2024 11:32

Can you make payments over the £100 contactless limit from phone?

PrimitivePerson · 17/03/2024 11:29

Mrsjayy · 17/03/2024 11:27

that's really on them to work out their ticket apps you don't need the Internet to access tickets. if you sort it before you go.

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Yes, but people won't take responsibility, and then they take it out aggressively on service workers, like me.

Mrsjayy · 17/03/2024 11:27

PrimitivePerson · 17/03/2024 11:24

I have, on several occasions.

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that's really on them to work out their ticket apps you don't need the Internet to access tickets. if you sort it before you go.

PrimitivePerson · 17/03/2024 11:24

Mrsjayy · 17/03/2024 11:16

I've not seen anybody been turned away from events because they can't get into their phones.

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I have, on several occasions.

Mrsjayy · 17/03/2024 11:16

Mrsjayy · 17/03/2024 11:05

yes you can download tickets from the apps and use them offline or have a "wallet on your phone to keep them In and you can get your tickets offline.

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I've not seen anybody been turned away from events because they can't get into their phones.

Mrsjayy · 17/03/2024 11:05

This reply has been deleted

This has been withdrawn by MNHQ for breaking our Talk Guidelines. at the request of it's author.

yes you can download tickets from the apps and use them offline or have a "wallet on your phone to keep them In and you can get your tickets offline.

OutOfTheHouse · 17/03/2024 11:01

BobnLen · 17/03/2024 10:32

So does holding a phone

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Really? Everywhere I go people are stood looking at phones all the time. It doesn’t make them stand out as a tourist at all.

Longma · 17/03/2024 10:58

This reply has been withdrawn

This has been withdrawn by MNHQ for breaking our Talk Guidelines. at the request of it's author.

Longma · 17/03/2024 10:51

This reply has been withdrawn

This has been withdrawn by MNHQ for breaking our Talk Guidelines. at the request of it's author.

Gwenhwyfar · 17/03/2024 10:48

NoWordForFluffy · 16/03/2024 16:33

They don't actually all do it now.

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Usually there's a minimum spend.

BobnLen · 17/03/2024 10:41

Allfur · 17/03/2024 10:36

Having your phone out does not make you look like a tourist, given all.the uses a phone has

Phone thieves don’t care if you are a tourist or not

PrimitivePerson · 17/03/2024 10:39

aodirjjd · 17/03/2024 10:23

Nothing shouts vulnerable distracted tourist like getting out a giant physical map in a city. I would never do this it would make you such a target.

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People are paranoid about the weirdest things.

Allfur · 17/03/2024 10:37

Mrsdanvers - the beauty of a phone map is you can enlarge the map size so you can see tiny detail more easily

Allfur · 17/03/2024 10:36

Having your phone out does not make you look like a tourist, given all.the uses a phone has

aodirjjd · 17/03/2024 10:35

BobnLen · 17/03/2024 10:32

So does holding a phone

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do only tourists make calls and send texts?

Personally I don’t look at my phone when I use google maps if I’m somewhere where I’m worried about phone swiping like London. I set it up before I set off and it gives me directions in my headphones.

katseyes7 · 17/03/2024 10:33

Read somewhere that these pensioners who don’t have a bank account (bankless) are wasting £500-£550 a year. As energy bills - probably on the standard tariff, cheap insurance companies don’t want to know about those cant pay by DD and some companies charge a fee for not paying by DD..
Auburngal My mam was thought she was very 'on the ball' with financial stuff, and so she was, with certain things.
But she once asked me if she should get broadband, having seen a BT advert on tv, and said it 'seemed like a good deal'.
She only had a landline. No computer, and not a clue how to use one.
She was staunchly 'BT' for the telephone, 'British Gas' for gas, you get the idea.
She had no comprehension about changing supplier or remortgaging to get a better deal. I stopped telling her about stuff like that eventually, it was like trying to explain quantum physics.

BobnLen · 17/03/2024 10:32

aodirjjd · 17/03/2024 10:23

Nothing shouts vulnerable distracted tourist like getting out a giant physical map in a city. I would never do this it would make you such a target.

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So does holding a phone

SocksAndTheCity · 17/03/2024 10:30

BobLemon · 17/03/2024 10:18

YABU and don’t seem to understand ApplePay or the normal two sticker method of price reductions.

I don't understand Apple Pay either, nor Apple anything else. It's not compulsory to hand large amounts of your money to Apple; other systems are available and most people I know use Android - this is the only place I've seen so many iphone users.