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To expect my parents to continue to pay my children’s school fees?

86 replies

I88l · 06/12/2023 21:44

We couldn’t afford to send our children to private school but luckily my parents stepped in, and offered to pay for their school fees. We sent all 3 children to a private school at a combined cost of £90k. However, my parents can no longer afford to pay for their fees.
https://inews.co.uk/inews-lifestyle/parents-pay-kids-school-fees-out-money-2792093

My parents pay £90k a year for my kids' school fees - now they're out of money

A mother of three tells how her parents have got cold feet about funding their grandchildren's education - and she now feels stupid, resentful and heartbroken

https://inews.co.uk/inews-lifestyle/parents-pay-kids-school-fees-out-money-2792093

OP posts:
Gracietaylor · 07/12/2023 00:40

This reply has been deleted

This has been deleted by MNHQ for breaking our Talk Guidelines.

Marionberry · 07/12/2023 00:34

DH old school is almost 30k per annum, the absolute shit private school close to us is about 20k per annum.

Assume they are either bad at financial planning or something untoward happened.

Angelou79 · 07/12/2023 00:23

Post the sodding article

Salome61 · 07/12/2023 00:20

I do feel for the kids. A friend with triplets sent them to private school but then had to send them to state school for their GSCE year, they all found it very difficult to adapt to the larger class sizes.

clary · 07/12/2023 00:01

yes agree great tip @Finteq !

I love that so many people are just impressed with the paywall reading hack :)

Runnerduck34 · 06/12/2023 23:58

I feel sorry for the children and the parents DC been put into an education setting , settled, made friends, got used to small classes, the facilities and now it's been pulled from underneath their feet.
Teenage years are not a good time to change schools.
GPs should have really thought this through before offering, if GP worked in finance it shouldn't have been beyond them to do the budgeting and the maths.
I do think they should pull out all the stops to try and continue, maybe release equity in house etc.
However 90k a year is an enormous amount to find. Wonder if they could investigate bursaries or scholarships with the school to try and make it more affordable.

Livelovebehappy · 06/12/2023 23:58

Tbh, this is something you’d stipulate right from the off. If there was a chance my parents half way through decided they wouldn’t be able to continue, I would have sent them to state school right from the start. It’s cruel to the child to,pull them and send to a state school after they’ve attended private. The difference between state and private is huge, and the quality of the teaching and the sort of kids they would interact with would be so different. And I say this as someone whose kids went to state school, but I know people who did put theirs through private.

CandyLeBonBon · 06/12/2023 23:46

I88l · 06/12/2023 22:17

Isn’t £10k per term rather expensive, even for a private school in London? Surely there are very good private schools in London that are more affordable?
The GP were looking at forking over more than a £1m.

I'm sure with a bit of sleuthing you could find that out? What's your angle here?

Merryoldgoat · 06/12/2023 23:43

I88l · 06/12/2023 22:17

Isn’t £10k per term rather expensive, even for a private school in London? Surely there are very good private schools in London that are more affordable?
The GP were looking at forking over more than a £1m.

Pretty standard cost for senior independent day school in London

Epsom College is £30k
St Paul’s is £29.6k
Kings a bit cheaper at just over £25k
Westminster is nearly £35k

Goldbar · 06/12/2023 23:33

Very unwise to accept this sort of offer unless grandparents can pre-fund or put aside most of the amount in advance.

I feel for the children. Not because state schools are awful (same as independent schools, they're a mixed bag and many are very good indeed), but because educational stability is very important imo and these kids are getting that pulled out from under them due to their parents'/grandparents' unwise choices.

BobDylansMasterpiece · 06/12/2023 23:29

I88l · 06/12/2023 22:08

I just wanted to get people’s thoughts on the article.
It’s a tough one to judge because the article doesn’t go into much detail about the specific circumstances that led to the GP offering to pay the school fees. It only offers the perspective only the mother, but what stood out to me was the expense of the school fees: £90k for 3 children. It works out to roughly £360k per child; surely there were cheaper options the parents could have selected, which might have avoided this nasty situation.
Prehaps the GP should have offered to continue to pay a portion of the fees for another year, whilst the parents find a suitable school for their children.

If you wanted to get people's thoughts on the article, you should have been clearer in both your op and your title, and included a non paywall link.

fyn · 06/12/2023 23:27

Some of our school fees are paid by a GP, a term a year for each child. They are very young now so the fees aren’t a huge amount. For years 10-13 the fees are currently just short of £10k a term, there will be a one year cross over whilst both are at this level of fees and we are planning for it now as no doubt it will be more by the time we get there.

It seems pretty irresponsible to have absolutely no back up plan for if other funding stops!

JustAMinutePleass · 06/12/2023 23:17

To be honest most rich people get their kids school fees paid for by grandparents. It’s the most tax efficient way to do it

JustAMinutePleass · 06/12/2023 23:16

If they’re in London they could just borrow a large lump sum on the mortgage and either stick it into a 5-7% fixed rate to cover some of the increases or use it to negotiate a lump sum discount - their salaries could then cover increases beyond that.

saraclara · 06/12/2023 23:11

If there's a mumsnetter of the Year award, my vote goes to @Finteq 🏆

ButterCupPie · 06/12/2023 23:03

My heart goes out to all the poor little darlings who will have to rough it with the common types and pick up dreadful local accents. Hopefully Labour will help the process by abolishing VAT relief for private schools. I say this as someone who went to one in Dulwich.

LovedMyLastNameItHadToGo · 06/12/2023 23:03

Speak to the school, they’ll help if they can.

Castleview6 · 06/12/2023 23:02

I88l · 06/12/2023 22:17

Isn’t £10k per term rather expensive, even for a private school in London? Surely there are very good private schools in London that are more affordable?
The GP were looking at forking over more than a £1m.

Or there’s great state schools that are free! Ridiculous attitude

ButterCupPie · 06/12/2023 23:01

Finteq · 06/12/2023 21:51

If you click and then quickly turn off your wifi/ go into airplane mode you can read it.

In Google Chrome on Windows, hover over the link with the mouse and hit Windows key + ALT, and Chrome will offer to save the page as a file that you can then open. Works with lots of paywalled sites.

Crafthead · 06/12/2023 23:00

Moot point, they can't afford it. End of.

XelaM · 06/12/2023 22:59

PermanentTemporary · 06/12/2023 22:07

This is weird, is MN becoming a Twitter replacement now? Where you retweet links without commenting?

Incidentally I'm always amazed that anyone offers to pay for private education for someone else's child, and that anyone accepts the offer. From 5-18, at even the cheapest school in the country, you're talking absolutely huge amounts of money. The thick end of quarter of a million pounds. Who has that, really.

My grandparents paid for my brother's private secondary school because they were lovely and my grandmother was a very successful business woman and was wealthy.

It's not really "someone else's kids" when it's your own grandkids.

whynotwhatknot · 06/12/2023 22:57

some poeple shldnt be so bloody entlted if they dont have the money they dont bloody have it

Nonimai · 06/12/2023 22:56

The joint wage is 93k, so there should be some affordability there. They should speak to the school about bursaries and aim to keep the eldest in the school. The youngest should go to state school. The middle child has prob just started her gcse courses and can move without much upheaval, but with a bursary gps andparents might be able to afford the year 9 pupil, at least to year 11.
Or is this just a bashing thread for parents who send their kids to independent school.

XelaM · 06/12/2023 22:53

I88l · 06/12/2023 22:17

Isn’t £10k per term rather expensive, even for a private school in London? Surely there are very good private schools in London that are more affordable?
The GP were looking at forking over more than a £1m.

The most expensive private (day) school in London I know is Queenswood and i think that's about 9K per term. I'm sure there would also be a sibling discount for multiple kids. £10K per term per child sounds crazy (and my daughter is in a London private school).

Merrymouse · 06/12/2023 22:48

PermanentTemporary · 06/12/2023 22:07

This is weird, is MN becoming a Twitter replacement now? Where you retweet links without commenting?

Incidentally I'm always amazed that anyone offers to pay for private education for someone else's child, and that anyone accepts the offer. From 5-18, at even the cheapest school in the country, you're talking absolutely huge amounts of money. The thick end of quarter of a million pounds. Who has that, really.

Perhaps tax planning - if a grandparent pays for a grandchild’s education out of income, it isn’t taken into account when calculating inheritance tax, even if within 7 years of death. However, as illustrated here, it’s a big commitment.

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