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Inheritance issues !

393 replies

Troublesome3 · 29/01/2024 15:17

My parents ( both still living ) but battling health conditions spoke to my brother about the inheritance situation last week. He is not happy.
my parents are not splitting our inheritance equally between the 4 of us.
they think it’s not far to do so and have based it on our lifestyles / jobs.

the siblings are as followed

eldest DB works in a very high income job - I am not exactly sure what he does but it’s something to do with finance. His wife is an oncology consultant - they also received an inheritance previously which they bought their house with.
they have 2 kids - private education, no mortgage nice house and DB also had investment properties.

DS - is a single mum after leaving a very rocky relationship ( DV ) she works as a youth worker in a teen hospital ward earning around not very much but works hard. She currently private rents a 2 bed flat for her self and 2 DC 10 and 7.
she gets top up universal credits.

I have 2 children and a stepson in my care. Forensic pathologist and also qualified make up artist ( I know it’s a weird combo )
I bring home just under 100 k a year and have my late DP insurance. I own my house.
DC1 is severely disabled.

youngest DB has a lot of issues - mainly drugs / petty crime
he goes between living at parents to sofa surfing to disappearing and repeat.
he doesn’t work.

my parents have decided to leave us differently amounts.

my DS will receive the most

my youngest DB has a slight diff set up they are making sure he has accommodation and support but no money.

my eldest DB will receive less than myself and sister
and I will receive less than my sister but more than my DB.

DB1 is fuming and I do understand where his coming from but I also understand what they mean also and what they are trying to do.

are my parents being unreasonable ?

OP posts:
user1984778379202 · 29/01/2024 17:03

Thecurtainsarewonky · 29/01/2024 17:00

OP I’ve PM’d you a link. It’s your parents money and they are entitled to do what they like with it. What they can’t control is the consequences of their decision. And I’m not sure whether, if you are the left out child, it’s better to know before they die.
my DM completely cut me out of her £1m will (save for £500 of jewellery), and told me. My siblings and I all earn in the same ball park. My DH earns significantly more than the other siblings partners. One sibling has more children than me, the other sibling has no children but is a functioning alcoholic with a cocaine habit. My DMs justification for cutting me out was that 1. I didn’t need it (although obviously the alcoholic with a drug habit did), and 2. I’d had more of her time.(my mum was my best friend and my rock through all my 20s and well into my 30s when I was largely single…..it feels now like she went home After every time we went out/went on holiday and filled in some cryptic spread sheet “afternoon spent with curtains = minus £500 from any inheritence).
this isn’t about money, it’s about value and fairness.
DM has subsequently said she has now changed her will to include me, but I haven’t seen a copy and I absolutely believe that if my DBs challenged it they would win. The relationship I had with my mum is now functional (after a period of silence and some family therapy). I thought she was the most amazing mum in the world and She has utterly destroyed our relationship. I’m beyond devasted. I’m sure there are plenty in MN that will jump on board and say that your DB and I are selfish and grabby…..but unless you’ve been in the situation I don’t think you can comment.

That's awful, what on earth was she thinking?! Presumably she's aware your relationship has been damaged by it?

tachetastic · 29/01/2024 17:03

@fuzzyduck1 On a brighter note they could have turned round and left it to a charity for wonky donkeys and none of you would get anything.

But at least they then would be treating all the children equally, without judgement or considering their relative worthiness.

Nopenoway · 29/01/2024 17:02

Dotjones · 29/01/2024 15:23

I'm not surprised, it shows how much they love each child (or otherwise). In general though I think the youngest should always get the most and the oldest the least, because the older the child the more advantages they've had and the longest they've been living while the parents were alive.

Really? So, for example, a 55 year old sibling should get more than a 57 year old, all else being equal?

horseyhorsey17 · 29/01/2024 17:00

The thing I always wonder with threads like this is - will there be any inheritance left? My family tends to be long-lived and with care homes costing upwards of £4K a month, I am assuming that if my mum outlives my stepdad, and the house has to be sold to pay for her care (like the OP's parents, that's where any inheritance would come from) any inheritance me and my siblings might stand to receive will probably be wiped out by this. It does seem silly everyone falling out if it's going to be a moot point anyway.

TheGander · 29/01/2024 17:00

I think your parents have done their best to be fair while being clear sighted about the youngest son. I say that as the sister of a man who has inherited three times and each times squandered it on gambling, has been financially exploited etc and also lost benefit entitlement as a result, this resulting in him having a major breakdown due to the stress of it, and being sectioned, he’s only just picking up the pieces now. I have an aunt who has made provision for her financially irresponsible son to get a regular allowance managed by her solicitor, but not to inherit a lump sum. Having said that, I can understand the eldest son being pissed off.

Thecurtainsarewonky · 29/01/2024 17:00

OP I’ve PM’d you a link. It’s your parents money and they are entitled to do what they like with it. What they can’t control is the consequences of their decision. And I’m not sure whether, if you are the left out child, it’s better to know before they die.
my DM completely cut me out of her £1m will (save for £500 of jewellery), and told me. My siblings and I all earn in the same ball park. My DH earns significantly more than the other siblings partners. One sibling has more children than me, the other sibling has no children but is a functioning alcoholic with a cocaine habit. My DMs justification for cutting me out was that 1. I didn’t need it (although obviously the alcoholic with a drug habit did), and 2. I’d had more of her time.(my mum was my best friend and my rock through all my 20s and well into my 30s when I was largely single…..it feels now like she went home After every time we went out/went on holiday and filled in some cryptic spread sheet “afternoon spent with curtains = minus £500 from any inheritence).
this isn’t about money, it’s about value and fairness.
DM has subsequently said she has now changed her will to include me, but I haven’t seen a copy and I absolutely believe that if my DBs challenged it they would win. The relationship I had with my mum is now functional (after a period of silence and some family therapy). I thought she was the most amazing mum in the world and She has utterly destroyed our relationship. I’m beyond devasted. I’m sure there are plenty in MN that will jump on board and say that your DB and I are selfish and grabby…..but unless you’ve been in the situation I don’t think you can comment.

fuzzyduck1 · 29/01/2024 17:00

So the DB that probably earns the most is the one?

it’s strange that having money makes you greedy.

At the end of the day it’s your parents money and they can do what they want with it. By the sounds of it they are trying to give each of you what they think you need.

This happened with one of my aunties when she died she left everything to two of her daughters and nothing to her two sons and another daughter.
this was mainly because the boys and one girl were set up and never came to see their mum. The two that got the inheritance saw her most days and looked after her.

On a brighter note they could have turned round and left it to a charity for wonky donkeys and none of you would get anything.

FigAndOlive · 29/01/2024 16:57

In my head, the only option is an equal split, always. I have a DD and soon will have a DS, in the future if one is really in more need while I’m still alive I would possibly try and help the less favored if the reasons they are in this position are outside their control, even than I’d proceed with caution when it comes to amounts, etc. I will leave 50/50 for each and hope if I did a good job raising them with the proper virtues and values they will help each other out in case of need.

tachetastic · 29/01/2024 16:57

Troublesome3 · 29/01/2024 15:17

My parents ( both still living ) but battling health conditions spoke to my brother about the inheritance situation last week. He is not happy.
my parents are not splitting our inheritance equally between the 4 of us.
they think it’s not far to do so and have based it on our lifestyles / jobs.

the siblings are as followed

eldest DB works in a very high income job - I am not exactly sure what he does but it’s something to do with finance. His wife is an oncology consultant - they also received an inheritance previously which they bought their house with.
they have 2 kids - private education, no mortgage nice house and DB also had investment properties.

DS - is a single mum after leaving a very rocky relationship ( DV ) she works as a youth worker in a teen hospital ward earning around not very much but works hard. She currently private rents a 2 bed flat for her self and 2 DC 10 and 7.
she gets top up universal credits.

I have 2 children and a stepson in my care. Forensic pathologist and also qualified make up artist ( I know it’s a weird combo )
I bring home just under 100 k a year and have my late DP insurance. I own my house.
DC1 is severely disabled.

youngest DB has a lot of issues - mainly drugs / petty crime
he goes between living at parents to sofa surfing to disappearing and repeat.
he doesn’t work.

my parents have decided to leave us differently amounts.

my DS will receive the most

my youngest DB has a slight diff set up they are making sure he has accommodation and support but no money.

my eldest DB will receive less than myself and sister
and I will receive less than my sister but more than my DB.

DB1 is fuming and I do understand where his coming from but I also understand what they mean also and what they are trying to do.

are my parents being unreasonable ?

As others have said, it is up to your parents to decide what to do with their money, but I think it is totally reasonable for your DB1 to be incredibly unhappy about it.

My own parents have always said any money that is left will be split equally between the three of us even though our personal circumstances are very different. I think that is the only way to avoid parents having to judge the relative merits of each child's business case for being left anything at all, which may change.

I don't think your parents are necessarily being unreasonable as it is their money, but I think they are being very naive if they imagine DB1 will accept it without complaint.

susiedaisy1912 · 29/01/2024 16:57

I'd be fuming if I was your brother, just because he works in a well paid industry he is going to get less money. That's a dreadful way to split inheritance and will damage the relationship between siblings. I think your parents are wrong in this situation. My brother and his wife earn far more than me, I am a single parent but my father has already said he will leave anything he has split equally between my brother and I and I'm am perfectly happy with that. My brother shouldn't be penalised for having a well paid job.

Roastiesarethebestbit · 29/01/2024 16:56

I think your parents can do what they want with their own money. And this sounds fair and reasonable to me. Fair doesn’t have to be equal. Your brother needs to consider your parents point of view, and that what they have decided is fair and equitable to them. He may to do differently with his own children when the time comes and that will be his choice to make.

coldcallerbaiter · 29/01/2024 16:56

OP how much money are we talking about? What are the approx splits in numbers?

The numbers do matter, as a 20k difference may be neither here nor there to the more prosperous siblings. Although an equal split is probably best for harmony, are we talking 10s of thousands, 100k, 500k each, or millions?

Nanaof1 · 29/01/2024 16:52

Troublesome3 · 29/01/2024 16:05

I don’t think our parents favoured any of us, well not in my opinion, I don’t think it’s also what they mean.
I don’t think they are punishing DB of rewarding DS.

I think you need to announce to people that when you said, "DS gets the most" that you mean dear SISTER and not your dear son.

I mean, you mention it more than once in your original post but it seems some are failing to grasp the obvious.

tokesqueen · 29/01/2024 16:50

Always equal split. Whether one is a millionaire and one a pauper.
So much can change.

Nanaof1 · 29/01/2024 16:49

2024andsobegins · 29/01/2024 16:42

I think that your parents wanting to support your severely disabled child is one thing and they should use the money they wish to support with that into a separate trust if he really will need lifelong care the others wont need. The rest should be split equally, no question. Having your youngest brother’s money in a trust is also fair and again that should be equal amount to the rest of you

Where are people getting the "supporting the OP's disabled son" from?

DS=DEAR SISTER not dear son. FGS

Pipsquiggle · 29/01/2024 16:49

You can't control how others feel.

If your well off DB doesn't have the empathy to see that your DPs are trying to help their less fortunate offspring, well that's his problem.

Splitting it equally is the fairest, however, life hasn't been very fair to you, your DS or DB (but his downfall seems to be of his own making)

How much is their estate worth? Is he quibbling over £10k?

WaitingfortheTardis · 29/01/2024 16:48

I mean it is their money, they can choose to do what they like with it. However, I'd not want to cause hurt or resentment so I would probably just split everything equally.

thebestinterest · 29/01/2024 16:48

FrustatedAgain · 29/01/2024 16:43

It’s your parents money and up to them. I see why your brother is upset though. He’s been a good son done all the right things and is being penalised for it in his eyes.
not treating all your children equally will always cause a rift somewhere along the line.

This. It’s never okay to exclude a more successful child because of they have ‘done all the right things’. It really isn’t.

DisforDarkChocolate · 29/01/2024 16:47

Anything apart from equal between siblings (unless one needs care) generally causes ill will.

SunshineAutumnday · 29/01/2024 16:47

I can see where your parents are coming from but the fairest way is split it equally. None of us know what the future holds for us and what our fate will be. Therefore maybe equally is the best way forward to avoid conflict and hurt.

ifonly4 · 29/01/2024 16:47

It's obviously up to your parents what they want to do with their money. Having said that I'd want to treat equally as I feel the same about them. Only thing that might change this in later life, is that if one was taking time out to help me more with things like hospital visits, food, paperwork - I'd want to recognise their time and costs involved.

thebestinterest · 29/01/2024 16:46

Troublesome3 · 29/01/2024 15:17

My parents ( both still living ) but battling health conditions spoke to my brother about the inheritance situation last week. He is not happy.
my parents are not splitting our inheritance equally between the 4 of us.
they think it’s not far to do so and have based it on our lifestyles / jobs.

the siblings are as followed

eldest DB works in a very high income job - I am not exactly sure what he does but it’s something to do with finance. His wife is an oncology consultant - they also received an inheritance previously which they bought their house with.
they have 2 kids - private education, no mortgage nice house and DB also had investment properties.

DS - is a single mum after leaving a very rocky relationship ( DV ) she works as a youth worker in a teen hospital ward earning around not very much but works hard. She currently private rents a 2 bed flat for her self and 2 DC 10 and 7.
she gets top up universal credits.

I have 2 children and a stepson in my care. Forensic pathologist and also qualified make up artist ( I know it’s a weird combo )
I bring home just under 100 k a year and have my late DP insurance. I own my house.
DC1 is severely disabled.

youngest DB has a lot of issues - mainly drugs / petty crime
he goes between living at parents to sofa surfing to disappearing and repeat.
he doesn’t work.

my parents have decided to leave us differently amounts.

my DS will receive the most

my youngest DB has a slight diff set up they are making sure he has accommodation and support but no money.

my eldest DB will receive less than myself and sister
and I will receive less than my sister but more than my DB.

DB1 is fuming and I do understand where his coming from but I also understand what they mean also and what they are trying to do.

are my parents being unreasonable ?

Sorry, why is your DC receiving the most? Is it because he’s disabled and they want to make sure he’ll be okay throughout his life?

I think it’s unfair to leave less to a child because they are more successful, I honestly do.

If anything, the child who has proven able to
multiply wealth should be the one to inherit /manage it. If nothing else, they should get a fair split. .. So I understand your brothers PoV.

Nanaof1 · 29/01/2024 16:43

Nursery772 · 29/01/2024 15:23

Short answer: it’s their money so they can do what they like with it really.

Longer answer: I can appreciate why individuals would feel that it was unfair for it not to be split equally. I suppose especially as the other grandchildren aren’t considered at all.

I’m assuming they told you now to avoid a crisis post-death when it was uncovered and you all fell out.

IMO the fair thing to do is probably split it evenly, maybe including your DS (does your DB object to this?), maybe split a bit out for the other grandkids?

That eldest DBs wife got an inheritance doesn’t seem a fair reason to exclude him, for example.

The DS is her Dear Sister, not her dear son.

FrustatedAgain · 29/01/2024 16:43

It’s your parents money and up to them. I see why your brother is upset though. He’s been a good son done all the right things and is being penalised for it in his eyes.
not treating all your children equally will always cause a rift somewhere along the line.

user1984778379202 · 29/01/2024 16:42

horseyhorsey17 · 29/01/2024 16:41

Split equally if you don't want people feeling upset and hurt (and actually, possibly quite devastated). It's not about the money, it's a representation of your parents loving you all equally.

Well said. It's not about the money.

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