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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Original poster

To ask your yearly household income?

209 replies

Sfuandtired · 12/01/2024 21:20

Feel free to say I am being unreasonable and tell me to mind my own business, it’s a genuine question though, I’m interested in finding out if the wealth divide really is as big as it’s portrayed in the media and/or if I’m losing touch with reality.
I’ll start, ours is 60k after tax, 2 working adults and 2 children and I’d consider us to be in the average range. TIA

OP posts:
Jellycatspyjamas · 13/01/2024 00:06

So most of the posters on mumsnet have a household income in the top 12% of the country, which is anything above £65k? Really?

Fidgety31 · 12/01/2024 23:53

You’re all rich - but don’t know it !

AGirlWithAHandOnHerArm · 12/01/2024 23:45

Household income approx £112k pa - mostly due to DH salary, I work part-time for myself for a small annual wage in comparison but it is building.

Minniliscious · 12/01/2024 23:44

£95000 annually between us. Very high outgoings but our own fault so we do struggle!

EezyOozy · 12/01/2024 23:43

£72k pa net, both work. It’s just shy of 100k gross I think. We are able to pay our bills and are slowly renovating a house …. we have nothing left at the end of the month. We have two young kids and pay for childcare as no help from family. No foreign holidays and one old vauxhall!

Grumpsy · 12/01/2024 23:39

95k after tax excluding bonuses. I earn more than DH - but he has the better lesson so it’s worth him taking home less now. 2 adults and a few spoiled animals.

HMW1906 · 12/01/2024 23:36

Around £85-90k before tax. Both full time or almost full time (40hrs and 33.5hrs - 33.5 is actually higher earner so should go back to proper full time but really doesn’t want to 🙈)
Income also includes a rental property although we rent for well under current rental value so just about cover mortgage payments/insurance/gas cert, etc on it with very, very little profit
2 children in nursery 1-2 days per week then luckily have family help on other days
Live in Yorkshire

WithACatLikeTread · 12/01/2024 23:32

OP isn't coming back.

SheFliesLikeABirdInTheSky · 12/01/2024 23:31

@Sfuandtired Feel free to say I am being unreasonable and I should mind my own business.

YABU. Mind your own business. Why ask anyway? The vast majority of posts will not be peoples true salaries anyway. Some will exaggerate and add 30-50% on. Some will blatantly lie and triple or quadruple it. A few will put outlandish and laughable amounts.

SheFliesLikeABirdInTheSky · 12/01/2024 23:30

PamelaParis · 12/01/2024 23:28

I have literally no idea since I don't know my salary off the top of my head.

Confused
PamelaParis · 12/01/2024 23:28

I have literally no idea since I don't know my salary off the top of my head.

decisionssmecisions · 12/01/2024 23:26

2.5m but work very hard & long hours. We are super cautious though so live in a 400k house mortgage free & save most of our salary.

ntmdino · 12/01/2024 23:22

£120k-ish before tax, about £87k after tax, pretty much right in the middle of the Midlands. Both full-time working from home, plus a handy passive income from owning a consistently popular-ish website (just from ads).

MolkosTeenageAngst · 12/01/2024 23:16

£37k before tax. About £25k take home pay after tax/ NI/ student loan etc. Only me, one working adult, in the household.

infor · 12/01/2024 23:13

Zero hours worker, £80 per hour. Work hard, but take months off every year or two as I'll never be able to retire.
Changed my ways after a friend sold his business at 50 for tens of millions and was dead within twelve months.
They're still not putting pockets in those shrouds.

SisterHyster · 12/01/2024 23:10

Fluffywhitecloudsinthesky · 12/01/2024 23:04

I earn around £50k (less last year, more this year just about). I'm a lone parent, no other income. I find it annoying that my tax is not calculated off household income, but my sole salary as an individual, as this penalises my household. My salary is fine for my outgoings though, need to rein it a bit at the moment.

Literally just posted the same thing! I do have a partner; but they work part time in a relatively poorly paid job and I work full-time in a relatively well paying job. We pay waaay more tax than if our salaries were more equal but still totalled the same amount.

SisterHyster · 12/01/2024 23:08

anniegun · 12/01/2024 21:27

you can see where you rank here Your household's income : Where do you fit in? | Institute for Fiscal Studies (ifs.org.uk)

Using household income is stupid. Instead, they should have the option to add two incomes together.

Or an even better idea would be a household tax allowance rather than an individual one. We pay a lot of tax for our household income because 1 person is in the 40% tax bracket.

Household income is around 60k which after housing costs puts us as better off than 68% of the population after housing costs; however that is not actually accurate as we pay way more tax than if we earned the same income but divided equally between us (eg 30k each vs 45k and 15k) and we also have childcare costs.

Also; we live in a low-cost part of the country. So that has skewed things as well.

Actupfishy · 12/01/2024 23:06

£120k both full time.

c

raabbgghhrbb123 · 12/01/2024 23:05

56k approx between 2 adults, 1 young child and a cat. Pets are expensive but worth it. 😀

Beezknees · 12/01/2024 23:04

Lone parent so just one income. Including universal credit and child benefit, around £28k after tax and pension. Live in the east midlands in social housing so I don't struggle day to day (rent is £500pm) but I don't have any assets to my name, I can't afford to buy a house.

Fluffywhitecloudsinthesky · 12/01/2024 23:04

I earn around £50k (less last year, more this year just about). I'm a lone parent, no other income. I find it annoying that my tax is not calculated off household income, but my sole salary as an individual, as this penalises my household. My salary is fine for my outgoings though, need to rein it a bit at the moment.

Iwantmybed · 12/01/2024 22:57

£80k in the NW, DH and I earn the same. We have no travel/ commuting costs and low outgoings and feel very comfortable.

alltoomuchrightnow · 12/01/2024 22:57

this is really depressing me.. as I'm unwell, work a tough job and I'm alone.
About 10-11 k a year .. paid hourly not salaried so weeks can varied.
i have to live v frugally and often use food banks

Flandango · 12/01/2024 22:56

VitoCorleoneOfMNMafia · 12/01/2024 22:47

Meanwhile, hospital waiting lists grow, schools are full of asbestos and RAAC, and people are going hungry.

Are you proud of yourselves?

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Oh yes. Tax is for the little people.

i need to gold plate my Bentley. Can’t do that if the government steal my money and spend it on frivolous things like ‘education’ and ‘health’