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AIBU?

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Relative burned through funds and now mooching

660 replies

coldcallerbaiter · 04/11/2023 22:41

AIBU to get involved? I have not said too much to him yet

So my cousin lost his parents in his 20s and got easily a million pounds in those days. He is around 60 now. Never had a job, playboy lifestyle in the Far East, womanising, divorces, no kids. Now he is back in the UK and has nowhere to go. Will not admit he is skint but then hints to live with my elderly mum in her spare room. He is not entitled to benefits as he never lived here and did not pay in or get credits. I do not know if he will even get a state pension later on. I think he should get a job and pay his rent somewhere but I doubt he will as working is beneath him, especially as it would be unskilled stuff, he wants to mooch off her. He has expensive tastes too and is in and out at night probably to bars. My mum is now phoning me worried in case he will not leave, also her quiet life is being disturbed

They are actually close as she was like a mother to him before he left to go abroad and were in touch all the years with visits.

OP posts:
Doopydoo · 06/11/2023 12:32

Well done OP

MeridianB · 06/11/2023 12:11

No she does not want him there long term, he eats a lot, wants wine with dinner, wants laundry done, yaps loudly on the phone all day, has weird night absences, leaves lights on etc

Why does he get to stay until after Christmas? Get him out now. He’s affecting her quality of life and health so needs to leave. What a self-absorbed wanker he is!

Wellfancy · 06/11/2023 12:01

He could get factory or cleaning work. There is alot about . He can go to CAB or his local Housing Office for advice on Private lets . Keep him away from your mum ,OP.

saraclara · 06/11/2023 12:00

Well done @coldcallerbaiter . Though it's odd that he considers that he's looking after her, while expecting an 80 year old to feed him and provide him with freshly laundered bedding every day.

Wellfancy · 06/11/2023 11:59

@PermanentTemporary
He could probably very easily get some kind of live-in carer type role and I think that's his best bet. What a waste.

Are you for real? You think this man is suitable as a live in carer for a vulnerable person elderly or disabled? I most certainly think he is NOT suitable for that role and would be a risk !!! Have a hard think!!!

coldcallerbaiter · 06/11/2023 11:52

Thanks for the replies.

I called my mum, I had already told her not to worry, I said I will speak to mooch and blame me for any unpleasantness.

I called mooch and said he needs to find somewhere else straight after xmas.

Mooch replied that all he wanted to do was support and care for dm in her old age and as she was widowed and alone now. He is disappointed in my hostile attitude and will find somewhere else to live and do not expect him to run and help her if she needs it (I never expected that anyway). He will probably move far away near his friends who want him around.

It's hard to be rude to someone who I have always been friendly to. I knew his deceased parents as a kid and they were lovely. They died tragically young and mooch plus all the family probably never got over the pain. Mooch was always cut slack because of it.

I reckon, that if his finances are bad he will go elsewhere but then re-group and be back later, just a feeling I have. I will be getting the POA sorted.

OP posts:
LastNightIDreamtIWasAtManderleyAgain · 05/11/2023 22:29

And it's a safeguarding issue if the OP's daughter finds him 'creepy'! That word can cover a multitude of sins. The daughter should not have to be in his company.

Teateaandmoretea · 05/11/2023 20:35

Badbadbunny · 05/11/2023 20:19

Not if they have children themselves!

🤔🤣🤣

Yeah but according to the pp all parents are a net drain. It’s only the saintly childless who actually contribute.

Their kids kids will then pay pensions of the later childless.

If no one had kids there would be no taxes.

Badbadbunny · 05/11/2023 20:19

Teateaandmoretea · 05/11/2023 20:15

Yeah but their kids’ taxes will pay the pensions of the childless. Totally swings and roundabouts on that one!

Not if they have children themselves!

Teateaandmoretea · 05/11/2023 20:15

saraclara · 05/11/2023 20:03

The majority of people are net recipients because they have children. Anyone with children, even if they're in a two resident parent family and both work, is a net recipient, due to the cost of education etc.

The proportion has less to do with benefits than with education and the cost of any healthcare that people need.

Yeah but their kids’ taxes will pay the pensions of the childless. Totally swings and roundabouts on that one!

Geppili · 05/11/2023 20:09

Tell him to fuck off out with his cheekyfuckery.

saraclara · 05/11/2023 20:03

tpxqi · 05/11/2023 18:01

Anyone who works and pays is basically a mug. Because you are paying for a growing number of people who take. The majority of people in this country are now net recipients, with many who see it a birthright to rip off the taxpayer by not contributing at all.

The majority of people are net recipients because they have children. Anyone with children, even if they're in a two resident parent family and both work, is a net recipient, due to the cost of education etc.

The proportion has less to do with benefits than with education and the cost of any healthcare that people need.

tpxqi · 05/11/2023 18:01

determinedtomakethiswork · 04/11/2023 22:58

It makes you wonder why the hell anyone pays national insurance the result is just the same without paying it.

Your poor mum. I think she will need your support in getting him to leave.

Anyone who works and pays is basically a mug. Because you are paying for a growing number of people who take. The majority of people in this country are now net recipients, with many who see it a birthright to rip off the taxpayer by not contributing at all.

rookiemere · 05/11/2023 17:42

The trouble is both you and your DM want an impossible result. You want moocher Michael to realise what an utter cad he is being and move out whilst maintaining cordial relationships and no harsh words being spoken. This is not going to happen.

Your big issue is that he's at your DMs and you are not there. I don't know how far away you live from your DMs, but if she's able to come for Christmas Day the. it's presumably doable in a day.

I'd be going down there every weekend for the day. Ask him where he intends to move to, get him privately and tell him that your 80 year old DM can't be washing sheets on a daily basis, in fact don't do it privately do it in front of him. Basically make yourself a nuisance and make it a bit uncomfortable for him to be around. It's a pain for you, but a bit of time now could hopefully prevent a long term issue.

skyeisthelimit · 05/11/2023 17:21

You need to help your mum be firm on this one. He needs to do all his own laundry and change his own bed etc.

Your mum needs to only provide the necessary food, and if he eats too much and runs out, then he goes without and stop buying him wine.

He will never leave while she does everything for him. He will leech off her until she dies if you don't get him out.

You need to get through to her that it is all a sob story and that she is not responsible for him as he is a grown adult who chose not to provide for his own future. It's even worse that he had a flat and sold it, so he could have had somewhere to live!

DoubleTime · 05/11/2023 17:14

If he is saying he is not entitled to any benefits, then he must have a few thousand in savings. If you want to wait to give DM the option of telling him herself, then you can still drop huge hints about him buying food for them both and buying his own wine.

Scissor · 05/11/2023 17:13

I wouldn't be surprised if he hasn't a significant amount of money still stashed. He seems very good and experienced at spending other people's money.

It will be why he's not entitled to anything.

I have a relative like this, moved into the house belonging to one of their children who was working abroad without any conversation or notice then guilted their own child into letting them stay temporarily.

Over 20 years later the parent was finally got out, house trashed and the self stated impoverished parent has well over £500k stashed.

At one point claimed dire poverty with tears and convincing looking breakdown so didn't have to pay for shoes.

Extremely charming in public, absolutely terrifying and manipulative in private.

People love diagnosing narcissicism but this truly looks like it and there's no rational argument that will work to get this man out except for standing firm in the face of the rollercoaster to come.

Get it done fast. The longer this goes on the worse it will be.

unsync · 05/11/2023 17:10

This is a safeguarding issue. Your mother is at high risk of financial and possibly emotional abuse from this man. She needs to be protected from him. Age UK can advise on next steps.

EscapeTheCastle · 05/11/2023 16:23

Another vote here for acting fast and now.
Don't wait until Christmas.
Tell him he needs to go to a friend's house within the next few weeks.
If that doesn't happen you gather all hands on deck, friends and family and go round change the locks and see him out of the door.

ClareBlue · 05/11/2023 16:18

Plenty saying he only spent 25k a year. 1 million in 1985 is the same as 3 million today for spending power. Average returns in safe investment around 5 to 7 perc, some years easy over 10 to 12 perc. So he could easily have had an income of 150k per year in today's money with safe investing and ensuring capital kept real value. And 150k is serious money in some countries.
And even if you are not money savey if you inherit 3 million tomorrow you know to get some advice.
He really did piss it all against a wall. No way he is going to get a job or have any concept of earning if he has done that for 40 years. Literally nothing from 3 million quid, as that is what it was if he got it today. Hope he had some good life experiences along the way.

DriftingDora · 05/11/2023 16:09

coldcallerbaiter · 05/11/2023 15:23

He may still have 50 or 100 or 200k idk but I just do not think he now has enough to buy a flat and pay bills or pay rent for the next 20 years or he would have gone ahead and dine so.

To the poster that said he could harm her, no he would not do that. He has a temper though and he can be sulky and rude to her. But he is also good company for her when he visits. He is not all bad, he was always gregarious and fun to be around.

There is no way dm would get police involved. This all has to be done whilst keeping his pride in tact.

He says he is not entitled to benefits, idk if this is true. I think he will get a basic pension, doubt he could pay accommodation and bills with just that though and it’s not for a few years.

I think he has had a shock. I think he thought we would be ok or even happy for him to be her carer, he must now be thinking shit what now…

I think you are assuming a lot about this man and what he wouldn't do if pushed into a corner. What sort of person lands themselves on an elderly lady and makes it plain, without being invited, that they intend to stay? He doesn't exactly sound like a man who is respectful of women, does he? He's someone with no morals, that's who. All this rubbish about breaking the news to him so that people can keep their dignity.....what dignity has he shown by lumbering your mother with a deliberately obtuse parasite?

I think you are being incredibly naive, OP, to say the least. Are you really 'getting' what could be going on here and how important it is for some action to be taken? Think about it. If she can't or won't do it herself, I'd sit her down for a chat - difficult as that may be - before telling him he has to go or you will be getting Social Services/Police involved if he isn't gone by xyz date - and I wouldn't be waiting until Christmas, either. Also: are any of her valuables still where they should be? Is there any post coming to your mother's home addressed to him? This man is not to be trusted by the sound of him.

NigellaAwesome · 05/11/2023 16:05

coldcallerbaiter · 05/11/2023 13:02

@helloducky you have summed it up perfectly, always cards close to chest and it is only now that we are putting the pieces together and it’s dawned on us that it’s a facade.
he inherited property and funds from both his gp too, he says they are all sold. In total he had 3 properties gifted no mortgage, and 2 he sold them when prices were lower in the 90s

Exactly - he has inherited 3 properties already

Livingtothefull · 05/11/2023 16:02

'To the poster that said he could harm her, no he would not do that. He has a temper though and he can be sulky and rude to her. But he is also good company for her when he visits. He is not all bad, he was always gregarious and fun to be around.

There is no way dm would get police involved. This all has to be done whilst keeping his pride in tact.'

Your comment here does make me concerned that you might be in denial about how bad he actually is. I may be wrong of course, I don't know him or you; but for him to show his temper and be 'sulky and rude' towards an elderly lady - one who has done so much for him - is just off the scale bad and utterly unacceptable.

I don't doubt he can be gregarious and good company when he wants, I am sure showing charm works for him too sometimes.

And a man with a history of procuring (likely poor and vulnerable) women is imo a seedy, exploitative creep. Not a person I would want around any loved ones of mine.

EnjoyingTheSilence · 05/11/2023 15:43

I would be worried about him talking her into him looking after her, giving him poa, isolating her, bad mouthing you so that you’re the enemy. Staying after Christmas is the least of your worries

LookItsMeAgain · 05/11/2023 15:42

I’ve read your posts @coldcallerbaiter and it got me thinking. This person headed straight for you mum’s place and has been there for the past 5 weeks, right? Along with this, your mum wants him gone after Christmas, which is understandable.

You don’t know how much money he has left of his own, so my suggestion is this - you offer to help him get on his feet, by suggesting that you go through his finances with him and see what he might be eligible to get. If he has some money left and he’s in his 60’s he should see about getting a job of some sort and he could buy a place outright if he has 200k left!

I’d do it for a place of kindness, so that he doesn’t get suspicious of you.

That he went straight to your elderly mother from the airport and has his feet under her table would make me think that he’s after her money now. Be wary of that.