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Landlords, would you consider this if your tenants asked?

436 replies

DesperateTenant · 26/01/2024 03:47

I have rented my current home for 13 years. I am a good tenant, I keep the house in excellent shape and care for it as if it was my own. I have never asked for anything, rent is always paid on time.

Landlord has decided to sell and I only discovered this when someone knocked on my door wanting a sneaky viewing. They showed me the listing on Rightmove, complete with pictures I was completely unaware were taken.

I am shocked and desperate not to move. I came from nothing and I've made a life for me and my children here. We have a real community around us. I'm at the point where I'll be able to buy locally within 6 months and staying in the area is so important to me.

I completely understand that legally I am not entitled to be told when the LL is selling and have no rights to ask for anything from the LL and I don't know their personal situation.

But, for the landlords out there, in these circumstances if your long term tenant asked if you would consider waiting 6 months and offered to pay more rent (currently pay £850, would offer £1150) would you?

Would it be completely unreasonable for me to ask this?

In 6 months I'd have enough to buy the house I'm in and would do so in a heartbeat.

OP posts:
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Marieb19 · 27/01/2024 18:01

I don't know where you are but house sales are not buoyant in some areas. You have no obligation to allow viewings and I wouldn't offer the landlord extra money. Courts are loathed to remove tenants with children. Your landlord should recognise that it would be advantageous to sell to you, so he doesn't have to go through the eviction process (costly) and if he sold to you direct, he wouldn't have to pay estate agent fees. Start negotiating.

worldwidetravel2017 · 27/01/2024 17:43

My mum and her brothers became kinda accidental LL

They sold a property that was tennanted

The tenants were given notice as per contract - they were a bit tricky and took longer to leave.
They eventually let EA take pix..
Then it went to market and eventually sold

( they were not in a position to buy and theyd had the rent with v minimal increases and didnt even ' play nice )

My nana owned half the property and sale was needed 4 her care etc

Good luck op

SL1994 · 27/01/2024 17:25

Would you be in a position to buy the house you are in? If you can get your Landlord to agree to sell to you for 10% less than the market value then you can buy with 0 deposit. Speak to a mortgage advisor who will be able to advise. The benefit is that the Landlord will continue getting rent from you all the way up to completion and you may he able to buy a little earlier.

saradika · 27/01/2024 10:59

@Britinme I think you need to accept that you don't actually understand the law in England and stop offering advice only relevant to your US state. You're just muddying the waters and it's not necessary when the OP is already feeling worried.

ThinWomansBrain · 27/01/2024 08:42

Don't underestimate your bargaining power
If he sells to you, he avoids any period of the house being empty with no rent coming in, and estate agent fees.
if you can get out of offering more rent, that gets you to your deposit faster.

Ooooooooy · 27/01/2024 04:34

Britinme · 27/01/2024 03:09

If the tenant is away from home and there’s a break in, or the pipes freeze, how do you propose the landlord accesses the place without keys? I can’t speak for UK law but here in my state it is a legal requirement for the landlord to have a copy of the keys and it would be a breach of the tenancy agreement if the locks were changed without permission. This landlord has done a scummy and possibly illegal thing in entering the property without notice (they actually don’t need permission if notice is given) and to fail to give the tenant time to remove any personal items from photographs, but he is entitled to market his property. Again, the law may be different in the UK.

Sorry but this is one of those situations where the law probably does differ enough for your experience to not be relevant to the OP

JMSA · 27/01/2024 03:22

You sound like the perfect tenant and buyer, OP.

Your landlord has considerably less integrity.

You should ask, but not offer the increased rent initially.

Good luck!

Britinme · 27/01/2024 03:09

HirplesWithHaggis · 27/01/2024 00:21

the landlord has to be able to access the property in an emergency anyway (which is certainly the case here)

What is the emergency here? The place isn't on fire, there's no gas leak or burst pipes. Absolutely no reason for LL (or his agents) to access without permission from the tenant.

(And do you think the fire brigade would wait for the LL to turn up with keys?)

Edited

If the tenant is away from home and there’s a break in, or the pipes freeze, how do you propose the landlord accesses the place without keys? I can’t speak for UK law but here in my state it is a legal requirement for the landlord to have a copy of the keys and it would be a breach of the tenancy agreement if the locks were changed without permission. This landlord has done a scummy and possibly illegal thing in entering the property without notice (they actually don’t need permission if notice is given) and to fail to give the tenant time to remove any personal items from photographs, but he is entitled to market his property. Again, the law may be different in the UK.

HirplesWithHaggis · 27/01/2024 00:21

Britinme · 26/01/2024 20:01

@SpringViolet - I am a landlord but I live in the USA and my rental properties are here so I accept the laws may be different. In my state, tenants are certainly not allowed to change locks without permission from the landlord and giving the landlord a copy of the key. But from what the Shelter website says, the landlord has to be able to access the property in an emergency anyway (which is certainly the case here) so if the tenant for some reason needs to change the locks, the landlord must have to have a copy, surely?

the landlord has to be able to access the property in an emergency anyway (which is certainly the case here)

What is the emergency here? The place isn't on fire, there's no gas leak or burst pipes. Absolutely no reason for LL (or his agents) to access without permission from the tenant.

(And do you think the fire brigade would wait for the LL to turn up with keys?)

Custardcream84 · 26/01/2024 23:40

You can always ask! We completed a few months back on the house we were renting. We had only been in it a few months and wanted some work doing - new carpets and painting. The landlord came over and told us he was thinking about selling as a heads up. We immediately asked if he would sell to us - he agreed and we agreed a price that was probably less than he would have listed for as it was a private sale and needed a little work.

It took a few months but if he sold to someone else we would have been in a lot longer until our contract was up. I’m sure some buyers would be put off too…to buy with tenants in situ.

Kyliejane · 26/01/2024 23:29

Oh wow. I would have thought the landlord would have a little bit of decency to let you know. Whatever the circumstances (selling urgently) you have been there for that long that giving a heads up would have been nice. You should tell them that people have been knocking and that you were not aware they wanted to sell. Ask if they can hold off and you will buy it. Great if they can wait but if they didn’t even tell you i doubt they will be wanting to wait. You need to look elsewhere as a back up and hopefully another better house in your area will pop up. Good luck.

Vonesk · 26/01/2024 23:12

You hold all the cards.
There is no one on Earth at this present time that has more rights than a sitting Tenant in A ENGLISH PROPERTY.
If you waste time and emotions on petty things like PHOTOGRAPHS then you're barking up the wrong tree.
You need to chill. No one can do anything without spending a awful lot of time and even more £££££££££ money to evict you.
You could bend over, do as you're told, pay extra rent then move out asap, but you need not do any if these things. Landlords will and do get fined THOUSANDS for not complying with very exact legislation surrounding Property Laws. So CHILL.
Just go about your usual business and No one can do anything. You could put a huge cat among the pigeons and tell anyone who comes representing the estate agents : " I'm not moving." The LL will be monopolising your phone like a Love sick teenager.
YOU Hold ALL THE CARDS**

Canthelpmyselffromjoiningin · 26/01/2024 23:10

Just seen your post about seeing a mortgage advisor. Most estate agent advisors charge a fee which gets hidden in the small print. L&C do totally fee free advice, it's easy as it's over the phone at times to suit you and they guide you through the whole process.

DesperateTenant · 26/01/2024 23:09

Tallisker · 26/01/2024 21:35

Why hasn't the OP come back?

What do you mean by this?

I have read every single reply and posted multiple times to thank people and answer questions but I do have other things to do during my day, children to take care of and a job that does not allow me to sit and instantly reply to posts on my MN threads.

Not to mention that in-between doing all of that I have been learning as much as I can about my rights, how evictions work etc. and putting a plan together and trying to get things in order so I am prepared for whatever is thrown my way!

OP posts:
friendlycat · 26/01/2024 23:06

As you have said, the very first thing you need to do is speak to a mortgage advisor as that will determine the amount you can borrow. Without doing this you can’t really plan a way forward with this property.

Canthelpmyselffromjoiningin · 26/01/2024 23:06

Haven't RTFT but I've read your responses. Don't go into this like he's doing you a favour selling to you, you're in a really strong position here. House sales with chains are lengthy and stressful and can easily fall through. You're a hassle free buyer with no chain, and a known quantity who is highly unlikely to pull out - that's worth loads. You've also been reading up on your rights, if he's trying to sell to someone else with vacant possession, you can cause no end of problems and probably drag the whole thing out way longer than 6 months if you felt malicious. Seek mortgage advice now, find out how much you can borrow. House purchase will take a few months anyway so your deposit will grow over this time. Put in an offer based on what you can afford now, if he rejects it offer more but specify the time frame that works for you. Don't offer more rent, you shouldn't have to - my last house sale went to sealed bids, I didn't accept the highest bid because they had a chain, I took a few grand lower offer because they had no chain and were far more likely to complete the purchase. Good luck!

AnotherEmma · 26/01/2024 23:02

"The listing has included items I own like the dishwasher, fridge, shed."

Take screenshots of the listing including the photos and description. Email the agent (for the sale, not the lettings agent) to inform them that the photos were taken without your knowledge or consent, that the listed items belong to you and are not for sale, and politely request them to remove the photos and those items from the listing.

And if you're going to put in an offer you should get valuations from several estate agents, nothing to stop you arranging this, since you live there!

DesperateTenant · 26/01/2024 22:57

Thanks for all the advice.

I suppose I think he's a decent landlord because I've had a couple of shockers in the past that were awful.

There's obviously lots of issues but he did put a new boiler in about 3 years ago.

The listing has included items I own like the dishwasher, fridge, shed. The only appliance that belongs to the LL is the oven and it's been there since before I moved in. All furniture and decor is mine. Curtains, blinds, shelving etc. is all mine as well.
I replaced all the flooring downstairs because the when I moved in the carpets were tatty and about 15years old and about 23 years old when I took them up.. I still have them stored in the garage - can I take up all of my lovely laminate flooring and put the carpets back?!

Still nobody has been in touch to say that the house is for sale. I've emailed the letting agent and not received a reply.

I am going to ask if LL will hold off but I won't offer more rent.

The asking price is in line with other properties on the street that were sold in the last year but I believe quite excessive for what it is. The other houses all were in better condition, had bigger bedrooms or whatever. My house is the worst one in a nice area. It looks okay in pictures but if you pay attention to the floor plan it's obvious it's really only a 2 bed instead of a 4 bed. The 4th bedroom can't even fit a single bed in it and the 3rd is V shaped because the stairs cut into it and is only 180cm at its widest point and the 2nd bedroom is actually the dining room downstairs. Still, all the others sold very quickly and they don't come up for sale very often.

I would buy it but ideally not at the asking price. I'm just desperate to stay here. My neighbours are amazing, it's so close to my child's specialist education school and I'm terrified of having to remove them from it. Moving to a new house in a new area and having to start a new school would just set them back so much. I love the area and if I could offer an another house nearby I would but nothing has been listed since September 2023. If I check further out but still close enough to walk to school then I am completely priced out as they're all listed for £350k plus.

Maybe I'm being foolish about wanting to stay in the area but I've been here so long.

I will book an appointment with a mortgage advisor ASAP.

OP posts:
aname1234 · 26/01/2024 21:41

Are you sure the property is even worth asking price? Are you sure you want this property and not another one in the area?

I advise you get an agent or three to do a valuation (free). Also do a proper property hunt. Maybe you'll find better.

Tbh a close call gas inspection sounds like large costs in the future... new boiler installation etc. Suggests the place is not in good repair...

Tallisker · 26/01/2024 21:35

Why hasn't the OP come back?

Fishwiife · 26/01/2024 21:31

I’m not sure if anyone has suggested it but you can always negotiate the percentage of the deposit. 5% is not unheard of

Gonners · 26/01/2024 21:17

I'd also say, do try not to antagonise your landlord by being over-aggressive with him and/or the estate agents about the latter entering the house. Be nice - yes, I know! I'm generally very much not a "be nice" woman, but it might make the difference between him thinking with a cool head - that this would be an easy and convenient sale - and him thinking with grumpiness.

sagittariusThroughandthrough · 26/01/2024 20:15

Have you seen a mortgage advisor yet? My advice would be speak to one and see what kind of mortgage you can get with your deposit now and potentially what you would have in say 3 months time, you might actually be surprised. prior to buying my house I had saved for awhile but I was a few months short of my target deposit spoke to a mortgage adviser anyway, they told me roughly how much I could get and very quickly I found a house however it was more than the mortgage advisor had told me I could get, I again spoke to my advisor within a day or two she got me a mortgage in principle agreed, deposits aren’t paid until exchange.. the purchase took about 5 months which gave me time to save up the rest of the deposit and for the fees ect. I would say the estate agent did want proof of deposit and mortgage in principle before marking house sold subject to terms, my deposit wasn’t quite what the estate agent wanted but my mortgage advisor spoke to them and sorted it but mortgage principles last a few months and you can always just get it updated if u increase your deposit… just try not to panic and just start the ball rolling good luck!

Britinme · 26/01/2024 20:02

I might add that my DH is thinking of selling the property he owns, because he needs to release the money tied up in it, and the first people he will offer it to is the family who lives there. Nor would he dream of putting photos of the interior with their possessions on the internet without their knowledge and consent.

Britinme · 26/01/2024 20:01

@SpringViolet - I am a landlord but I live in the USA and my rental properties are here so I accept the laws may be different. In my state, tenants are certainly not allowed to change locks without permission from the landlord and giving the landlord a copy of the key. But from what the Shelter website says, the landlord has to be able to access the property in an emergency anyway (which is certainly the case here) so if the tenant for some reason needs to change the locks, the landlord must have to have a copy, surely?