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Relative burned through funds and now mooching

660 replies

coldcallerbaiter · 04/11/2023 22:41

AIBU to get involved? I have not said too much to him yet

So my cousin lost his parents in his 20s and got easily a million pounds in those days. He is around 60 now. Never had a job, playboy lifestyle in the Far East, womanising, divorces, no kids. Now he is back in the UK and has nowhere to go. Will not admit he is skint but then hints to live with my elderly mum in her spare room. He is not entitled to benefits as he never lived here and did not pay in or get credits. I do not know if he will even get a state pension later on. I think he should get a job and pay his rent somewhere but I doubt he will as working is beneath him, especially as it would be unskilled stuff, he wants to mooch off her. He has expensive tastes too and is in and out at night probably to bars. My mum is now phoning me worried in case he will not leave, also her quiet life is being disturbed

They are actually close as she was like a mother to him before he left to go abroad and were in touch all the years with visits.

OP posts:
Bumblebeestiltskin · 05/11/2023 15:31

coldcallerbaiter · 05/11/2023 12:37

I am away in pre booked hol next week but back for Xmas. Dm usually comes to us, I’ve had to invite the mooch for the day. My teens think he is weird and my dd says he is creepy. Dd has a radar for creeps and has always been right so far! But it’s just one day I guess but awkward.

If he's been living in a country where the cost of living is low, and he 'buys' women, I'd say she's spot in about him being a creep!

coldcallerbaiter · 05/11/2023 15:23

He may still have 50 or 100 or 200k idk but I just do not think he now has enough to buy a flat and pay bills or pay rent for the next 20 years or he would have gone ahead and dine so.

To the poster that said he could harm her, no he would not do that. He has a temper though and he can be sulky and rude to her. But he is also good company for her when he visits. He is not all bad, he was always gregarious and fun to be around.

There is no way dm would get police involved. This all has to be done whilst keeping his pride in tact.

He says he is not entitled to benefits, idk if this is true. I think he will get a basic pension, doubt he could pay accommodation and bills with just that though and it’s not for a few years.

I think he has had a shock. I think he thought we would be ok or even happy for him to be her carer, he must now be thinking shit what now…

OP posts:
mogtheexcellent · 05/11/2023 15:21

If you havent thought about it already then getting a power of attorney set up sounds like a good bit of pre planning for when she is older. Plus will protect her assets from the moocher.

helloducky · 05/11/2023 15:21

@Sarvanga38
laundry once a week only

Yeh, I retract that suggestion! He should do his own bloody laundry but I suspect OP's DM has been too obliging and this grifter has laid on a bit of charm. The sort of things you do or let pass for an occasional guest who's not staying very long are different from what this has turned into. He probably arrived saying it would only be for a few weeks until he got himself sorted...then a bit longer...then another week or two. Now it's maybe, possibly, Xmas or never.

Noseyoldcow · 05/11/2023 15:14

You say your mum is worried and can't sleep, so that means he IS making her ill. Sod Christmas, if she wants to play happy families then he can come for the day, but for the sake of her health he needs to be evicted asap.

Livingtothefull · 05/11/2023 15:10

I am quite sure that he has money - the money for his nights out is coming from somewhere - and his supposed destitution is a sob story to manipulate OP's mother into letting him stay.

Doubledodecahedron · 05/11/2023 15:01

Has he signed on? He may not get anything straight away but he needs to do this. If I remember correctly, if you make yourself voluntarily unemployed, you still have to sign on (and possibly get NI paid if nothing else) and there will just be a delay (used to be 12 weeks I think) before any finance comes through. But it will be 12 weeks from when he first signs on, and he'll have to jump through the job hunting hoops in order to recieve any funds at all. So it might be worth checking this out and then confront him armed with this knowledge (things may well have changed, I'm going from knowledge gained years ago!). I believe your mother could also charge him rent to be claimed for with housing benefit when he becomes eligible for this.

If I am right, tell him you want to see the evidence that he is signing on. If he has savings stashed away he won't be entitled, so will be told to do one from employment support from the off. Therefore you will know he is conning your mother.

DriftingDora · 05/11/2023 15:00

ObsidianGrape · 05/11/2023 06:02

Does your mum plan to stay in her house forever? Or does she want to downsize eventually? If she does want to downsize, maybe now is a good time? Get a nice 1 bed retirement flat or something? Make you power of attorney so he can't try and get house sale money off her. Then that's a good excuse to get him to move on.

For the short term either of you should tell him that as he's no longer staying as a guest and more like a lodger, he must at least start contributing to her bills and food. In fact he should buy all groceries and pay all bills and do all his own laundry and cleaning too. Your mum should definitely stop acting like a skivey for him.

For heaven's sake, the OP's mum needs him OUT, not his feet under the table!

OP, face facts here: the longer your mother allows him to stay, the harder it'll be to get him out AND there's a very good chance he'll bring a "friend" into the house, who is "only here for a couple of days". Wake up - leaving it until after Christmas is bonkers - Father Christmas isn't going to offer him a home and your mother will be stuck with him if she doesn't take some action now. He will fleece her if you're not careful - he's probably already got some scheme in mind, people like him always have a plan. Get rid.

DoubleTime · 05/11/2023 14:18

OK, ask him what his plans are ?Nicely, for your DM's sake, but in front of your DM. He can't say he is thinking of staying where he is forever, and if he can't afford current rentals then he has to have a plan to earn money. Having no job record doesn't stop him volunteering to acquire some skills and build up references. If he is doing nothing to get work, then you and your DM know he is planning on staying in that house for good.

He must have some money left - how does he manage to go to these bars?

Sarvanga38 · 05/11/2023 14:06

Write out a list of expectations for him e.g laundry once a week only, no wine on household budget, leave permanently by Dec 27th! Change locks once he's out.

Surely this needs to be 'laundry as often as he likes IF he is making a meaningful contribution to the household that covers the costs and doing it his bloody self', first and foremost! Your mother must not run around after this man, he can do his own laundry. Why on earth would he think an elderly woman should do it for him?

Livingtothefull · 05/11/2023 14:01

It is possible he is just feckless and selfish rather than actively conniving...but tbh the signs don't look good. Why did he arrive in the UK with seemingly no long term plan, except to leech off your DM indefinitely, or for good?

You say that he has a history of purchasing women (just ugh!!) and several ex wives. A disrespect for women can manifest itself in several different ways, so don't be surprised if you struggle to make him take you or your DM seriously when you say you want him gone. That's why I think you will probably need backup to get him out.

It's a shame as well that your DC will have to put up with their creepy uncle at Christmas, though I understand you may feel you have no choice for your DM sake.

Cramlington567 · 05/11/2023 13:44

Cannot imagine going for first job interview at 60 and them asking what type of work he has done before, then getting the answer 'nothing'. What employer would choose that person over a young person, even for entry level roles.

Part of me thinks he must have had a great life though so maybe he will have no regrets on his deathbed.

A million quid years ago, Jesus, he should have just lived off the interest. Even 5% average is 50k a year.

NigellaAwesome · 05/11/2023 13:29

I don't want to be alarmist, but after reading this thread this morning, I was in a taxi. The driver was telling me that he had helped out a neighbour of mine for years. She was elderly, on her own, and worth a fair bit. He was fond of her and spoke to her almost every day as she took taxis everywhere.

The woman met a German couple, who inveigled their way into her life. They moved in with her, and a week later she was dead, found at the bottom of the stairs. Fell apparently.

The German couple are still living in her house, years later.

coldcallerbaiter · 05/11/2023 13:02

@helloducky you have summed it up perfectly, always cards close to chest and it is only now that we are putting the pieces together and it’s dawned on us that it’s a facade.
he inherited property and funds from both his gp too, he says they are all sold. In total he had 3 properties gifted no mortgage, and 2 he sold them when prices were lower in the 90s

OP posts:
helloducky · 05/11/2023 12:48

There's clearly quite a bit you don't know about his full situation and he's playing his cards close to his chest. Wonder if he got into some bother with gambling debts, drugs, gangs and has run back to the UK? Avoiding angry ex wives?! It's really piss poor he had that much money and couldn't hold onto investment property for his older age.
What complicates this is your DM has a quasi mother-son relationship with him and he's used to using her home as his UK pad, staying weeks at a time. He probably sees this as just an extension of the usual arrangement and his lazy, entitled arse won't be inclined to move out or on too quickly.
He knows you don't approve and will fight your mother's corner but you've got to be carefully he doesn't wheedle any more promises out of her beyond Xmas. I think she needs support in getting rid of him and you may need to be there more to make it happen.
It would be a disaster if he starts paying rent as that is formalising a lodger /tenant arrangement and harder to break. Write out a list of expectations for him e.g laundry once a week only, no wine on household budget, leave permanently by Dec 27th! Change locks once he's out.

Honeychickpea · 05/11/2023 12:46

Your mum needs to stop the hand wringing and hoping that telling you makes it your problem to fix i agree.

Livingtothefull · 05/11/2023 12:40

You don't need to be rude to him if your DM doesn't want that, but you will need to be firm. She has said she categorically wants him gone so you can support her in ensuring that this happens & she is not browbeaten into changing her mind.

If he is out and about at night then he can't be penniless. He just chooses to spend his money on himself rather than reimbursing your DM. She is already being abused imo.

Has she named you or another responsible person on a Lasting Power of Attorney by the way?

Darkandstormynite · 05/11/2023 12:38

coldcallerbaiter · 05/11/2023 12:33

To the people who say I will not do anything, they don’t know me! I will as she is my priority not him. I just don’t know how he will live and so he will be an endless headache as they will be in touch.

No, he is not in her will. But funnily enough she is in his will and he gave her a copy years ago! He has ex wives back in the other country and I wonder if they will pop up one day too.

That is a highly manipulative thing to do, to put her in his will, that's a big red flag right there. That screams 'I've put you in my will so you should put me in yours'. He's very calculated isn't he.

To get him out after Xmas, I'd send your mum back to your house and you stay in hers to 'help him move out'. That way she's out of the situation and not distressed.

coldcallerbaiter · 05/11/2023 12:37

I am away in pre booked hol next week but back for Xmas. Dm usually comes to us, I’ve had to invite the mooch for the day. My teens think he is weird and my dd says he is creepy. Dd has a radar for creeps and has always been right so far! But it’s just one day I guess but awkward.

OP posts:
GettingStuffed · 05/11/2023 12:36

My adult son lives at home and he pays us tent to cover his part of the bills and food. He also has to do his own washing etc .

Perhaps your mum needs to do this, and she needs to stop buying him luxuries like wine

coldcallerbaiter · 05/11/2023 12:33

To the people who say I will not do anything, they don’t know me! I will as she is my priority not him. I just don’t know how he will live and so he will be an endless headache as they will be in touch.

No, he is not in her will. But funnily enough she is in his will and he gave her a copy years ago! He has ex wives back in the other country and I wonder if they will pop up one day too.

OP posts:
C152 · 05/11/2023 12:30

Oh no, OP, this sounds very messy and distressing for your poor mum. I know she wants to be kind by letting him stay until Christmas, but this man is behaving like a parasite. The longer he's there, the harder it will be to get him out. I know you say you must tread relatively gently, so as not to upset your mother, but she's worried, not sleeping and waiting on a grown man as if he were a child. This really can't continue. She might be a bit upset if you make a fuss initially, but ultimately, I expect the relief she'll feel that you've sorted things out will outweigh the upset.

I would do what another poster said and go over when he's out, pack his bags and change the locks.

IncompleteSenten · 05/11/2023 12:23

You need to protect your mum. Get all important documents and her cards and everything out of the house if at all possible. Lock down her credit.

I fear I know what he's planning and you need to protect her.

itsalongwaybackfromsorry · 05/11/2023 12:23

Next time he goes out, I'd go pack up his things and put them outside the front door and wait with them until he comes back.

MrsOvertonsWindow · 05/11/2023 12:22

coldcallerbaiter · 05/11/2023 12:14

No she should not have to downsize, she had a bigger house years ago our family home, and then my dad died and she remarried another widower with no kids and now he is gone as he was quite a bit older. She has a small house, no garden and the spare rooms are for guests and maybe a carer one day. It is a lovely small house and she is not cramped and is v house proud. She cared for 2 dying husbands and she has had a stressful times. I don’t want her heart to give out over this but I have to not be overly rude to him as that will distress her. She categorically wants him gone after Xmas, but he is spinning the me and skint card right now and U am worried she will give in.

She probably will give in unless she gets some back up. She's in her 80s with an unwanted visitor taking over her home and demanding she waits on him. She's told you she's worried but if you're not prepared to do anything to help her, presumably she's on her own?

You've had lots of advice about cuckooing and what that looks like. But only you can take action and support her - or watch for the inevitable to happen.