We've been together 8 years and have 2 young children. We rent, and although I would love my own house, I don't know if it will ever be possible as dp since I have known him has been irresponsible with money and forever in dept.
I have on a few occasions had to pay his debt off which I've always made him pay back. But it's a vicious cycle.
He owes my 7 year old £3000 from his savings as he needed it to buy a car 'so he could get to work' turns out he could have got a lift everyday with co worker.
Recently I found out he took another loan out with ridiculous interest added which is another set back for us to buy a house.
He is self employed and although he's been offered employment which I have encouraged him to take, he gets defensive and refuses.
We only ever argue about money. He is a great dad and partner and a hard worker who would give us his last dime, but he is just so irresponsible when it comes to managing money. I have tried to help and asked to see his bank which he refuses.
He usually pays all the bills on time.
Anyway, over Christmas we have spent a fortune and are both skint. I work part time but luckily am good with money and have some savings, he has asked to borrow £300 as his bills go out tomorrow. I will obviously give him the money, but i need him to start managing it better and everyone i bring it up into conversation he gets defensive and we argue!
When will he learn? AIBU????