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Relative burned through funds and now mooching

660 replies

coldcallerbaiter · 04/11/2023 22:41

AIBU to get involved? I have not said too much to him yet

So my cousin lost his parents in his 20s and got easily a million pounds in those days. He is around 60 now. Never had a job, playboy lifestyle in the Far East, womanising, divorces, no kids. Now he is back in the UK and has nowhere to go. Will not admit he is skint but then hints to live with my elderly mum in her spare room. He is not entitled to benefits as he never lived here and did not pay in or get credits. I do not know if he will even get a state pension later on. I think he should get a job and pay his rent somewhere but I doubt he will as working is beneath him, especially as it would be unskilled stuff, he wants to mooch off her. He has expensive tastes too and is in and out at night probably to bars. My mum is now phoning me worried in case he will not leave, also her quiet life is being disturbed

They are actually close as she was like a mother to him before he left to go abroad and were in touch all the years with visits.

OP posts:
Mirabai · 05/11/2023 08:16

You need to step up to protect your mum and stop being such a wet blanket. He has clearly moved in permanently and your mum cannot cope with this or cope with getting him out. She sounds thoroughly intimidated and overwhelmed by the situation.

It’s your role to step up and protect her. You may need police help to get him to leave. They will not directly throw him out but can attend the scene when he is asked to leave to prevent a breach of the peace. You cannot expect your mum to cope with that on her own.

DrinkFeckArseGirls · 05/11/2023 08:14

No way this can wait till after Christmas. He sounds very entitled and frankly saying a nightmare guest. I would not stand him longer than a week. I think it’s that generation who feel the obligation to help out regardless even if the person they’re helping out is taking a massive piss. My mother is the same although not to this extent.

Your mum needs to stop cooking for him, providing wine and doing his laundry! I’d also start interrupting the phone calls asking him to be quieter. Of course he doesn’t want to go when she’s subservient to him and waits on him.

Rosscameasdoody · 05/11/2023 08:12

Jk8 · 05/11/2023 05:43

devils advocate here but.... no he cant just 'go out & get a job' with no work experiance or contacts because you dont think its fair he had alot of money & spent it (over nearly 40 years its about £25,000 a year! hardly pissing it up on demand)

& if your mother acted like his mother & has been taking holidays to visit him/inviting him to come visit for litterally decades while he's taken nothing from her & is now too afraid to tell him to leave as it will make her look bad when hes hinting at staying you both sound like thoroughly unpleasent people

also as others have pointed he will qualify for a pension in 6 years & may qualify for housing now so hardly a burden now hes no longer the fun relative with all the storys is he ?!?

Just be honest you don't want to be apart of his life now the cash has dried up & he needs to register with the council

This is probably the most batshit post ever to appear on MN. This has absolutely sod all to do with not wanting to know him now the cash has dried up. It’s everything to do with him wasting his money living the high life for years and expecting family to bail him out when the good times no longer roll.

And a million quid forty years ago was worth a lot more than it is now. If he’d invested it he could have worked as well, and still had a good lifestyle - and he’d have had a comfortable retirement. Instead he spent the lot without a thought for the future and is so entitled he thinks OP’s mum is his meal ticket. How does that make Op and her mum ‘unpleasant people’ ? Give your head a good wobble.

DoubleTime · 05/11/2023 08:12

Its more than 25k a year over 40 years, unless he spent it all right away there is all the interest on the money too.

MrsOvertonsWindow · 05/11/2023 08:11

Your Mum has told you that "She's worried he will take her house if she comes to stay with you. That's as big a red flag as there is.

Your Mum is being cuckooed. You (ideally with others) urgently need to get over there and check what's happening. Is he accessing her bank accounts? savings? selling her valuables?

The link below is useful and you can involve the police if he won't move out. She's frightened and needs urgent help.

https://www.llradultsafeguarding.co.uk/guidance-for-working-with-adults-at-risk-of-exploitation-cuckooing/

Guidance for Working with Adults at Risk of Exploitation: Cuckooing – LLR SAB Multi-Agency Policies & Procedures Resource

https://www.llradultsafeguarding.co.uk/guidance-for-working-with-adults-at-risk-of-exploitation-cuckooing

Badbadbunny · 05/11/2023 08:11

determinedtomakethiswork · 04/11/2023 22:58

It makes you wonder why the hell anyone pays national insurance the result is just the same without paying it.

Your poor mum. I think she will need your support in getting him to leave.

Because it's morphed into just another tax. Time it was scrapped and income tax increased to compensate. At least there'd be more honesty and transparency.

ForfarBridie · 05/11/2023 08:09

You cannot mooch off someone,as mooch means to wander

It has a different meaning in Scotland. If you mooch off someone just like this man is doing you are called a moocher.

ForfarBridie · 05/11/2023 08:07

devils advocate here but.... no he cant just 'go out & get a job' with no work experiance or contacts because you dont think its fair he had alot of money & spent it (over nearly 40 years its about £25,000 a year! hardly pissing it up on demand)

I agree that he’s hardly been living the high life on approx 1 million spread over 35 - 40 years even if he has been living in the Far East.

But he really does need to give the OP’s mum her house and her life back pronto.

Rugbee · 05/11/2023 08:06

Can you go over and help your mum have the conversation? Say he’s needs to find somewhere by the 1st Dec. Email him all the places he can look / suggested here. Tell him what the plan is if he can’t find something (storage facility for stuff, shelter).

dont get into arguments about why he should stay - have a straightforward response like ‘mums too polite to say but she really needs her space to enjoy her retirement and doesn’t need someone to look after at her age.’

if he tries to draw you into his problems have the same answer ‘hmm, I’m not an expert, best you speak to the council’

then in the few days before the 1st Dec you / other family members stay at her house to ensure it happens.

don’t suggest 1st Jan as he’ll use Xmas as an excuse as many services closed. Also do you really want him spoiling your mums Xmas? Better to have him as a welcome day guest than as an unwanted lodger.

Adrieeeeenne · 05/11/2023 08:06

No way this guy will be gone by Christmas! My uncle did similar to my nan (without the million!), and next step will likely be post arriving addressed to him at your mum’s, bank account/credit cards etc. registered there. My uncle ended up pressuring my Nan to leave most of the value of her (small) house to him, and the remainder divided by 5 siblings. Entirely self-interested and deceptive. Always had some ‘big plan’ for success, all nonsense. After she died he disappeared again until he’d wasted most of what she’d left, then emerged asking to stay with various siblings (who luckily said no). Who knows where he is now - probably draining some unsuspecting woman’s bank account! Total vulture. I feel for you if you have the misfortune to know anyone like this, they’re vile.

JudgeJ · 05/11/2023 08:04

Vanillazebra · 05/11/2023 04:43

Perhaps she should give him a firm date to leave by, even if it’s after Xmas?

Too late, tell him a couple of days.

All2Well · 05/11/2023 08:03

Your poor mum 😥

I would meet with him (preferrably with other relatives/friends) and explain that the situation is making her ill and she cannot house him. Give him a move out date, preferrably before Christmas.

There are loads of Christmas temp jobs going. He could get something.

If he's genuinely stressed and upset offer to accompany him to CAB.

If he gets arsey tell him you will be involving social services over concerns about elder ebuse.

Good Luck, I hope it all gets sorted out soon.

JudgeJ · 05/11/2023 07:59

coldcallerbaiter · 04/11/2023 23:29

@Crumpleton he is living there atm, as he just came from abroad, thought he would stay a few weeks and rent a place but now he says he will be there for Xmas so it has been about 5 weeks now.

Go round with bin bags, chuck his stuff in them, out them by the door and change the locks. He's not her problem.

Crazycatlady83 · 05/11/2023 07:57

Just change the locks, secure the house and then have her stay with you a couple of nights?

MikeRafone · 05/11/2023 07:55

He's very lucky to have had a safe landing and to live in a country where you don't have to put anything in to get something out. Personally I think anyone who has lived abroad all of their adult lives shouldn't be allowed to return and claim benefits. It's outrageous

they can’t

and often this comes as a big shock, they may be able to get pension credit but are not able to just move back to U.K. and get benefits. They often shout about being an immigrant to get everything, but that’s mostly myth as well

Rosscameasdoody · 05/11/2023 07:55

I haven’t read the full thread but OP, is your mum claiming any benefits that may be affected by him staying with her ? Off the top of my head if she gets single persons council tax reduction or housing benefit, they will almost certainly be affected.

GuildOfAssassins · 05/11/2023 07:54

This is definitely a safeguarding issue, your Mum as a vulnerable adult is being taken advantage of financially, she may be being emotionally abused as well, it is impacting her physical and mental health - definitely contact your local safeguarding team.

JudgeJ · 05/11/2023 07:54

determinedtomakethiswork · 04/11/2023 22:58

It makes you wonder why the hell anyone pays national insurance the result is just the same without paying it.

Your poor mum. I think she will need your support in getting him to leave.

A question many ask about non-contributors!

rookiemere · 05/11/2023 07:53

You need to tell him to move out. He clearly doesn't want to. You need to make it unpleasant enough that he doesn't want to stay. I'd phone him daily and tell him so.

Your mum needs to stop buying him wine and cleaning his sheets.

Pugdays · 05/11/2023 07:53

Give him notice ,help him pack and call the police if he refuses to leave .then changethelocks

Pugdays · 05/11/2023 07:52

Op .can you come back and tell us you are getting this man out ....your mum clearly can't ...she needs you to do it now ,not after Christmas,when he will then find another reason not to go .

MikeRafone · 05/11/2023 07:51

It might help if you let mash know at your local council - https://www.coventry.gov.uk/mash tell them you fear financial abuse as he’s jyst moved himself in and taken over. Coming and going in the night and your mother is frighten but to frightened to say

Coventry's Multi Agency Safeguarding Hub (MASH) – Coventry City Council

Details about Coventry's Multi Agency Safeguarding Hub (MASH)

https://www.coventry.gov.uk/mash

TorroFerney · 05/11/2023 07:49

Greenberg2 · 05/11/2023 07:26

It makes me absolutely furious.

I used to talk to a Big Issue seller years ago. Made sure I bought from him regularly, hard on his luck, older fella etc. Then I found out bit by bit that he used to be a drug dealer. He'd lived the high life all over the world. Never paid a penny in tax anywhere. But what really stuck in my craw was that he used to go on about immigrants coming over here and getting benefits! Never bought from him again.

OP find your anger with this man. He's not only a lazy fucker, he's also selfish and unkind. Who would expect an older woman to look after them waiting hand and foot? You have to take control of this situation before he does start claiming to be your mother's carer/dependent etc. He'll probably start to say he has physical or mental health issues or that she does; anything to stay in her house.

He's very lucky to have had a safe landing and to live in a country where you don't have to put anything in to get something out. Personally I think anyone who has lived abroad all of their adult lives shouldn't be allowed to return and claim benefits. It's outrageous. But thems the rules and we have to suck it up. What we don't need to do is make it extra comfortable for these people. Get him out of your mother's house and into a bedsit. If he wants something better he'll have to work for it.

Sorry but who do you think sells the big issue? It’s there to help those with criminal records get work. What’s an acceptable big issue seller, skint sex offender with left wing views?

MikeRafone · 05/11/2023 07:46

There are plenty of over 55s accommodation with council that are cheap

get him to fill out application and get it in with council and get his budding number so you can make sure he bids every week.

make sure he know he can’t stay living with your mum as her health is suffering and that’s not acceptable

verrymerryberry · 05/11/2023 07:43

Jacopo · 05/11/2023 06:23

You need to get him out NOW. This has all the hallmarks of the types who weasel themselves into an elderly person’s home, become their “carer”, get them to alter their will when they get old and frail, and end up owning the house. Get him out. It’s not fair for your mother to be worrying about him being there and inconveniencing her. That’s a good enough reason to get him gone right now.

I agree with this.

He needs to be given notice to leave. Two weeks. He needs to put his possessions to in storage or to sell them. You need professional support try AGE UK as PP said

It is elder abuse. He could change the will.

I've also heard it called cuckooing where an able person moves into a vulnerable persons accommodation and takes over. But usually in relation to drugs.

Do not allow your mum to leave the house. I'd move in if I could but this may not be feasible.

Do not allow this to rumble on

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