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Relative burned through funds and now mooching

660 replies

coldcallerbaiter · 04/11/2023 22:41

AIBU to get involved? I have not said too much to him yet

So my cousin lost his parents in his 20s and got easily a million pounds in those days. He is around 60 now. Never had a job, playboy lifestyle in the Far East, womanising, divorces, no kids. Now he is back in the UK and has nowhere to go. Will not admit he is skint but then hints to live with my elderly mum in her spare room. He is not entitled to benefits as he never lived here and did not pay in or get credits. I do not know if he will even get a state pension later on. I think he should get a job and pay his rent somewhere but I doubt he will as working is beneath him, especially as it would be unskilled stuff, he wants to mooch off her. He has expensive tastes too and is in and out at night probably to bars. My mum is now phoning me worried in case he will not leave, also her quiet life is being disturbed

They are actually close as she was like a mother to him before he left to go abroad and were in touch all the years with visits.

OP posts:
user1471538283 · 08/12/2024 15:26

He will never leave completely unless your DM makes him. If she becomes frail and cannot live there he will claim he does. His long term plan is her home. So unless she moves somewhere smaller he's there to stay (with the odd stay somewhere else). He is taking advantage of her.

My DGM was nearly fleeced by a "cleaner" who thought she was family and even came to my DFs funeral. I'd never seen her before but there she was. After the funeral and I assume some choice words by my cousin she was never seen again. Some "friend".

A friend's ex and his new gf made a move on a vulnerable elderly man and he left them his house.

Some people just leech on the vulnerable.

I would force him out.

Crumpleton · 08/12/2024 15:19

My mother has a close family member that behaves the same, and even though they have done some awful things in their life and still does, she let's them walk all over her.

There's nothing, and I mean absolutely nothing that will make her see them other than having had an unfortunate hand in life, and there's nothing you can do to stop what's going on especially if your DM seems to push away anything you say.or suggest.

Equally by the length of time this had been going on now your cousin knows full well he can do no wrong proven by the fact here you all are a year down the line.

You need to either accept she won't change how she treats your cousin and step away or just watch it all play out no matter how crazy it drives you.

He knows he's on to a winner or he'd respect you and stop taking the piss.

There's only one person that can put a stop to this for good and she doesn't want to.

Mirabai · 08/12/2024 15:03

MrsOvertonsWindow · 08/12/2024 14:37

Depends on what she's being asked to do and the wishes of her mother - who currently maintains the ability to consent.
As she became more frail my mother was horrified at the idea of (in her terms) an unknown stranger arriving in her home to undertake any duties. She was of sound mind, so her wishes were respected.
Given the woeful quality & repeated scandals involving some paid carers, if you've a reliable adult, willing to be paid for appropriate support (not seemingly involving toileting, changing or dealing with a bed bound person) then of course she can be appropriate.

She won’t be DBS checked, she may not be First Aid trained, does she know how to deal with some cognitive decline? Doe she know what to do if DM chokes, would she recognise signs of a stroke, does she know what to do for a fall? Will she be doing any cooking? Help with medication? Errands involving cash?

It’s extraordinarily naive to use some poor carer quality as an excuse not to be registered with a reputable agency with qualified and experienced carers.

Alternatively find a qualified and experienced private carer in the local area whom DM can get to know and build a rapport with.

Wellbeing24 · 08/12/2024 14:41

LakieLady · 04/11/2023 23:22

Not necessarily. For most benefits (including UC, which is what he'd have to claim) you have to be "habitually resident" in the UK.

If he's been living abroad for a long time, he's unlikely to be regarded as habitually resident for while, although I don't think there's a period specified.

A British citizen can be deemed o be habitually resident from the day they arrive back in the UK, a specialist welfare adviser can help if DWP decide to not accept that following an application for UC

MrsOvertonsWindow · 08/12/2024 14:37

Mirabai · 08/12/2024 14:03

If she’s not a trained carer she’s not appropriate.

Depends on what she's being asked to do and the wishes of her mother - who currently maintains the ability to consent.
As she became more frail my mother was horrified at the idea of (in her terms) an unknown stranger arriving in her home to undertake any duties. She was of sound mind, so her wishes were respected.
Given the woeful quality & repeated scandals involving some paid carers, if you've a reliable adult, willing to be paid for appropriate support (not seemingly involving toileting, changing or dealing with a bed bound person) then of course she can be appropriate.

Mirabai · 08/12/2024 14:03

SleepToad · 08/12/2024 13:59

I think you missed read. She is paying the cleaner AND the neighbour

If she’s not a trained carer she’s not appropriate.

SleepToad · 08/12/2024 13:59

Mirabai · 08/12/2024 13:57

paying cleaner (wonderful woman) and neighbour to go over 2 twice a day when the time comes.

It’s not reasonable to ask a neighbour to go over twice a day and make her responsible for your mum. If DM needs that it’s time to start paying for care.

I think you missed read. She is paying the cleaner AND the neighbour

Mirabai · 08/12/2024 13:57

paying cleaner (wonderful woman) and neighbour to go over 2 twice a day when the time comes.

It’s not reasonable to ask a neighbour to go over twice a day and make her responsible for your mum. If DM needs that it’s time to start paying for care.

Cosmosforbreakfast · 08/12/2024 13:52

It appears the spare key has been stolen as it couldn't get off the ring by itself. Log the theft with 101 and explain that your mum is a vulnerable elderly woman at risk of whoever has that key. He is escalating, it won't be long before he uses that key to get back in and then won't leave. You'll find your own key doesn't work anymore.

It's gone past 'mum won't let me tell him get his stuff out' just tell him anyway. These kind of people are very very difficult to deal with, I understand how stressful it is especially with your mum being complicit but it is past time to put your foot down and assert your authority over him. Involving Police in the spare key going missing will show him you mean business.

Have you made your concerns known to Police that she is at risk of coercive control and financial exploitation. If not do so, regardless of what she says. You are only concerned for her you're not accusing him. Your mum is her own worst enemy in this case and you will never get rid of him unless you start letting him see you will take action.

Mirabai · 08/12/2024 13:52

You must insist on changing the locks on your next visit. Just tell her you’ve lost your own keys and may have dropped them outside her house. Pay for it yourself. Job done.

If you have PoA for health and welfare I’d consider inserting myself between them. Tell him you’ve got PoA and she’s too frail for house guests; and tell her if she asks that he doesn’t request to stay any more.

Eddielizzard · 08/12/2024 13:43

Oh god you must feel sick with this. I wonder about changing the locks again and keeping the master, giving your mum only one so he can't get it copied? That ring camera will help massively so you can see exactly what's happening. What a horrible leech. Very difficult as your mum is complicit. As it's her money, she can do what she wants. Horrible horrible man.

itsalongwaybackfromsorry · 08/12/2024 13:35

Ring doorbell or camera at the doors.

If he uses a key to access the house EVER, you'll know he's stolen it.

coldcallerbaiter · 08/12/2024 13:18

ObsidianGrape · 08/12/2024 12:44

When your mum does start to get frail, would you be able to take the spare room for yourself as you will be looking after your mum? So there will be no space for him etc? Maybe your sister also? So there is no way he can move in by sleuth? Or if you plan a paid live in carer then they need the room etc?

Does the poa mean you can make these decisions when she becomes frail? I.e. live in carer etc

She has a 3 bed house. There is stacks of room.

I am not going to be a livin carer as even when dc fly the nest I still have dh and a life, plus we travel and plan to do more inc. months abroad going forward. I will always be there at the end of the phone and will visit but we do have a plan of care decided, paying cleaner (wonderful woman) and neighbour to go over 2 twice a day when the time comes. We do not want a care home so would pay for a live in carer instead.

Sis lives in Oz.

Yes POA means I can pay for it from her bank account. I have access to her bank with her permission anyway as she cannot operate the internet well.

OP posts:
Fannyfiggs · 08/12/2024 13:11

If it were me I'd tell him the spare key has gone missing so all the valuables he has in the house will need to be moved to storage unless the key turns up. You'll look for it for another week but if it's not found, you'll leave his things outside to make it easier for him to get them into a taxi/hire van etc.

ObsidianGrape · 08/12/2024 12:44

When your mum does start to get frail, would you be able to take the spare room for yourself as you will be looking after your mum? So there will be no space for him etc? Maybe your sister also? So there is no way he can move in by sleuth? Or if you plan a paid live in carer then they need the room etc?

Does the poa mean you can make these decisions when she becomes frail? I.e. live in carer etc

coldcallerbaiter · 08/12/2024 12:21

greenhydrangea · 08/12/2024 03:21

You knew this over twelve months ago, and nothing has changed.

His stuff is still stored in her garage. It doesn't matter how outrageously awful his behaviour and attitude and expectations are, nothing will change until you do something active about it.

Active such as calling the police? I can’t, that would upset her and make me look terrible, she doesn’t think it is a serious issue, she opens the door to him voluntarily

This situation is more subtle. His initial plan got thwarted but I think he is waiting til she is frail and will try again then to live at the house.

The keys part is theft, but where is the proof? He does not use the missing key but I know he has it. How does one master key come off a steel key ring leaving the others still in there? He is lying like a little child. He never grew up and got everything he wanted his whole life by buying it.

Now Christmas has come around again, and I am going to have to seethe because dm wants me to be civil.

When he was there last time he accompanied her on some hospital appointments that her cleaner/me/neighbour who have cars normally would go with her, she let him do it and said what a ‘good boy’ he had been! But they got in taxis so how was that helping? If he is there 25% of the time he is bound to do helpful things too.

OP posts:
MrsOvertonsWindow · 08/12/2024 11:57

Presumably unless you're there and can actually remove the key from his possession, there's nothing you can do?

coldcallerbaiter · 08/12/2024 11:46

I am really angry about the keys. She has a master key that cannot be copied without some evidence, it is an old specially reinforced door and bespoke ( my dad was in the security business) So mooch stole the spare master key and denied it.
My mum instead of calling him a liar, let it go. She said to me that maybe he is paranoid about his stuff and wants access to it. Err so what, it is not his house, he can trust us. That should have been the last straw for her, but it wasn’t and now it’s forgotten. I am pretty sure he knows he won’t inherit money and that her dc are in the Will only but he is definitely running her funds down when he is there. I bet he eats bread and water at home cos he fills up on wine and steak at mum’s.

OP posts:
MrsOvertonsWindow · 08/12/2024 11:33

Also glad you've got power of attorney OP. You're right it's complicated and if she feels lonely, she no doubt welcomes the company for a while.

Might it be possible to remove his belongings from the bedroom to the garage (maybe when he's not there) to avoid any claims he may make on living there.
And I'd get that lock changed again - if onloy to make the point to him that he's not entitled to a key.

Riverlee · 08/12/2024 11:26

I’m glad you’ve got the POA and he didn’t manipulate himself to get this .

binkie163 · 08/12/2024 09:24

His keeping stuff there is to prove residency. If your mum ends up in a care home they will not be able to sell her home as he can say he has lived there a long time. I am unsure of the law but I am fairly sure he would be considered her dependent and can continue living at her home. I think you need legal advice on this as his age is relevant, cannot throw a pensioner out, you can bet your mum's house he knows his legal position. Alternatively walk away and leave your mum to deal with him, she doesn't care how much it affects you and is doing this willingly. Let him have the money and the house, walk away and save your sanity. Tell her you are not going to be dragged in anymore.

Rosscameasdoody · 08/12/2024 07:33

PivotPivotmakingmargaritas · 08/12/2024 00:03

Can you use her POA to advise whoever made her will she is not able to change it without you present. If he’s planning on being able to be there after she passes I’m sure he will try to sweet talk your mum to changing her will.

All the best op this must be so so stressful and frustrating for you

An LPA can not be used in this way. An attorney cannot influence a donors’ will - and to make a will, the testator must have mental capacity, so there would be no reason for te attorney to be involved. OP’s mum has capacity and is perfectly capable of making her own decisions - even bad ones.

rookiemere · 08/12/2024 07:26

Your DM seems rather complicit in all this, I suspect she likes the company but finds it overwhelming on a long term basis.

I would be short with her if she complains "I can get him out tomorrow DM, just say the word" every time she starts up.

Ultimately it's her choice if she is of sound mind, but she must know by now what his end game is. It's a fat lot of use saying she won't let him live with her permanently when he's already there 25% of the year.

greenhydrangea · 08/12/2024 03:21

coldcallerbaiter · 07/12/2024 23:37

My belief is he wants to live in her house now and also after she dies.

He is furious that this was not offered to him and we disrespected him by stopping him. He expected to come back, be welcomed and invited to live there and that instead he had to lay his cards on the table and hint, play act - he is humiliated. He was the big man in the other country, rich foreigner. We’ve disrespected him.

As for relatives, he has dodged all of them. Refused to see them. He is embarrassed. He left a wealthy young man and is back with nothing. These relatives aren’t financially going to help him so he has no use for them. Even skipped a funeral recently for my uncle, I knew why.

You knew this over twelve months ago, and nothing has changed.

His stuff is still stored in her garage. It doesn't matter how outrageously awful his behaviour and attitude and expectations are, nothing will change until you do something active about it.

PivotPivotmakingmargaritas · 08/12/2024 00:03

Can you use her POA to advise whoever made her will she is not able to change it without you present. If he’s planning on being able to be there after she passes I’m sure he will try to sweet talk your mum to changing her will.

All the best op this must be so so stressful and frustrating for you

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