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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Original poster

To ask your yearly household income?

209 replies

Sfuandtired · 12/01/2024 21:20

Feel free to say I am being unreasonable and tell me to mind my own business, it’s a genuine question though, I’m interested in finding out if the wealth divide really is as big as it’s portrayed in the media and/or if I’m losing touch with reality.
I’ll start, ours is 60k after tax, 2 working adults and 2 children and I’d consider us to be in the average range. TIA

OP posts:
AnaMRT · 13/01/2024 09:09

Can I please ask… What are the jobs that earn over 100k each? I’d like to sign up please!

I’m on 21k (work in healthcare) and husband on 38k and we live in London. We are renting with 4 kids. Both of us work 12hr shifts.

Do I need to work in tech or finance to earn some of those high figures? If so…. Are there any apprenticeships going?

oneflewoverthe · 13/01/2024 08:56

I think some of the figures these posters are giving are bullshit. We take home less than a lot of these posts and are still the top 95% according to that survey.

Heatherbell1978 · 13/01/2024 08:29

Posts like this always make me realise that I must do a great job of budgeting as I feel like I get a lot more out of our salaries than others. Realise we're fortunate to be in the upper bands earning wise. Jointly we're on £160k with potential for additional £10k bonus. After putting around £3.5k into pensions between us and car on salary sacrifice scheme, we take home around £7k. I also pay various insurances and sharesave schemes from my salary.

Mortgage £1400 p/m on a nice 4 bed in a Scottish city suburb. Drive 1 electric car on a lease but when that's up we'll buy used and try and get a good 6 years out of it.

DS starting private school this year and DD once she reaches secondary.

We get around 3 holidays a year, one abroad.

Wannabegreenfingers · 13/01/2024 07:48

Just over £53k. Single parent with two children. I'm a homeowner with a sizeable mortgage in the SE. Very little savings as everything went on the house after my divorce.

Blindsided12 · 13/01/2024 07:19

440K before tax. Both work in tech. 1 remote, 1 in office. 2 kids. Lucky but feels precarious as I don't like my job.

itsallnewnow · 13/01/2024 07:15

anniegun · 12/01/2024 21:27

you can see where you rank here Your household's income : Where do you fit in? | Institute for Fiscal Studies (ifs.org.uk)

Gosh that was eye opening Blush

Neurodiversitydoctor · 13/01/2024 06:58

Me circa £160 k
DH circa £100k

Take home £9,000 a month Kent
Mortgage £2,000
DC at Uni £1,500
DC at home £500
Other household bills £1,000
Personal spending money ( including clothes, professional subscriptions, travel, holidays, hair cuts, presents etc) £1,000 each

Leaving £1,000 each for longterm savings on a good month.

londonguild · 13/01/2024 06:20

340 per year. But our mortgage is £4000!

Agustus · 13/01/2024 06:13

Ok.

150k a month.

I'm one of five, and we're all a bit 'rich'.

My younger brothers do 400k a year.

My oldest sister mebbe over a million a year.

We not that great.

We're OK.

Babyblackbear78 · 13/01/2024 06:03

34k before tax and bonuses. Single parent, one dc at home but working full time after graduating and one dc at university. Struggling!

theyoungishman · 13/01/2024 06:02

£145k - 2 X fill time workers plus rental income. both WFH 2 days per week. Own one house outright and paying off second mortgage (rent covers this). Enjoy a nice lifestyle, neither partner or I have university qualifications, just hard work from bottom up!

Agustus · 13/01/2024 05:57

Ok.

I'm not going to be a dick, but, let's talk about expectations and that's a thing.

How much we think we're worth.

In 1997 I thought 50k a year was a base-line.

Not what do we get paid. But how much are we worth.

How much are you worth?

JennyWren87 · 13/01/2024 04:56

65k, West Midlands

2 adults 2 toddlers

I think we're slightly above average for where we are

bahhumbuggobshite · 13/01/2024 04:36

My wage as a full time is £21,715 a year and my husbands wage as a Manager is £25,000

Bagpuss2022 · 13/01/2024 01:00

£55k only DH working I get pip so circa 3k one child at home two adult children out of university

Crazycatlady79 · 13/01/2024 00:56

Circa £2Ok. One adult household with 2 primary age DC.

SzeliSecond · 13/01/2024 00:50

£48k before tax and including UC top up, child benefit & DLA.

2 adults working average of 30hrs pw, disabled 10 year old & baby.

We were doing quite well on that, able to afford a couple of trips away and a holiday each year but now with colc we are stretched and have accumulated some debt.

OnlyFannys · 13/01/2024 00:33

77k but that's just my salary at the moment as DP is studying. He should be employed within the next few months so hopefully will soon be over 100k. I feel like 77k should feel like a lot in Yorkshire but as others have pointed out its less that 2 people earning the same amount due to tax. After mortgage, childcare and bills it doesn't go too far but I could probably reign it in more so can't complain

sleepysleepytired · 13/01/2024 00:32

£5 million. Space cowboy

SeaGlassSkim · 13/01/2024 00:30

75k PA before tax, 2 adults, one wage and one pension, both around 55. No mortgage since we were in our thirties. DS still lives at home and is on 28k before tax.

Maicon · 13/01/2024 00:21

400k between us split equally. We both work in STEM careers and neither of us are from privileged backgrounds. Neither of us went to school in the uk. We pay for private school for our 2 kids.

Bbq1 · 13/01/2024 00:14

A billion

AlLumi · 13/01/2024 00:12

Both self employed. We work more when we need money, less if we don't. We don't have a mortgage now, and live both frugally in many respects, but like kings in others.

No idea what I earned last year. I suppose I'll find out when I finally do my tax return Grin

Viviennemary · 13/01/2024 00:09

YABU.

SheFliesLikeABirdInTheSky · 13/01/2024 00:07

Jellycatspyjamas · 13/01/2024 00:06

So most of the posters on mumsnet have a household income in the top 12% of the country, which is anything above £65k? Really?

😆