People who don’t carry their bank cards with them

Then maybe they should buy a decent phone 😂😂😂 though I highly double google pay is much slower or inconvenient than Apple Pay.

or, more likely, they’re just not very bright or considerate of anyone else - and would be JUST as annoying faffing around with a card or forgetting their PIN.

They STILL would need to check how much their balance is on their phone even when using a card if they were so inclined wouldn’t they? The points you’re raising are ridiculous and not related to paying by phone at all. Plenty of us do so in record time, so blaming phone payers above some people just being morons regardless of how they pay is just silly.

I have a handbag (not sure if I’m in the minority there) so if I take that my phone will be in it. But if I am just going to Tesco I’ll just take the wallet and my house keys - alll my loyalty cards on the key ring. However, if I’m going for a walk in the park I’ll just take my phone in case I want to take a picture, and if I stop off for coffee somewhere I can pay with my phone.

I think you’d be in the minority there. I think most of the country are glued to their phones and would never leave house without it. Whether that’s healthy is another question.

Sometimes I do, sometimes I don’t. Depends where I am going.

But you take your phone out as well I presume?

If you double click the button on the right hand side of your iPhone it auto opens the wallet.

I keep all my cards in this. It’s significantly smaller and lighter than my phone. Little lever at the bottom to press and the cards come up staggered so it’s easy to choose one. Room for cash too.

Coupons in My Waitrose also add to my supermarket shop faffing on the phone

All that faffing is user error/incompetence, not the system!

Perhaps people need to actually spend a few moments to learn how their phones and apps work, open the phone and login etc before the moment comes to pay, etc.

Is it really any different to the morons who stand idly looking at the cashier scanning their shopping and waiting until the final total before they bother looking in their bag for their purse, routing through pockets for their purse, etc., and even when they've found the damn purse, they arse about looking through the compartments etc to find the particular note that they want to pay with, and then waste even more time trying to find the right coins.

I'd say it's exactly the same kind of disorganised faffer who farts around with a purse and cash, would also fart around with finding/choosing a particular card, and also far around trying to login, locate and use a contactless app!

It's the person, not the payment method!!

Loyalty cards are in the Apple Wallet as well. Or use Smart Shop / other supermarket equivalent, as the card details are there from logging in.

It's way quicker for many people to use a phone. Not all, but many.

Never. You take your phone always?

Me! I often go out with just my bank card in a pocket. I like leaving my phone at home and being uncontactable for a (short) while.

Tbf OP I was in Sainsbury's on Saturday dealing with this issue. Luckily enough, I did have my purse with me.

However, I often jog to Sainsbury's with my backpack on and just my phone.

It's called convenience and why it was invented. I wouldn't scream at staff (I'm not a dick) but I would have to abandon my shopping and go home to get my card.

If they bring something out to make things more convenient then you can't expect everyone to not use it "just in case".

Obviously. But it's not about paying, it's about scanning your app to get points and make use of vouchers and coupons.

Because when you’re in a rush and want to feel weightless, you never leave the house without your phone. It has it all.

i can’t leave the house with just my purse and phone. I’d always need a bag to put the purse and phone into it. But if just my phone I can slip that into my pocket. Plus my purse has coins and lots of cards and it weighs a ton.

there you have it.

It’s ok if the right card is on top or you could end up paying on the wrong card I don’t use it much as my main card isn’t on it as it proved to difficult to add it

My Apple Pay frequently takes a while. If the card machine is flat for example I then need to lift it to do my Face ID and then double click, which frequently doesn’t register as I’m awkwardly holding it near the machine. Often it goes off from Apple Pay all together and then I have to open the phone, open the wallet and then do it again.
its definitely quicker for me to just get out my card and tap it 😂 I don’t know if it’s me or my phone 🤷🏽‍♀️

oh and I had no idea you could withdraw cash from an atm without a bank card 😳 that’s crazy! I have never seen or heard of anyone doing that. I’m with hsbc, and haven’t seen that on the app either. That’s really crazy!!

Well I literally click the side of phone, type in PIN and swipe. So no bother here.
if some people make this difficult for themselves then that’s on them, but generally it’s easier than searching for a purse/card in a handbag

Weird. I've definitely seen Android users having the same speedy payment using Google Pay as Apple Pay gives its users.

That’s the wallet app. It’s a pita if you have lots of cards whatever other posters think about the ease of using

While a card is only light, who carries just a card?!…. no one! A card is generally then in a purse and that then in a bag as too bulky for a pocket.
I regularly just take my phone out now, and only ever had systems go down on me once … and just went back later with my card and got the few items I wanted… but then I don’t ever shop for much so it wasn’t a bother.

You don't log into an app to pay using Apple Pay.

It takes a millisecond to change it 🙈 literally.

They are stacked and all visible at the same time. If your default card (which you set yourself so I’d hope you’d have you usual card as default) isn’t the one you want to use, just tap your stack, tap the right card and it immediately swaps and authorises payment on that card instead. Again, far quicker than the bag and purse rummage that’s for sure.

I swap my default card if I need to. I’ll set my Clarity Credit Card on holidays as it’s free foreign transactions. Then can swap back to debit card which gives me cash back on groceries when I’m home. But it really matters not.

Store cards can also be kept in apple wallet so that’s quicker than physical cards too.

Newsflash. Other phones are available.

With my own eyes I have watched people fiddle with the fingerprint scanner/face ID to get their phone to unlock. Scroll through some screens to find an app. Open app. wait. Scroll through some pictures of cards to choose one. Scroll down a list, perhaps to see how much money is in that account. Decide there's not enough and try to go back to the pictures of cards to choose another one. Accidentally close app and have to start again. Open app. wait. Scroll through some pictures of cards to choose another one. And then finally pay.

You have to rely though on the card you want being on top though, it invariably isn't, so generally better for folks that only use one card who are generally younger, most older folk use more than one