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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

If your parents offered to pay for school fees…

229 replies

Grosshesselohe · 27/02/2024 12:30

How do/did your adult siblings feel about this?

I’m talking about a situation where the parents are very comfortable financially and their adult children are employed in good professional jobs - but might struggle to pay school fees without some help.

In this situation, the sibling does not have school age children & does not want to be given the equivalent amount of £ to make things even.

They simply disagree with the parents helping at all and are now insinuating that they are being manipulated in some way.

AIBU to think the sibling should mind their own business?

OP posts:
Newgirls · 28/02/2024 09:01

Reading the op post and replies I think the feelings that have come up are judgement. Op do you feel judged and criticised by the sibling? Seems like classic sibling dynamics playing out here around fairness. That stuff runs deep. It’s not really about the £ involved or school choices - you feel told off. No easy answer because I doubt the sibling will change his views. Personally I have had to stand on my own with finance and it’s been hard sometimes but it worked out and meant not getting involved in these situations.

LolaSmiles · 28/02/2024 08:51

ivedonejuryservice
Based on the people I've spoken too offline and on Mumsnet, what stands out to me is that most of the time it isn't just about exam results. It's often about an environment that they feel their children will thrive and be noticed by staff.

For example if I had a choice between a school where my children could do their 9-3.30/4pm in a nice environment with minimal disruption, had time for enrichment, and where they could make decent progress each year then I'd choose that over another school where the results are similar, but Years 7-9 are coasting, the staff are being pulled to focus on too many things that aren't teaching, then GCSE students are being given endless intervention (aka removing students from subjects they enjoy to do more maths and English because of gaps caused further down the school) or staff/students are being told they have 'voluntary' extra lessons after school because the school are worried that their progress 8 score isn't going to be as high.

Both schools would have similar GCSE results for a motivated child with a supportive family, but one is a nicer environment overall for their secondary education.

I used to think similarly to you, but have come to appreciate why some people are making that choice. I don't understand why anyone would financially ruin their family for it though if there's a reasonable local alternative.

ivedonejuryservice · 28/02/2024 08:41

I know this is not the point of the post & that the OP doesn’t want to up root her children from an environment they’re settled in, but I genuinely wonder why people thinks private schools are better ?!

in the last few years children I’ve seen come out of private school haven’t had as good exam results (or all round life experiences) as those 16/18 year old coming out of state schools!

if I’d paid £100k per child for an education and they came out with 3’s 4’s & 5’s at GCSE I’d be more than a tad annoyed!!

is it really worth the cost and heart ache?

Underestimated4 · 28/02/2024 08:28

The sibling should just stay out of it. If they’ve been offered the same value or would be treated the same then there shouldn’t be an issue.

jannier · 28/02/2024 08:05

Grosshesselohe · 27/02/2024 13:06

Yes, it was something along these lines, admittedly

That was the exact result you expected when you made the casual comment though wasn't it? Has that been your pattern through your life?

EliflurtleAndTheInfiniteMadness · 28/02/2024 08:02

Grosshesselohe · 27/02/2024 21:38

I mentioned the “$64,000 question” in one response and a few posters took that literally.

This is a phrase derived from an old American game show, where the ultimate, most important question was worth $64,000.
https://en.m.wikipedia.org/wiki/The_$64,000_Question

I haven’t mentioned any actual sums. I have however mentioned several times that the parents had already offered to pay fees for both siblings’ children on several occasions.

So are you accepting a 25% contribution? Or them paying the full fees? The former would be a hell of a lot more reasonable than the later.

SchoolQuestionnaire · 27/02/2024 23:23

Yogatoga1 · 27/02/2024 22:09

Thing is, you may be in a different financial situation between grandchildren.

say you are working and can easily afford GC 1 and 2 fees, but then you become physically unwell/retire/can’t work/need care for GC 3 and 4, and can’t afford the fees.

or one of your children has a child later in life and your lump sum has gone on the older GC?

then what?

Personally I wouldn’t offer if I couldn’t do the same for all dgc, but I don’t think dgp’s can be blamed for not accounting for dgc who aren’t yet born. They have to make decisions on the now, not what may happen in the future.

My dm passed away unexpectedly. She opened savings accounts for 3 of her dgc. My dc have significantly more because they were born first and were the only dgc for 15 years. Two dgc don’t have an account as she didn’t have chance to open them before passing away. One has far less than the others as she paid in the same fixed sum each month to all of the accounts (it would have stopped at 18). If she had lived longer she would absolutely have done the same for all dgc, but she didn’t have chance. And given my siblings didn’t have children until their early forties, dm was under the impression that she likely wouldn’t have any more dgc, although she was obviously delighted when they came along. She loved spoiling her dgc, it brought her so much joy. Would it have been better for her not to give them anything just in case it may be unfair to dgc that might never materialise?

Also, this isn’t the situation in the op. Those gp’s have sufficient to fund all dgc. One parent refused help and seems to resent the one that accepted. They are perfectly within their rights to reject the support but it’s wrong to try and prevent the parents helping their other dgc.

Snugglemonkey · 27/02/2024 22:41

Yogatoga1 · 27/02/2024 22:09

Thing is, you may be in a different financial situation between grandchildren.

say you are working and can easily afford GC 1 and 2 fees, but then you become physically unwell/retire/can’t work/need care for GC 3 and 4, and can’t afford the fees.

or one of your children has a child later in life and your lump sum has gone on the older GC?

then what?

I would not take on school fees unless I knew I had enough money to cover all these possibilities. So I am not wealthy enough to do it. But I would on a heartbeat if I were.

Daisy12Maisie · 27/02/2024 22:18

Up to the parents. One of my children has left school at 16 so I'm paying for his driving lessons and will buy him a car but other than that he will be a hell of a lot cheaper than my other child who wants to do a 5 year degree and there are other huge costs to help him get there for example tutoring etc. Both of them know my finances and what I pay for but neither of them are interested. I couldn't pay for multiple potential grandchildren's school fees but I would try and help where I could and keep it broadly equal depending on circumstances but it is never going to be exactly the same as needs are different.

Foxesandsquirrels · 27/02/2024 22:17

Grosshesselohe · 27/02/2024 18:06

It’s a struggle. I imagine a lot of people feel like this which is why I was interested in views from others in a similar boat.

The offer of help with fees has always been there - for both siblings - until recently it has always been declined because not needed.

Sorry but you're drip feeding. If the offer has always been there then I don't understand the issue. Take the 25% and stop caring so much about what your sibling thinks. Unfortunately to put this unkindly, beggars can't be choosers and there is always backlash in situations like this.
Unless your financial situation changes drastically though, I'd move the one that has 7 years left to state. The Y10 one state at y12. It'll only get more expensive.

Yogatoga1 · 27/02/2024 22:09

Snugglemonkey · 27/02/2024 21:39

I totally disagree. The parents can allocate the same amount of money to each child, but count allocation to grandchildren separately.

If I can, I absolutely will pay my grandchildren's school fees. For them. It is not the business of any of my children. I will treat each grandchild fairly, as I would my children.

Thing is, you may be in a different financial situation between grandchildren.

say you are working and can easily afford GC 1 and 2 fees, but then you become physically unwell/retire/can’t work/need care for GC 3 and 4, and can’t afford the fees.

or one of your children has a child later in life and your lump sum has gone on the older GC?

then what?

Grosshesselohe · 27/02/2024 21:40

Slanketblanket · 27/02/2024 21:03

Just out of interest, what happens if GPs pay the full fees but GC choose odd subjects they don't agree with or flunk out? Will they want to see a ROI in terms of outcomes for DC? if so that's a lot of pressure!

They aren’t like that. The eldest is already rather eccentric in his hobbies and inclinations they are very fond of him.

OP posts:
Snugglemonkey · 27/02/2024 21:39

Mrsttcno1 · 27/02/2024 12:48

Totally agree with this. Parents should just allocate the same amount of money to each child, and if one set wants to use it for private schooling then that’s up to them.

I totally disagree. The parents can allocate the same amount of money to each child, but count allocation to grandchildren separately.

If I can, I absolutely will pay my grandchildren's school fees. For them. It is not the business of any of my children. I will treat each grandchild fairly, as I would my children.

Grosshesselohe · 27/02/2024 21:38

EliflurtleAndTheInfiniteMadness · 27/02/2024 21:04

Now you're alluding you're only going to take 25%,, so what's the £64000 alluding too. Surely that's not 25%.There was I think one mention of 25% earlier on, but the OP and other posts talk about them paying the fees not paying part of. So which is it?

I mentioned the “$64,000 question” in one response and a few posters took that literally.

This is a phrase derived from an old American game show, where the ultimate, most important question was worth $64,000.
https://en.m.wikipedia.org/wiki/The_$64,000_Question

I haven’t mentioned any actual sums. I have however mentioned several times that the parents had already offered to pay fees for both siblings’ children on several occasions.

The $64,000 Question - Wikipedia

https://en.m.wikipedia.org/wiki/The_$64,000_Question

OP posts:
EliflurtleAndTheInfiniteMadness · 27/02/2024 21:04

Grosshesselohe · 27/02/2024 20:24

They offered the same to sibling when their child was young - several times.

They have offered to help us several times before, this is the first time we have seriously considered accepting.

The fees aren’t unaffordable but it’s becoming more of a struggle. Reducing the total bill by 25% would be a big help.

Now you're alluding you're only going to take 25%,, so what's the £64000 alluding too. Surely that's not 25%.There was I think one mention of 25% earlier on, but the OP and other posts talk about them paying the fees not paying part of. So which is it?

Slanketblanket · 27/02/2024 21:03

Just out of interest, what happens if GPs pay the full fees but GC choose odd subjects they don't agree with or flunk out? Will they want to see a ROI in terms of outcomes for DC? if so that's a lot of pressure!

EliflurtleAndTheInfiniteMadness · 27/02/2024 20:55

Grosshesselohe · 27/02/2024 13:06

Yes, it was something along these lines, admittedly

So your sibling is not being crazy or spiteful, they have a point and if you'd posted honestly I expect the vote would have gone very differently. How about taking some personal responsibility for your actions and addmiting at least to yourself that there is some truth in your siblings concerns.

Samlewis96 · 27/02/2024 20:43

NamingConundrum · 27/02/2024 15:58

Question I'd ask you is what happens if something happens to parents? Based on the fact the grandkids are secondary age and one just finished uni they must be in their 70s. What if they suddenly within next few years need care? Will what they're paying fall within the allowed gift amount of will they be after you and them for asset deprivation? If they're no longer able to pay fees what will happen when you have to move your kids out of a school they're settled in at probably a very critical time for their education into a state school without their friends etc? It's a big risk accepting help you can't back up if anything happens irregardless of how sibling feels.

Must I in their 70S? Not necessarily. My eldest grandchild is 15 and I'm 52. My youngest grandchild ( so far) is 2 so he will be 20 by the time I hit 70

Grosshesselohe · 27/02/2024 20:24

susansaucepan · 27/02/2024 19:45

You say their child's school fees were not as high as your DC and therefore more affordable . Have you considered that perhaps they went with the schooling option they could afford at the time .

Unless your parents have recently acquired this wealth it seems odd that your sibling was not offered the same help towards school . Who knows they may have opted for a more expensive , prestigious school too .

I take it you would be concerned too if you thought your parents were being conned out of 3x school fees . That's a lot^ of money .^
^
To put it into perspective, my parents recently offered to pay towards some therapy for my disabled child . I declined as it made me uneasy to take money from my aging parents who have worked hard all their life .

Could your parents offer to pay for/towards a first property for the other grandchild ?^

They offered the same to sibling when their child was young - several times.

They have offered to help us several times before, this is the first time we have seriously considered accepting.

The fees aren’t unaffordable but it’s becoming more of a struggle. Reducing the total bill by 25% would be a big help.

OP posts:
Toblerbone · 27/02/2024 20:20

@pokebowls how are they treating their grandchildren the same when they didn't pay for private education for the OP's sibling's DC?

lemmefinish · 27/02/2024 20:13

Better to use it like this than end up having to use it to pay care home fees later on!

Not sure about that, it’s quite nice to have a choice in my experience

pokebowls · 27/02/2024 19:56

Fulshaw · 27/02/2024 12:42

It’s a mistake to treat your children differently. Only leads to ill feeling.

They aren't. They are treating all their grandchildren the same

susansaucepan · 27/02/2024 19:45

You say their child's school fees were not as high as your DC and therefore more affordable . Have you considered that perhaps they went with the schooling option they could afford at the time .

Unless your parents have recently acquired this wealth it seems odd that your sibling was not offered the same help towards school . Who knows they may have opted for a more expensive , prestigious school too .

I take it you would be concerned too if you thought your parents were being conned out of 3x school fees . That's a lot^ of money .^
^
To put it into perspective, my parents recently offered to pay towards some therapy for my disabled child . I declined as it made me uneasy to take money from my aging parents who have worked hard all their life .

Could your parents offer to pay for/towards a first property for the other grandchild ?^

Loopytiles · 27/02/2024 19:41

Hundreds of thousands of pounds ‘won’t be missed’?!

leaving plenty for care needs and equivalent money for your sibling?

legalseagull · 27/02/2024 19:38

Personally I think the fairest thing would be to gratefully accept the school fees but then parents leave more of their estate to the other child (deduct the school fees basically)