People who don’t carry their bank cards with them

I have an Apple iPhone and an Apple Watch, but I’ve never used either to pay for anything with Apple Pay.

Still a card paying gal.

I feel like the odd one out 😂

It's so freeing to be able to go out and just take a phone rather than a purse with card and cash in a handbag.

purses can become quiet bulgy and a hassle to carry around you never end up keeping just one bank card. I used to be one of these people who just pays for everything on Apple Pay, carrying no cards, until I got caught needing ID

The payment terminal does.

I work outside the venue, for a major transport provider.

Obviously some people will get online or have downloaded tickets ahead of the event, but there's always a significant number stuck outside in desperation unable to access their tickets, and taking it out on us.

Op, you are quite right. At least carry one card. Sat am absolutely hilarious. Not got through checkout so quickly before. All those people rolling up with shopping baskets, no cash, no cards, DESPITE THE BIG SIGN AT THE FRONT DOOR. The downside, most of the idiots were blaming the checkout staff.

I love cash. at least £20 , some change for parking.
also carry the bank card so no chance of getting stuck

Hey OP. I have no sympathy for people who ask questions loaded with such judgement. WOW.

Why a woman was screaming at a manager is one thing. You can never know what's going on in someone's life that causes them to explode when things go wrong.

However, why do I not carry my bank cards everywhere? Well let me see, I'm a solo mum no family around and I don't keep tabs on what my friends are up to all the time. Should my house burn down with all my cards there - I still have access via my phone. Should someone steal my bag, pick my pocket etc while i'm out - I just need to get home to get access. If I'm out for exercise I'm going to have my mobile in my pocket and not cards.

Welcome to 2024. I'm surprised you didn't tell us off for not carrying cash or maybe traveller's checks. Just in case!

Any other judgements you'd like to tell us about?

Apple Pay works via NFC, it doesn’t require internet.

That’s a specific app, not just an across the board point for tickets. If I need, for example, a barcode or QR code from a ticket I will screenshot before I go.

I’ve never used ticketmaster as I’ve no interest in the types of events they sell tickets for, but if they’re asking people to rely on their app then that’s their own poor design for not having a download/offline option. If they can’t produce the software then they should go back to paper tickets.

eta: just read back a few posts and apparently they do have an offline/download option, so….. 🤷🏻‍♀️

How are they in there if they can’t access their tickets? Do none of them have a phone signal?

This happens all the while for me in busy places, I thought it was maybe because I use O2 (Tesco mobile) which is good for where I live but often doesn't work in busy places. I was at an outlet retail park today and internet didn't work on my phone half the time because it was busy, very frustrating when I wanted to use a discount voucher on my phone

Concerts and sports events at a 60k-capacity stadium not far from where I live. I'd prefer not to identify where that is, but it's in a major city and regularly hosts large events. As soon as it fills up, the internet drops out in a very large area, and every time it does, there are panic-stricken people who can't access their tickets and can't get in.

I work there on most event and match days and it happens every single time.

I went to Sainsbury's yesterday after reading online about the issue with contactless payments so I took cards with me (wouldn't usually) but they had 2 people at the entrance explaining to each customer that there was a problem with contactless payments and kept announcing it on the tannoy too.

I cannot fathom how people can get so annoyed about something that happens so rarely and is not under anyone's control. I heard a woman on the radio saying that they'd "lose some customers as it was unacceptable" and just thought god, good luck to Tesco 🙈

I use my watch and phone for payments. Don’t ever carry cash and can’t be arsed carrying a bag and purse everywhere. Cash machines out of the town centre charge a fee to withdraw cash so I don’t take cash out.

I work in card processing (for a big acquirer) and can tell you that its wise to carry at least 1 card so you can do a chip&pin transaction if necessary. The card scheme and bank might decide at any point that they want that instead of contactless (security policy) and anyway if you go over the £100 contactless limit, you may be refused even with Apple or Google Pay or biometric e.g. on watches (a la Samsung Pay) - it is usually a retailer decision so isn't guaranteed to be consistent.

I got caught in Ikea Bristol last year when they could only accept cash for a bit at the restaurant and tills. I carry a small amount of cash inside my phone cover for this reason. It was just enough in that case to buy some lunch but there were many cross people there. The tech isn't infallible and you would be amazed how many links in the chain there are and how complex a payment is, really, under the surface.

Screaming at the retail staff doesn't really help either ;-)

I rarely carry or use my bank card. Apple Pay all the way for me. It's extremely rare for contactless not to work.

While I may mildly be annoyed in such a scenario, I'm intelligent enough to know it's not the staff member's fault and down to technology.

Were there any signs at the front door to inform customers of no contactless, or at least staff at front door telling customers walking in? No reason for that lady to behave like a knob end though.

Not true. I’ve used mine when I’ve had no connection to my phone.