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Inheritance issues !

393 replies

Troublesome3 · 29/01/2024 15:17

My parents ( both still living ) but battling health conditions spoke to my brother about the inheritance situation last week. He is not happy.
my parents are not splitting our inheritance equally between the 4 of us.
they think it’s not far to do so and have based it on our lifestyles / jobs.

the siblings are as followed

eldest DB works in a very high income job - I am not exactly sure what he does but it’s something to do with finance. His wife is an oncology consultant - they also received an inheritance previously which they bought their house with.
they have 2 kids - private education, no mortgage nice house and DB also had investment properties.

DS - is a single mum after leaving a very rocky relationship ( DV ) she works as a youth worker in a teen hospital ward earning around not very much but works hard. She currently private rents a 2 bed flat for her self and 2 DC 10 and 7.
she gets top up universal credits.

I have 2 children and a stepson in my care. Forensic pathologist and also qualified make up artist ( I know it’s a weird combo )
I bring home just under 100 k a year and have my late DP insurance. I own my house.
DC1 is severely disabled.

youngest DB has a lot of issues - mainly drugs / petty crime
he goes between living at parents to sofa surfing to disappearing and repeat.
he doesn’t work.

my parents have decided to leave us differently amounts.

my DS will receive the most

my youngest DB has a slight diff set up they are making sure he has accommodation and support but no money.

my eldest DB will receive less than myself and sister
and I will receive less than my sister but more than my DB.

DB1 is fuming and I do understand where his coming from but I also understand what they mean also and what they are trying to do.

are my parents being unreasonable ?

OP posts:
horseyhorsey17 · 29/01/2024 17:16

Thecurtainsarewonky · 29/01/2024 17:13

@horseyhorsey17 because it could be easily construed that I bullied her into changing it. I didn’t bully her, I went low contact. In fact I told her not to change it. But I don’t think that’s how the law would see it.

I don't know enough about the law around these things to know if it's true or not - but does she seem sorry? Does she acknowledge it was a bad decision? Her decision to instigate family therapy and then change the will to include you does suggest that she knows it was.

I'm sorry, though. From someone else who has been badly let down by their mum, and has tried to get over it but never quite succeeded and always had a pretty tense/fragile relationship, I do really feel for you.

Saymyname28 · 29/01/2024 17:16

Tbf, yeah I see their point. They're worrying about their children and will feel more at peace knowing they've protected their most vulnerable children. Your DB should try and see it from his worried and dying parents perspective.

SnowflakeSparkles · 29/01/2024 17:16

I seem to be in the minority in thinking that it's completely justifiable to split inheritances based on circumstance. Maybe it's because I'm not from a background where I know many people who actually get inheritances.

I would want to set my children up the same way, it would bring me comfort to know that I could bring financial security to those struggling.

I don't really see inheritance as a reward or measure of love. But then I'm not really due anything so perhaps I'm just not so invested.

Cosyblankets · 29/01/2024 17:15

Nobody is unreasonable for deciding how they want their money to be distributed.
It doesn't matter what your brother or anyone else thinks.
I would hate anyone to think they had a say in how i distribute my money when the time comes. They have their reasons and that's all there is to it

GasPanic · 29/01/2024 17:15

I think my parents would have been inclined to give someone involved in drugs and petty crime less money not more.

If he has issues that were not of his own making such as disabilities then maybe it would be easier for your older brother to understand.

At the moment it looks like crime and drug taking is being rewarded.

Justpontificating · 29/01/2024 17:14

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Wrong thread I think @Brefugee

Thecurtainsarewonky · 29/01/2024 17:13

@horseyhorsey17 because it could be easily construed that I bullied her into changing it. I didn’t bully her, I went low contact. In fact I told her not to change it. But I don’t think that’s how the law would see it.

horseyhorsey17 · 29/01/2024 17:13

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This message has been withdrawn at the poster's request

Eh?

horseyhorsey17 · 29/01/2024 17:12

Lookingatthesunset · 29/01/2024 17:11

That's just stupid.

Agreed - it's ridiculous!

Fionaville · 29/01/2024 17:12

There's no right or wrong answer. Hope it doesn't cause a fallout, money is the worst thing a family can argue over.

Brefugee · 29/01/2024 17:12

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Blueblell · 29/01/2024 17:12

Your parents are leaving their money in such a way that gives them peace of mind. They are not well you said, they probably want to know that their children are looked after going forward. Perhaps for this reason they are not looking to be “fair” but leave the world knowing their troubled son will be ok and that they daughter won’t have to struggle so much in the future.

Lookingatthesunset · 29/01/2024 17:11

Dotjones · 29/01/2024 15:23

I'm not surprised, it shows how much they love each child (or otherwise). In general though I think the youngest should always get the most and the oldest the least, because the older the child the more advantages they've had and the longest they've been living while the parents were alive.

That's just stupid.

IpsyUpsyDaisyDoos · 29/01/2024 17:10

I personally think equal is the only fair way to do it. I know there's a good chance that one of my siblings and their spouse will always earn just min wage, whereas I and DH earn well. But I do also have a slight irritation about how often we get told "ah well they don't have very much so we'll cover that", or "I know you earn a decent amount, but they don't have much".

And no, they don't. But they also have very minimal outgoings and have made choices. The spouse went to the same university as me and has a very similar degree. But chose to not apply for related jobs and work retail instead (whilst complaining). We live in a different area and so our mortgage costs are three times theirs (yes, a choice in some ways, but equally these jobs don't exist in their area so still a factor). They have chosen no children, whereas we have a DD and at present our childcare fees are massive.

ONE DAY, if all stays the same, we will be better off. But regardless of income at the moment, we are not. And it's our choices that have made that possible, not circumstances out of their control. So if my parents left them more, I'd feel slightly put out that they hadn't paid attention to the choices and sacrifices made to get here.

Luckily I am aware of their wishes and I am their executor. And their wishes are equal split, but that if any of us needs looking after, we do that between us. And I would never see my family struggle if I could do something. So it wont be an issue. I just wanted to put a point across as the elder, "better off" sibling who is deemed less "needy" of parental support.

Thecurtainsarewonky · 29/01/2024 17:10

@Bookmark1111 yep. She’s completely aware. She instigated the family therapy which was a complete disaster because the therapist also thought she’d made a huge mistake and whenever she asked questions like ‘so have your sons not had any of your time?’ And my mum would say ‘of course they have’ then she’d say, ‘so how have you accounted for that in your will’ and my mum couldn’t answer. I used to speak to her every day and see her 3-4 x week just for a chit chat. Now I speak to her and see her when I have a reason to. And beyond that I have nothing to say to her…..wouldn’t want to be accused of using up her very expensive time.

Oncetwicethreetimesalady · 29/01/2024 17:09

By the sounds of it, your DB is a grasping greedy shit. They’re already rolling in money yet they think they should have as much as your sister in straightened circs and your disabled child who may need life long care they really need to take a long hard look at themselves.

we have a template for distributing money according to needs in our society, it’s called charity. Where those who have plenty give to those who don’t have the same privileges.
(we also have a tax and welfare system which is meant to work in a similar way).

my uncle was all over my grandmas humble house when she died (hardly ever bothered to visit her when she was alive). He literally has multiple garages full of vintage cars and a massive house and his kid went to Eton. Absolutely rolling in it. But, he still was rooting round to see what loot he could grab in the end. Despicable.

Justpontificating · 29/01/2024 17:09

Equal split is always the fairest way although
your brother with drug issues might be better off having his share put in a trust fund and paid out monthly rather than as a lump sum.

I don’t believe a child’s life choices that lead to success or more money should impact inheritance
My dss have chosen very different careers that will, financially, have very different outcomes. That’s their choice but I will not be penalising the high earners because of it.
Nor would I reward those that have children because they chose to procreate.

Iusedtoliveinsanfrancisco · 29/01/2024 17:07

If you respect your parents then respect their decision. They will not have made these divisions lightly.

Brefugee · 29/01/2024 17:07

Have only read OPs posts. Presumably your parents have explained all this. However. They must be aware that this will cause unrest, and disquiet. In the extreme case those promised less may feel that they don't have to "earn" it and not be available for any help the parents may need.

FrankieLet · 29/01/2024 17:06

I can't imagine spitting my dummy out over one of my siblings being left more money than me in the kind of circumstances you describe. I'd be happy for them that they were getting a chance at some of the financial security and freedom of choice I already have. I would also be extremely disappointed if one of my children was so grabby and uncaring towards their siblings were I to make a similar decision.

I think your parents sound sensible and loving, and are trying to meet the needs of all their children as best they can.

horseyhorsey17 · 29/01/2024 17:06

Thecurtainsarewonky · 29/01/2024 17:00

OP I’ve PM’d you a link. It’s your parents money and they are entitled to do what they like with it. What they can’t control is the consequences of their decision. And I’m not sure whether, if you are the left out child, it’s better to know before they die.
my DM completely cut me out of her £1m will (save for £500 of jewellery), and told me. My siblings and I all earn in the same ball park. My DH earns significantly more than the other siblings partners. One sibling has more children than me, the other sibling has no children but is a functioning alcoholic with a cocaine habit. My DMs justification for cutting me out was that 1. I didn’t need it (although obviously the alcoholic with a drug habit did), and 2. I’d had more of her time.(my mum was my best friend and my rock through all my 20s and well into my 30s when I was largely single…..it feels now like she went home After every time we went out/went on holiday and filled in some cryptic spread sheet “afternoon spent with curtains = minus £500 from any inheritence).
this isn’t about money, it’s about value and fairness.
DM has subsequently said she has now changed her will to include me, but I haven’t seen a copy and I absolutely believe that if my DBs challenged it they would win. The relationship I had with my mum is now functional (after a period of silence and some family therapy). I thought she was the most amazing mum in the world and She has utterly destroyed our relationship. I’m beyond devasted. I’m sure there are plenty in MN that will jump on board and say that your DB and I are selfish and grabby…..but unless you’ve been in the situation I don’t think you can comment.

This is so sad. How devastating for you. What made your mum think like that?!

I get it to a certain extent as I imagine if my mum ever does a will on her own, she will favour my DS who she believes is incapable of looking after herself. My family is pretty dysfunctional though!

But why do you think your DBs could successfully challenge her will now she's changed it to include you?

HarrietStyles · 29/01/2024 17:06

I can understand why the eldest brother would feel hurt / unfairly treated.

But I mostly agree with your parents.

Have they sat your brother down and carefully explained their reasonings and reassured him that they love all four of you equally, but that his sister (as a non home owner, single parent, much lower income etc) really needs money more than him. If he is feeling very hurt by their decision then they really need to emphasise this a lot with him. Could he get left a higher percentage of sentimental items in the will, to show their love to him but reflect that he needs money less.

And can you remind your brother just how much the money would help your sister and her kids….. and still she would never come close to his wealth and level of comfort/luxuries. Surely if he received a quarter of your parents money he would spend it on a nice holiday, investments etc…… whereas for your sister it could change her life and get her on the property ladder rather than rent her whole life.

tachetastic · 29/01/2024 17:04

Nopenoway · 29/01/2024 17:02

Really? So, for example, a 55 year old sibling should get more than a 57 year old, all else being equal?

Definitely, because they'll also live longer and so need the money!

I am the youngest sibling in my family by some margin btw! 😂

Ridiculous, isn't it?

Thecurtainsarewonky · 29/01/2024 17:04

I should add that both DBs have benefitted from financial gifts from my mum in the past that I haven’t had and I haven’t minded or complained and DH and I have recently paid for private healthcare for one DB. I would never see either DB in financial hardship…..but to be excluded from a will feels like a parting statement to the world that I wasn’t valued. Will’s need to be fair and if you e done a decent job of raising your children then hopefully they will look after each other.

QOD · 29/01/2024 17:03

dagnamit!
i also read it that the disabled grandson will inherit more

In fairness it should be equal.

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