People who don’t carry their bank cards with them

Because its 2024 and we can use our phones!

How does it take longer? Tap my watch, hold it over the machine, done. How can that be longer than with a card?

I've never had issues with cash payments. Never had to enter a PIN or had someone clone it !!

You are a star Nipsmum. My DH hates them so I always have to have mine, wish they'd never been invented.

I go to local events using tickets on my phone, nothing to do with ticket master

Ticketmaster Is downloadable, you can also have the page open.on your phone In a tab that you can get the barcode, you can also have it in a Google wallet I'm sure apple have equivalent. There Is no need for the Internet .

Didn't read the whole post that you've read on sorry.

This drives me insane! My DD(18) came home from uni she had to make the payment for her accommodation but couldn't because she had left her card at uni! I met up with her on Saturday and we went to Sainsbury before she left and she couldn't pay becuase the card machines were only working with chip and pin. I keep stelling her to take her card with her but she still leaves it at home!

But paying with cash is OK cos its so much quicker?

People who pay with their phone and watch make service slowww. It takes so much longer for them to do this than tap a card. Often think they look like idiots.

My mum just always taught me it’s a good idea. We are very anxious people, and in the worst event I think it’s a good idea to have a card with my name and address on it upon my person. It not necessarily a legal thing, it’s just something I think is important.

Trust me, you're not the odd one out. 😁
As yesterday's events proved having a plan B might occasionally be necessary.

They probably tried that, didn't work out so well

Dinosaurs unite 😁

I'm a dinosaur, I always have my cards on me. In a wallet at the bottom of my empty rainbow shopping bag. If I need cash, I have a 5 minute walk to the nearest hole in the wall.
My local sainsburys hole in the wall kept running out of cash, yesterday. I found all this out by going onto my local Facebook page, so I avoided it until the problem was sorted.
If I used my phone for anything my ds would keel over in shock.

Well I don't understand people who go out without their handbag, but I do understand people not having cash on them for the reasons I gave earlier - the closing down of local bank branches and the cash machines that go with them.

Where I live, it's the law to carry ID at all times, but the Uk has no official ID card so I find your rule of carrying ID all the time quite interesting.

We’ve already covered the (remote) eventuality that the shop’s systems are down, and concluded that means you can’t use a card either 🤦🏻‍♀️

Simply trying to change your narrative when you’re proved wrong doesn’t work that easily. You were clearly stating “Apple Pay needs internet”, then when corrected by another poster you said “over certain amounts” which I still cannot find any supporting evidence for. Feel free to provide some if you think you have it.

Not carrying a bank card hardly makes someone look like an idiot.

I always have my purse with me. I always think it’s a good idea to have id on me. But in the scenario here, people with a bank card could go and get cash if chip and pin wasn’t working either. Those with only a phone can’t do that. I went into sainsburys, and just used chip and pin and it worked fine.
so there was no stress for me, no going elsewhere, no worries at all. I just did exactly what I’d planned to do, paid for it and left.
i always have a few quid cash on me aswell to be honest. I don’t understand this travel light thing, you’re in a shop buying something you’ll need to carry anyway 🤷🏽‍♀️

Because I CBA

In which case bank cards wouldn’t work either.

Apple Pay and Garmin pay never ask for a PIN. If the system is down and I’ve done a big shop, I just leave there and go home.

I don't just have a big empty bag with a lone wallet bouncing about in it, though?

I carry my wallet and metal card holder, plus keys (2 sets), my Oyster card, a book, a water bottle, a mini torch (after being stuck underground on the tube years ago and the train lights going out), a power bank, mints, tissues, painkillers and a pen and paper - that's when my bag is tidy. I also have a plastic spoon for cinema icecream since they brought in the godawful wooden ones 🤣

I don't wear makeup, but I'm sure some people carry that too. I suppose it makes a difference how long you're going to be out for and what you're doing.

I'm sorry but not.everything is clear cut like you think it is. I use a smart watch or my phone, holding a card is hard due to disability and I'm very likely to drop or lose it. If the banking system goes down it's very unlikely chip and pin will be available they are both the same. As for asking for the card if your paying by Google wallet or iPay you don't need the card at all. The security on it isn't a pin it's usually your finger print so instead of putting your pin in every 5 times like with chips and pin, you'll be asked to put your finger print in.
As for banks you'd be surprised at least 3 cards I use daily are entirely digital. I have a HSBC Advantage virtual card, a bio card and a Santanda virtual carf. None of these have a physical card and can only be used this way. Which is what all banks aim to do by 2040 to eradicate cards.

That’s not right. I’ve got an ancient Apple Watch that has no cellular data and I’ve used it out of range of my phone. It’s just an electronic version of your cards chip and pin.